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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
Operating activities:      
Net (loss) income $ (68,463) $ 1,311 $ 36,294
Adjustments to reconcile net (loss) income to net cash provided by operating activities:      
Depreciation and amortization 30,827 28,797 25,484
Amortization of debt discount and deferred financing costs 13,200 19,759 17,595
Amortization of lease right-of-use asset 45,649    
Accretion of notes receivable discount and deferred compensation fee (821) (4,524) (9,150)
Deferred income taxes (8,393) 1,616 7,916
Impairment of goodwill, intangibles and other assets 54,666 0 0
Other adjustments 1,652 5,776 2,607
Reserve on jewelry scrap receivable 0 3,646 0
Stock compensation expense (5,094) 9,751 10,784
Equity in net loss (gain) from investment in unconsolidated affiliates 2,429 135 (5,529)
Impairment of investment in unconsolidated affiliates 0 19,725 11,712
Changes in operating assets and liabilities, net of business acquisitions:      
Pawn service charges receivable 11,021 (732) (1,788)
Inventory 17,043 (493) (1,074)
Prepaid expenses, other current assets and other assets (875) 5,732 477
Accounts payable, accrued expenses and other liabilities (37,401) 22,246 (3,271)
Customer layaway deposits (1,647) 1,176 709
Income taxes, net of excess tax benefit from stock compensation (4,715) (10,404) (3,785)
Net cash provided by operating activities 49,078 103,517 88,981
Investing activities:      
Loans made (568,368) (737,585) (707,220)
Loans repaid 394,469 434,142 421,331
Recovery of pawn loan principal through sale of forfeited collateral 304,323 288,502 266,962
Capital expenditures, net (28,526) (38,839) (40,474)
Acquisitions, net of cash acquired 0 (8,116) (93,165)
Investment in unconsolidated affiliate 0 0 (14,036)
Principal collections on notes receivable 8,000 34,067 32,396
Net cash provided by (used in) investing activities 109,898 (27,829) (134,206)
Financing activities:      
Taxes paid related to net share settlement of equity awards (1,459) (3,288) (311)
Payout of deferred consideration (350) 0 0
Proceeds from borrowings, net of issuance costs 912 1,064 171,409
Payments on borrowings (198) (196,093) (3,510)
Repurchase of common stock (5,158) 0 0
Net cash (used in) provided by financing activities (6,253) (198,317) 167,588
Effect of exchange rate changes on cash and cash equivalents and restricted cash (2,612) (507) (654)
Net increase (decrease) in cash and cash equivalents and restricted cash 150,111 (123,136) 121,709
Cash and cash equivalents and restricted cash at beginning of period 162,442 285,578 163,869
Cash and cash equivalents and restricted cash at end of period 312,553 162,442 285,578
Supplemental disclosure of cash flow information      
Total cash and cash equivalents and restricted cash 162,442 285,578 285,578
Cash paid during the period for interest 8,489 12,900 8,412
Cash paid during the period for income taxes, net 9,753 11,132 13,676
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory $ 241,252 $ 301,357 $ 274,590