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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2016
Operating activities:      
Net income (loss) $ 38,071 $ 30,208 $ (88,430)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 25,484 23,661 28,651
Amortization of debt discount and deferred financing costs 17,595 12,303 12,375
Accretion of notes receivable discount and deferred compensation fee (9,150) (3,788) 0
Deferred income taxes 7,978 6,046 2,674
Impairment of goodwill and long-lived assets 0 0 73,244
Other adjustments [1] 2,607 2,364 49,395
Gain on restructured notes receivable 0 (3,048) 0
Gain on disposition of Grupo Finmart, net of loss on extinguishment 0 0 (32,172)
Loss on extinguishment of debt and other 0 5,250 0
Stock compensation 10,784 5,866 5,346
(Income) loss from investments in unconsolidated affiliate (5,529) (4,916) 255
Impairment of investments 11,712 0 10,957
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (3,153) (224) 7,677
Inventory (1,074) 721 (3,735)
Prepaid expenses, other current assets and other assets 214 11,314 (11,696)
Accounts payable, accrued expenses and other liabilities (3,902) (31,041) (26,297)
Customer layaway deposits 709 241 329
Income taxes, net of excess tax benefit from stock compensation (3,622) 3,027 37,334
Dividends from unconsolidated affiliate 0 0 2,197
Net cash provided by operating activities 88,724 57,984 68,104
Investing activities:      
Loans made (707,220) (646,625) (676,375)
Loans repaid 421,331 386,383 428,196
Recovery of pawn loan principal through sale of forfeited collateral 266,962 244,632 235,168
Additions to property and equipment (40,474) (25,001) (13,251)
Acquisitions, net of cash acquired (93,165) (2,250) (6,000)
Investment in unconsolidated affiliate (14,036) 0 0
Proceeds from disposition of Grupo Finmart, net of cash disposed 0 0 35,277
Principal collections on notes receivable 32,396 29,458 0
Net cash (used in) provided by investing activities (134,206) (13,403) 3,015
Financing activities:      
Taxes paid related to net share settlement of equity awards (311) (767) (172)
Payout of deferred consideration 0 0 (15,000)
Proceeds from settlement of forward currency contracts 0 0 3,557
Change in restricted cash 0 0 8,199
Proceeds from borrowings, net of issuance costs 171,409 139,506 64,133
Payments on borrowings (3,510) (85,388) (112,123)
Repurchase of common stock 0 0 (11,750)
Net cash provided by (used in) financing activities 167,588 53,351 (63,156)
Effect of exchange rate changes on cash and cash equivalents (484) 724 (1,350)
Net increase in cash and cash equivalents 121,622 98,656 6,613
Cash and cash equivalents at beginning of period 164,393 65,737 59,124
Cash and cash equivalents at end of period 286,015 164,393 65,737
Cash paid during the period for:      
Interest 8,412 9,068 18,722
Income taxes, net 13,676 8,866 2,962
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory 274,590 257,388 249,316
Dividend reinvestment acquisition of additional ownership in unconsolidated affiliate $ 0 $ 1,153 $ 0
[1] Fiscal 2016 amount is primarily comprised of discontinued operations. See Note 16 of Notes to Consolidated Financial Statements included in “Part II, Item 8 — Financial Statements and Supplemental Data.”