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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Operating activities:    
Net income $ 1,956 $ 37,326
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 21,114 18,298
Amortization of debt discount and deferred financing costs 16,613 12,126
Accretion of notes receivable discount and deferred compensation fee (3,788) (7,222)
Deferred income taxes 5,003 3,135
Impairment of investment in unconsolidated affiliates 19,725 0
Other adjustments 1,875 1,948
Reserve on jewelry scrap receivable 3,646 0
Stock compensation expense 7,036 8,216
Income from investment in unconsolidated affiliates (632) (3,477)
Changes in operating assets and liabilities, net of business acquisitions:    
Service charges and fees receivable 1,301 2,609
Inventory 1,377 988
Prepaid expenses, other current assets and other assets (4,194) (3,356)
Accounts payable, accrued expenses and other liabilities (1,477) (4,624)
Customer layaway deposits 949 935
Income taxes, net of excess tax benefit from stock compensation (5,527) 2,419
Net cash provided by operating activities 64,977 69,321
Investing activities:    
Loans made (542,512) (512,914)
Loans repaid 328,079 318,636
Recovery of pawn loan principal through sale of forfeited collateral 211,979 202,078
Additions to property and equipment, net (24,568) (33,917)
Acquisitions, net of cash acquired (8,116) (93,165)
Investment in unconsolidated affiliate 0 (14,036)
Principal collections on notes receivable 21,900 16,210
Net cash used in investing activities (13,238) (117,108)
Financing activities:    
Proceeds from borrowings, net of issuance costs 1,064 170,496
Payments on borrowings (195,877) (28)
Taxes paid related to net share settlement of equity awards (3,288) (311)
Net cash (used in) provided by financing activities (198,101) 170,157
Effect of exchange rate changes on cash and cash equivalents and restricted cash (294) (1,493)
Net (decrease) increase in cash, cash equivalents and restricted cash (146,656) 120,877
Cash, cash equivalents and restricted cash at beginning of period 285,578 163,868
Cash, cash equivalents and restricted cash at end of period 138,922 284,745
Non-cash investing and financing activities:    
Pawn loans forfeited and transferred to inventory $ 221,940 $ 197,163