Segment Information (Tables)

3 Months Ended

Dec. 31, 2020

Schedule of Operating Segment Information

The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution.


	Three Months Ended December 31, 2020
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	82,253	$	25,530	$	—	$	107,783	$	—	$	107,783
Jewelry scrapping sales	4,004		2,755		—		6,759		—		6,759
Pawn service charges	50,220		13,269		—		63,489		—		63,489
Other revenues	22		7		75		104		—		104
Total revenues	136,499		41,561		75		178,135		—		178,135
Merchandise cost of goods sold	48,059		16,484		—		64,543		—		64,543
Jewelry scrapping cost of goods sold	2,844		2,358		—		5,202		—		5,202

Net revenues	85,596		22,719		75		108,390		—		108,390
Segment and corporate expenses (income):
Store expenses	62,092		17,217		—		79,309		—		79,309
General and administrative	—		—		—		—		12,510		12,510

Depreciation and amortization	2,736		1,860		—		4,596		2,976		7,572
Loss (gain) on sale or disposal of assets and other	27		(101)		—		(74)		52		(22)

Interest expense	—		—		—		—		5,455		5,455
Interest income	—		(764)		—		(764)		(57)		(821)
Equity in net income of unconsolidated affiliates	—		—		(516)		(516)		—		(516)

Other (income) expense	—		(455)		(210)		(665)		66		(599)
Segment contribution	$	20,741	$	4,962	$	801	$	26,504
Income (loss) before income taxes							$	26,504	$	(21,002)	$	5,502


	Three Months Ended December 31, 2019
(in thousands)	U.S. Pawn		Latin America Pawn		Other International		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	95,354	$	31,374	$	—	$	126,728	$	—	$	126,728
Jewelry scrapping sales	6,117		3,411		—		9,528		—		9,528
Pawn service charges	64,090		20,635		—		84,725		—		84,725
Other revenues	36		25		1,393		1,454		—		1,454
Total revenues	165,597		55,445		1,393		222,435		—		222,435
Merchandise cost of goods sold	61,364		22,712		—		84,076		—		84,076
Jewelry scrapping cost of goods sold	4,755		2,999		—		7,754		—		7,754
Other cost of revenues	—		—		536		536		—		536
Net revenues	99,478		29,734		857		130,069		—		130,069
Segment and corporate expenses (income):
Store expenses	68,059		19,983		1,233		89,275		—		89,275
General and administrative	—		—		—		—		18,839		18,839

Depreciation and amortization	2,865		1,889		34		4,788		2,945		7,733
Loss on sale or disposal of assets and other	—		28		—		28		716		744

Interest expense	—		28		170		198		5,131		5,329
Interest income	—		(388)		—		(388)		(455)		(843)
Equity in net loss of unconsolidated affiliates	—		—		5,897		5,897		—		5,897

Other expense (income)	—		67		(1)		66		32		98
Segment contribution (loss)	$	28,554	$	8,127	$	(6,476)	$	30,205
Income (loss) before income taxes							$	30,205	$	(27,208)	$	2,997