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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2017
Operating activities:      
Net income $ 1,311 $ 36,294 $ 29,760
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 28,797 25,484 23,661
Amortization of debt discount and deferred financing costs 19,759 17,595 12,303
Accretion of notes receivable discount and deferred compensation fee (4,524) (9,150) (3,788)
Deferred income taxes 1,616 7,916 6,096
Other adjustments 5,776 2,607 4,566
Reserve on jewelry scrap receivable 3,646 0 0
Stock compensation expense 9,751 10,784 5,866
Loss (income) from investments in unconsolidated affiliates 135 (5,529) (4,916)
Impairment of investment in unconsolidated affiliates 19,725 11,712 0
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (732) (1,788) (285)
Inventory (493) (1,074) 721
Prepaid expenses, other current assets and other assets 5,732 477 4,225
Accounts payable, accrued expenses and other liabilities 22,246 (3,271) (30,894)
Customer layaway deposits 1,176 709 241
Income taxes, net of excess tax benefit from stock compensation (10,404) (3,785) 3,110
Net cash provided by operating activities 103,517 88,981 50,666
Investing activities:      
Loans made (737,585) (707,220) (646,625)
Loans repaid 434,142 421,331 386,383
Recovery of pawn loan principal through sale of forfeited collateral 288,502 266,962 244,632
Capital expenditures, net (38,839) (40,474) (25,001)
Acquisitions, net of cash acquired (8,116) (93,165) (2,250)
Investment in unconsolidated affiliate 0 (14,036) 0
Principal collections on notes receivable 34,067 32,396 29,458
Net cash used in investing activities (27,829) (134,206) (13,403)
Financing activities:      
Taxes paid related to net share settlement of equity awards (3,288) (311) (767)
Proceeds from borrowings, net of issuance costs 1,064 171,409 139,506
Payments on borrowings (196,093) (3,510) (85,388)
Net cash (used in) provided by financing activities (198,317) 167,588 53,351
Effect of exchange rate changes on cash and cash equivalents and restricted cash (507) (654) 724
Net (decrease) increase in cash and cash equivalents and restricted cash (123,136) 121,709 91,338
Cash and cash equivalents and restricted cash at beginning of period 285,578 163,869 72,531
Cash and cash equivalents and restricted cash at end of period 162,442 285,578 163,869
Cash paid during the period for:      
Interest 12,900 8,412 9,068
Income taxes, net 11,132 13,676 8,866
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory 301,357 274,590 257,388
Dividend reinvestment acquisition of additional ownership in unconsolidated affiliate $ 0 $ 0 $ 1,153