Segment Information (Tables)

3 Months Ended

Dec. 31, 2022

Schedule of Operating Segment Information

The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution.


	Three Months Ended December 31, 2022
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	118,314	$	45,473	$	—	$	163,787	$	—	$	163,787
Jewelry scrapping sales	7,176		708		—		7,884		—		7,884
Pawn service charges	69,310		23,283		—		92,593		—		92,593
Other revenues	25		16		22		63		—		63
Total revenues	194,825		69,480		22		264,327		—		264,327
Merchandise cost of goods sold	73,256		31,621		—		104,877		—		104,877
Jewelry scrapping cost of goods sold	6,216		737		—		6,953		—		6,953

Gross profit	115,353		37,122		22		152,497		—		152,497
Segment and corporate expenses (income):
Store expenses	73,304		27,499		—		100,803		—		100,803
General and administrative	—		(3)		—		(3)		15,479		15,476

Depreciation and amortization	2,755		2,215		—		4,970		3,018		7,988
(Gain) loss on sale or disposal of assets and other	3		(19)		—		(16)		—		(16)

Interest expense	—		—		—		—		6,190		6,190
Interest income	—		(169)		—		(169)		(495)		(664)
Equity in net income of unconsolidated affiliates	—		—		(1,584)		(1,584)		—		(1,584)

Other (income) expense	—		70		4		74		(308)		(234)

Segment contribution	$	39,291	$	7,529	$	1,602	$	48,422
Income (loss) before income taxes							$	48,422	$	(23,884)	$	24,538


	Three Months Ended December 31, 2021
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	102,078	$	35,642	$	—	$	137,720	$	—	$	137,720
Jewelry scrapping sales	4,980		1,964		—		6,944		—		6,944
Pawn service charges	56,557		19,468		—		76,025		—		76,025
Other revenues	22		240		43		305		—		305
Total revenues	163,637		57,314		43		220,994		—		220,994
Merchandise cost of goods sold	57,832		25,279		—		83,111		—		83,111
Jewelry scrapping cost of goods sold	3,975		1,797		—		5,772		—		5,772

Gross profit	101,830		30,238		43		132,111		—		132,111
Segment and corporate expenses (income):
Store expenses	64,689		22,082		—		86,771		—		86,771
General and administrative	—		—		—		—		15,545		15,545

Depreciation and amortization	2,670		1,980		—		4,650		2,924		7,574
Loss on sale or disposal of assets and other	—		5		—		5		—		5

Interest expense	—		—		—		—		2,431		2,431
Interest income	—		(182)		—		(182)		(122)		(304)
Equity in net income of unconsolidated affiliates	—		—		(1,138)		(1,138)		—		(1,138)

Other (income) expense	—		(134)		(12)		(146)		26		(120)
Segment contribution	$	34,471	$	6,487	$	1,193	$	42,151
Income (loss) before income taxes							$	42,151	$	(20,804)	$	21,347