Segment Information

6 Months Ended

Mar. 31, 2019

Segment Reporting [Abstract]

SEGMENT INFORMATION

NOTE 9: SEGMENT INFORMATION

We currently report our segments as follows: U.S. Pawn — all pawn activities in the United States; Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and Other International — primarily our equity interest in the net income of Cash Converters International and consumer finance activities in Canada. There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements.

	Three Months Ended March 31, 2019
	U.S. Pawn		Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	96,632	$	24,628		$	—		$	121,260		$	—		$	121,260
Jewelry scrapping sales	7,916		2,464			—			10,380			—			10,380
Pawn service charges	61,798		20,001			—			81,799			—			81,799
Other revenues	43		25			1,223			1,291			—			1,291
Total revenues	166,389		47,118			1,223			214,730			—			214,730
Merchandise cost of goods sold	60,928		16,872			—			77,800			—			77,800
Jewelry scrapping cost of goods sold	6,571		2,262			—			8,833			—			8,833
Other cost of revenues	—		—			407			407			—			407
Net revenues	98,890		27,984			816			127,690			—			127,690
Segment and corporate expenses (income):
Operations	67,475		18,223			2,545			88,243			—			88,243
Administrative	—		—			—			—			16,487			16,487
Depreciation and amortization	2,982		1,495			77			4,554			2,458			7,012
(Gain) loss on sale or disposal of assets and other	—		(839		)	16			(823		)	—			(823		)
Interest expense	—		50			132			182			8,407			8,589
Interest income	—		(431		)	—			(431		)	(2,695		)	(3,126		)
Equity in net income of unconsolidated affiliates	—		—			(431		)	(431		)	—			(431		)
Impairment of investment in unconsolidated affiliates	—		—			6,451			6,451			—			6,451
Other expense (income)	—		29			262			291			(22		)	269
Segment contribution (loss)	$	28,433	$	9,457		$	(8,236	)	$	29,654
Income from continuing operations before income taxes									$	29,654		$	(24,635	)	$	5,019

	Three Months Ended March 31, 2018
	U.S. Pawn		Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	94,753	$	20,192		$	—		$	114,945		$	—		$	114,945
Jewelry scrapping sales	8,177		3,348			—			11,525			—			11,525
Pawn service charges	59,027		15,004			—			74,031			—			74,031
Other revenues	76		174			1,647			1,897			—			1,897
Total revenues	162,033		38,718			1,647			202,398			—			202,398
Merchandise cost of goods sold	58,537		13,683			—			72,220			—			72,220
Jewelry scrapping cost of goods sold	6,512		3,062			—			9,574			—			9,574
Other cost of revenues	—		—			347			347			—			347
Net revenues	96,984		21,973			1,300			120,257			—			120,257
Segment and corporate expenses (income):
Operations	65,190		15,015			1,975			82,180			—			82,180
Administrative	—		—			—			—			13,341			13,341
Depreciation and amortization	3,531		916			47			4,494			1,957			6,451
Loss (gain) on sale or disposal of assets	107		(5		)	—			102			(2		)	100
Interest expense	—		2			—			2			5,827			5,829
Interest income	—		(763		)	—			(763		)	(3,505		)	(4,268		)
Equity in net income of unconsolidated affiliates	—		—			(876		)	(876		)	—			(876		)
Other (income) expense	1		(1		)	(35		)	(35		)	31			(4		)
Segment contribution	$	28,155	$	6,809		$	189		$	35,153
Income from continuing operations before income taxes									$	35,153		$	(17,649	)	$	17,504

	Six Months Ended March 31, 2019
	U.S. Pawn		Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	191,735	$	50,549		$	—		$	242,284		$	—		$	242,284
Jewelry scrapping sales	14,468		5,193			—			19,661			—			19,661
Pawn service charges	126,023		39,295			—			165,318			—			165,318
Other revenues	91		67			3,004			3,162			—			3,162
Total revenues	332,317		95,104			3,004			430,425			—			430,425
Merchandise cost of goods sold	120,076		34,836			—			154,912			—			154,912
Jewelry scrapping cost of goods sold	12,081		4,802			—			16,883			—			16,883
Other cost of revenues	—		—			891			891			—			891
Net revenues	200,160		55,466			2,113			257,739			—			257,739
Segment and corporate expenses (income):
Operations	135,435		36,419			5,175			177,029			—			177,029
Administrative	—		—			—			—			31,742			31,742
Depreciation and amortization	6,017		2,917			118			9,052			4,808			13,860
Loss on sale or disposal of assets and other	2,852		751			16			3,619			—			3,619
Interest expense	—		79			204			283			17,097			17,380
Interest income	—		(850		)	—			(850		)	(5,615		)	(6,465		)
Equity in net loss of unconsolidated affiliates	—		—			688			688			—			688
Impairment of investment in unconsolidated affiliates	—		—			19,725			19,725			—			19,725
Other (income) expense	—		(97		)	284			187			(304		)	(117		)
Segment contribution (loss)	$	55,856	$	16,247		$	(24,097	)	$	48,006
Income from continuing operations before income taxes									$	48,006		$	(47,728	)	$	278

	Six Months Ended March 31, 2018
	U.S. Pawn			Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	186,247		$	42,286		$	—		$	228,533		$	—		$	228,533
Jewelry scrapping sales	16,702			7,036			—			23,738			—			23,738
Pawn service charges	118,644			31,409			—			150,053			—			150,053
Other revenues	150			343			3,751			4,244			—			4,244
Total revenues	321,743			81,074			3,751			406,568			—			406,568
Merchandise cost of goods sold	114,625			28,762			—			143,387			—			143,387
Jewelry scrapping cost of goods sold	13,354			6,557			—			19,911			—			19,911
Other cost of revenues	—			—			924			924			—			924
Net revenues	193,764			45,755			2,827			242,346			—			242,346
Segment and corporate expenses (income):
Operations	131,378			29,850			4,598			165,826			—			165,826
Administrative	—			—			—			—			26,420			26,420
Depreciation and amortization	6,330			1,761			94			8,185			3,989			12,174
Loss on sale or disposal of assets	123			5			—			128			11			139
Interest expense	—			3			—			3			11,673			11,676
Interest income	—			(1,400		)	—			(1,400		)	(7,138		)	(8,538		)
Equity in net income of unconsolidated affiliates	—			—			(2,326		)	(2,326		)	—			(2,326		)
Other (income) expense	(3		)	114			(118		)	(7		)	(179		)	(186		)
Segment contribution	$	55,936		$	15,422		$	579		$	71,937
Income from continuing operations before income taxes										$	71,937		$	(34,776	)	$	37,161