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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Operating activities:    
Net income $ 49,949 $ 9,988
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 16,784 15,951
Amortization of debt discount and deferred financing costs 807 736
Non-cash lease expense 29,514 27,546
Deferred income taxes 515 (6,987)
Other adjustments (1,429) (2,386)
Provision for inventory reserve 183 280
Stock compensation expense 4,844 3,741
Equity in net (income) loss from investment in unconsolidated affiliates (2,872) 30,917
Net loss on extinguishment of debt 0 3,545
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable 1,071 1,357
Inventory 1,617 (2,306)
Prepaid expenses, other current assets and other assets (8,699) (3,639)
Accounts payable, accrued expenses and other liabilities (57,531) (43,969)
Customer layaway deposits 886 1,426
Income taxes 909 8,852
Dividends from unconsolidated affiliates 0 1,775
Net cash provided by operating activities 36,548 46,827
Investing activities:    
Loans made (433,194) (378,717)
Loans repaid 262,970 230,604
Recovery of pawn loan principal through sale of forfeited collateral 188,351 171,504
Capital expenditures, net (13,654) (18,439)
Acquisitions, net of cash acquired (8,610) (12,968)
Issuance of notes receivable 0 (15,500)
Investment in unconsolidated affiliate (850) (2,133)
Investment in other investments (15,000) (15,000)
Dividends from unconsolidated affiliates 1,745 0
Net cash used in investing activities (18,242) (40,649)
Financing activities:    
Taxes paid related to net share settlement of equity awards (3,253) (1,149)
Proceeds from issuance of debt 0 230,000
Debt issuance cost 0 (7,458)
Cash paid on extinguishment of debt 0 (1,951)
Payments on debt 0 (178,488)
Purchase and retirement of treasury stock (6,010) (10,978)
Payments of finance leases (276) 0
Net cash (used in) provided by financing activities (9,539) 29,976
Effect of exchange rate changes on cash and cash equivalents and restricted cash (43) 1,056
Net increase in cash, cash equivalents and restricted cash 8,724 37,210
Cash and cash equivalents and restricted cash at beginning of period 228,968 214,369
Cash and cash equivalents and restricted cash at end of period $ 237,692 $ 251,579