Segment Information (Tables)

9 Months Ended

Jun. 30, 2021

Schedule of Operating Segment Information

The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution.


	Three Months Ended June 30, 2021
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	84,465	$	23,343	$	—	$	107,808	$	—	$	107,808
Jewelry scrapping sales	1,908		3,765		—		5,673		—		5,673
Pawn service charges	44,039		16,392		—		60,431		—		60,431
Other revenues	32		—		89		121		—		121
Total revenues	130,444		43,500		89		174,033		—		174,033
Merchandise cost of goods sold	45,310		15,229		—		60,539		—		60,539
Jewelry scrapping cost of goods sold	1,878		3,595		—		5,473		—		5,473
Other cost of revenues	—		—		—		—		—		—
Net revenues	83,256		24,676		89		108,021		—		108,021
Segment and corporate expenses (income):
Store expenses	62,507		19,296		—		81,803		—		81,803
General and administrative	—		—		—		—		14,589		14,589

Depreciation and amortization	2,600		1,806		—		4,406		3,013		7,419

Other charges	—		497		—		497		—		497
Interest expense	—		—		—		—		5,569		5,569
Interest income	—		(484)		—		(484)		(28)		(512)
Equity in net income of unconsolidated affiliates	—		—		(643)		(643)		—		(643)

Other (income) expense	—		(5)		18		13		52		65
Segment contribution	$	18,149	$	3,566	$	714	$	22,429
Income (loss) before income taxes							$	22,429	$	(23,195)	$	(766)


	Three Months Ended June 30, 2020
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	116,258	$	20,279	$	—	$	136,537			$	136,537
Jewelry scrapping sales	17,129		3,174		—		20,303		—		20,303
Pawn service charges	41,069		11,391		—		52,460		—		52,460
Other revenues	40		—		884		924		—		924
Total revenues	174,496		34,844		884		210,224		—		210,224
Merchandise cost of goods sold	75,838		16,021		—		91,859		—		91,859
Jewelry scrapping cost of goods sold	12,875		3,283		—		16,158		—		16,158
Other cost of revenues	—		32		—		32		—		32
Net revenues	85,783		15,508		884		102,175		—		102,175
Segment and corporate expenses (income):
Store expenses	66,243		15,041		1,057		82,341		—		82,341
General and administrative	—		—		—		—		16,176		16,176

Depreciation and amortization	2,749		1,647		3		4,399		3,280		7,679
(Gain) loss on sale or disposal of assets and other	234		23		(20)		237		18		255

Interest expense	—		—		140		140		5,239		5,379
Interest income	—		(404)		—		(404)		(224)		(628)
Equity in net income of unconsolidated affiliates	—		—		1,183		1,183		—		1,183

Other (income) expense	—		(61)		(5)		(66)		94		28
Segment contribution (loss)	$	16,557	$	(738)	$	(1,474)	$	14,345
Loss before income taxes							$	14,345	$	(24,583)	$	(10,238)


	Nine Months Ended June 30, 2021
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	260,545	$	70,271	$	—	$	330,816	$	—	$	330,816
Jewelry scrapping sales	9,493		9,014		—		18,507		—		18,507
Pawn service charges	143,836		43,520		—		187,356		—		187,356
Other revenues	83		7		338		428		—		428
Total revenues	413,957		122,812		338		537,107		—		537,107
Merchandise cost of goods sold	145,181		45,691		—		190,872		—		190,872
Jewelry scrapping cost of goods sold	7,871		8,205		—		16,076		—		16,076

Net revenues	260,905		68,916		338		330,159		—		330,159
Segment and corporate expenses (income):
Store expenses	188,256		54,005		—		242,261		—		242,261
General and administrative	—		—		—		—		40,870		40,870

Depreciation and amortization	7,972		5,459		—		13,431		9,649		23,080
Loss on sale or disposal of assets and other	27		—		—		27		63		90
Other charges	—		497		—		497		—		497
Interest expense	—		—		—		—		16,542		16,542
Interest income	—		(1,819)		—		(1,819)		(99)		(1,918)
Equity in net income of unconsolidated affiliates	—		—		(2,409)		(2,409)		—		(2,409)

Other (income) expense	—		(375)		(183)		(558)		169		(389)
Segment contribution	$	64,650	$	11,149	$	2,930	$	78,729
Income (loss) before income taxes							$	78,729	$	(67,194)	$	11,535


	Nine Months Ended June 30, 2020
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	314,059	$	79,036	$	—	$	393,095	$	—	$	393,095
Jewelry scrapping sales	32,905		8,804		—		41,709		—		41,709
Pawn service charges	166,859		50,548		—		217,407		—		217,407
Other revenues	107		50		3,570		3,727		—		3,727
Total revenues	513,930		138,438		3,570		655,938		—		655,938
Merchandise cost of goods sold	202,488		59,223		—		261,711		—		261,711
Jewelry scrapping cost of goods sold	25,430		8,099		—		33,529		—		33,529
Other cost of revenues	—		69		1,024		1,093		—		1,093
Net revenues	286,012		71,047		2,546		359,605		—		359,605
Segment and corporate expenses (income):
Store expenses	201,921		53,493		3,850		259,264		—		259,264
General and administrative	—		—		—		—		50,355		50,355
Impairment of goodwill, intangible and other assets	10,000		35,936		1,124		47,060		—		47,060
Depreciation and amortization	8,325		5,476		60		13,861		9,313		23,174
(Gain) loss on sale or disposal of assets and other	234		(72)		(20)		142		1,118		1,260
Interest expense	—		430		464		894		15,695		16,589
Interest income	—		(1,161)		—		(1,161)		(1,251)		(2,412)
Equity in net loss of unconsolidated affiliates	—				5,896		5,896		—		5,896
Other (income) expense	—		(303)		14		(289)		74		(215)
Segment contribution (loss)	$	65,532	$	(22,752)	$	(8,842)	$	33,938
Income (loss) before income taxes							$	33,938	$	(75,304)	$	(41,366)