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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Operating activities:    
Net income $ 28,470 $ 16,778
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 8,565 7,988
Amortization of debt discount and deferred financing costs 417 378
Non-cash lease expense 14,744 13,596
Deferred income taxes 345 656
Other adjustments (857) (91)
Provision for inventory reserve (156) 532
Stock compensation expense 2,264 1,886
Equity in net income from investment in unconsolidated affiliates (1,153) (1,584)
Net loss on extinguishment of debt 0 3,545
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable (1,000) (691)
Inventory 2,066 (1,881)
Prepaid expenses, other current assets and other assets (5,823) (2,280)
Accounts payable, accrued expenses and other liabilities (33,991) (34,761)
Customer layaway deposits (719) (752)
Income taxes 8,309 6,574
Dividends from unconsolidated affiliates 0 1,775
Net cash provided by operating activities 21,481 11,668
Investing activities:    
Loans made (216,978) (189,074)
Loans repaid 123,021 109,125
Recovery of pawn loan principal through sale of forfeited collateral 98,209 88,030
Capital expenditures, net (7,184) (7,182)
Acquisitions, net of cash acquired (677) (12,884)
Issuance of notes receivable 0 (15,500)
Investment in unconsolidated affiliate 0 (2,133)
Investment in other investments (15,000) (15,000)
Dividends from unconsolidated affiliates 1,745 0
Net cash used in investing activities (16,864) (44,618)
Financing activities:    
Taxes paid related to net share settlement of equity awards (3,253) (1,138)
Proceeds from issuance of debt 0 230,000
Debt issuance cost 0 (7,403)
Cash paid on extinguishment of debt 0 (1,951)
Payments on debt 0 (178,488)
Purchase and retirement of treasury stock (3,007) (7,027)
Payments of finance leases (132) 0
Net cash (used in) provided by financing activities (6,392) 33,993
Effect of exchange rate changes on cash and cash equivalents and restricted cash (207) 605
Net (decrease) increase in cash, cash equivalents and restricted cash (1,982) 1,648
Cash and cash equivalents and restricted cash at beginning of period 228,968 214,369
Cash and cash equivalents and restricted cash at end of period $ 226,986 $ 216,017