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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Operating activities:    
Net income $ 16,778 $ 15,721
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 7,988 7,574
Amortization of debt discount and deferred financing costs 378 374
Non-cash lease expense 13,596 12,694
Deferred income taxes 656 587
Other adjustments (91) (30)
Provision for inventory reserve 532 (820)
Stock compensation expense 1,886 1,698
Equity in net income of unconsolidated affiliates (1,584) (1,138)
Loss on extinguishment of debt 3,545 0
Changes in operating assets and liabilities:    
Service charges and fees receivable (691) (419)
Inventory (1,881) (2,314)
Prepaid expenses, other current assets and other assets (2,280) (2,330)
Accounts payable, accrued expenses and other liabilities (34,761) (29,531)
Customer layaway deposits (752) 551
Income taxes 6,574 4,741
Dividends from unconsolidated affiliates 1,775 1,660
Net cash provided by operating activities 11,668 9,018
Investing activities:    
Loans made (189,074) (166,480)
Loans repaid 109,125 95,542
Recovery of pawn loan principal through sale of forfeited collateral 88,030 65,297
Capital expenditures, net (7,182) (4,985)
Acquisitions, net of cash acquired (12,884) 0
Issuance of notes receivable (15,500) (1,000)
Investment in unconsolidated affiliates (2,133) (2,477)
Investment in other investments (15,000) (16,500)
Net cash used in investing activities (44,618) (30,603)
Financing activities:    
Taxes paid related to net share settlement of equity awards (1,138) (792)
Proceeds from issuance of debt 230,000 0
Debt issuance cost (7,403) 0
Cash paid on extinguishment of debt (1,951) 0
Payments on debt (178,488) 0
Repurchase of common stock (7,027) 0
Net cash provided by (used in) financing activities 33,993 (792)
Effect of exchange rate changes on cash and cash equivalents and restricted cash 605 719
Net increase (decrease) in cash, cash equivalents and restricted cash 1,648 (21,658)
Cash, cash equivalents and restricted cash at beginning of period 214,369 263,624
Cash, cash equivalents and restricted cash at end of period $ 216,017 $ 241,966