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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Operating activities:    
Net income $ 4,299 $ 1,238
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 7,572 7,733
Amortization of debt discount and deferred financing costs 3,329 3,229
Amortization of lease right-of-use asset 11,504 11,474
Accretion of notes receivable discount and deferred compensation fee 0 (275)
Deferred income taxes (1,421) 10
Impairment of goodwill and intangible assets 0 0
Other adjustments (167) 1,298
Provision for inventory reserve (1,510) 329
Stock compensation expense 524 1,695
Equity in net (income) loss of unconsolidated affiliates (516) 5,897
Changes in operating assets and liabilities:    
Service charges and fees receivable (4,034) (355)
Inventory 1,323 (1,921)
Prepaid expenses, other current assets and other assets (713) (9,649)
Accounts payable, accrued expenses and other liabilities (23,460) (29,966)
Customer layaway deposits (1,311) (467)
Income taxes 68 (1,188)
Net cash used in operating activities (4,513) (10,918)
Investing activities:    
Loans made (142,936) (187,362)
Loans repaid 77,116 109,623
Recovery of pawn loan principal through sale of forfeited collateral 53,981 76,515
Capital expenditures, net (3,223) (5,574)
Net cash used in investing activities (15,062) (6,798)
Financing activities:    
Taxes paid related to net share settlement of equity awards (730) (1,395)
Payout of deferred consideration 0 (175)
Proceeds from borrowings, net of issuance costs 0 (109)
Payments on borrowings (53) (292)
Repurchase of common stock 0 (963)
Net cash used in financing activities (783) (2,934)
Effect of exchange rate changes on cash and cash equivalents and restricted cash 6,266 1,349
Net decrease in cash, cash equivalents and restricted cash (14,092) (19,301)
Cash, cash equivalents and restricted cash at beginning of period 312,553 162,442
Cash, cash equivalents and restricted cash at end of period 298,461 143,141
Supplemental disclosure of cash flow information    
Total cash and cash equivalents and restricted cash 298,461 143,141
Non-cash investing and financing activities:    
Pawn loans forfeited and transferred to inventory $ 50,921 $ 82,878