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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Operating activities:      
Net income (loss) $ 8,612 $ (68,463) $ 1,311
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 30,672 30,827 28,797
Amortization of debt discount and deferred financing costs 13,797 13,200 19,759
Amortization of right-of-use asset 48,480 45,649  
Accretion of notes receivable discount and deferred compensation fee 0 (821) (4,524)
Deferred income taxes 3,283 (8,393) 1,616
Impairment of goodwill, intangibles and other assets 0 54,666 0
Other adjustments (185) 1,652 5,776
Provision for inventory reserve (8,003) 2,577 536
Reserve on jewelry scrap receivable 0 0 3,646
Stock compensation expense 3,946 (5,094) 9,751
Equity in net (income) loss from investment in unconsolidated affiliates (3,803) 2,429 135
Impairment of investment in unconsolidated affiliates 0 0 19,725
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (7,332) 11,021 (732)
Inventory 371 14,466 (1,029)
Prepaid expenses, other current assets and other assets 7,373 (875) 5,732
Accounts payable, accrued expenses and other liabilities (54,209) (37,401) 22,246
Customer layaway deposits 1,256 (1,647) 1,176
Income taxes 2,180 (4,715) (10,404)
Net cash provided by operating activities 46,438 49,078 103,517
Investing activities:      
Loans made (601,638) (568,368) (737,585)
Loans repaid 351,092 394,469 434,142
Recovery of pawn loan principal through sale of forfeited collateral 208,551 304,323 288,502
Capital expenditures, net (23,601) (28,526) (38,839)
Acquisitions, net of cash acquired (19,015) 0 (8,116)
Principal collections on notes receivable 0 8,000 34,067
Net cash (used in) provided by investing activities (84,611) 109,898 (27,829)
Financing activities:      
Taxes paid related to net share settlement of equity awards (839) (1,459) (3,288)
Payout of deferred consideration 0 (350) 0
Proceeds from borrowings, net of issuance costs 0 912 1,064
Payments on assumed debt and other borrowings (15,414) (198) (196,093)
Repurchase of common stock 0 (5,158) 0
Net cash used in financing activities (16,253) (6,253) (198,317)
Effect of exchange rate changes on cash and cash equivalents and restricted cash 5,497 (2,612) (507)
Net (decrease) increase in cash and cash equivalents and restricted cash (48,929) 150,111 (123,136)
Cash and cash equivalents and restricted cash at beginning of period 312,553 162,442 285,578
Cash and cash equivalents and restricted cash at end of period 263,624 312,553 162,442
Supplemental disclosure of cash flow information      
Cash and cash equivalents 253,667 304,542 157,567
Restricted cash 9,957 8,011 4,875
Total cash and cash equivalents and restricted cash 263,624 312,553 162,442
Cash paid during the period for interest 8,230 8,489 12,900
Cash paid during the period for income taxes, net 3,696 9,753 11,132
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory 212,756 241,252 301,357
Transfer of consideration for current period acquisition 1,545 0 0
Acquisition earn-out contingency 4,608 0 0
Accrued acquisition consideration held as restricted cash $ 1,986 $ 0 $ 0