XML 21 R8.htm IDEA: XBRL DOCUMENT v3.25.0.1
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Operating activities:    
Net income $ 31,016 $ 28,470
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 8,335 8,565
Amortization of debt discount and deferred financing costs 382 417
Non-cash lease expense 14,421 14,744
Deferred income taxes 478 345
Other adjustments (617) (857)
Provision for inventory reserve 59 (156)
Stock compensation expense 2,597 2,264
Equity in net income from investment in unconsolidated affiliates (1,475) (1,153)
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable (1,368) (1,000)
Inventory (2,384) 2,066
Prepaid expenses, other current assets and other assets 1,375 (5,823)
Accounts payable, accrued expenses and other liabilities (38,737) (33,991)
Customer layaway deposits 2,909 (719)
Income taxes 9,000 8,309
Net cash provided by operating activities 25,991 21,481
Investing activities:    
Loans made (247,225) (216,978)
Loans repaid 135,190 123,021
Recovery of pawn loan principal through sale of forfeited collateral 101,850 98,209
Capital expenditures, net (5,609) (7,184)
Investment in other investments 0 (15,000)
Dividends from unconsolidated affiliates 1,902 1,745
Other (148) (677)
Net cash used in investing activities (14,040) (16,864)
Financing activities:    
Taxes paid related to net share settlement of equity awards (3,971) (3,253)
Purchase and retirement of treasury stock (3,000) (3,007)
Payments of finance leases (131) (132)
Net cash used in financing activities (7,102) (6,392)
Effect of exchange rate changes on cash and cash equivalents and restricted cash (764) (207)
Net increase (decrease) in cash, cash equivalents and restricted cash 4,085 (1,982)
Cash and cash equivalents and restricted cash at beginning of period 179,807 228,968
Cash and cash equivalents and restricted cash at end of period $ 183,892 $ 226,986