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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Operating activities:    
Net income $ 15,721 $ 4,299
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 7,574 7,572
Amortization of debt discount and deferred financing costs 374 3,329
Amortization of lease right-of-use asset 12,694 11,504
Deferred income taxes 587 (1,421)
Other adjustments (30) (167)
Provision for inventory reserve (820) (1,510)
Stock compensation expense 1,698 524
Equity in net income of unconsolidated affiliates (1,138) (516)
Changes in operating assets and liabilities:    
Service charges and fees receivable (419) (4,034)
Inventory (2,314) 1,323
Prepaid expenses, other current assets and other assets (2,330) (713)
Accounts payable, accrued expenses and other liabilities (29,531) (23,460)
Customer layaway deposits 551 (1,311)
Income taxes 4,741 68
Dividends from unconsolidated affiliates 1,660 0
Net cash provided by (used in) operating activities 9,018 (4,513)
Investing activities:    
Loans made (166,480) (142,936)
Loans repaid 95,542 77,116
Recovery of pawn loan principal through sale of forfeited collateral 65,297 53,981
Capital expenditures, net (4,985) (3,223)
Issuance of note receivable (1,000) 0
Investment in unconsolidated affiliates (2,477) 0
Investment in other investments (16,500) 0
Net cash used in investing activities (30,603) (15,062)
Financing activities:    
Taxes paid related to net share settlement of equity awards (792) (730)
Payments on assumed debt and other borrowings 0 (53)
Net cash used in financing activities (792) (783)
Effect of exchange rate changes on cash and cash equivalents and restricted cash 719 6,266
Net decrease in cash, cash equivalents and restricted cash (21,658) (14,092)
Cash, cash equivalents and restricted cash at beginning of period 263,624 312,553
Cash, cash equivalents and restricted cash at end of period 241,966 298,461
Supplemental disclosure of cash flow information    
Cash and cash equivalents 233,274 290,450
Restricted cash 8,692 8,011
Total cash and cash equivalents and restricted cash 241,966 298,461
Non-cash investing and financing activities:    
Pawn loans forfeited and transferred to inventory $ 70,966 $ 50,921