NOTE 9: SEGMENT INFORMATION

Following the acquisition of GPMX during the first quarter of fiscal 2018 (see Note 2), we have retitled our Mexico Pawn segment to "Latin America Pawn" and have combined the results of GPMX with the results of our Mexico pawn business, as we expect the financial performance and economic characteristics of those businesses to be similar over the long-term. Segment information is prepared on the same basis that our chief operating decision maker reviews financial information for operational decision-making purposes. As a result, we currently report our segments as follows: U.S. Pawn — all pawn activities in the United States; Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and Other International — primarily our equity interest in the net income of Cash Converters International and consumer finance activities in Canada. There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements.



	Three Months Ended March 31, 2018
	U.S. Pawn		Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated

	(in thousands)
Revenues:
Merchandise sales	$	94,753	$	20,192		$	—		$	114,945		$	—		$	114,945
Jewelry scrapping sales	8,177		3,348			—			11,525			—			11,525
Pawn service charges	59,114		15,253			—			74,367			—			74,367
Other revenues	76		174			1,647			1,897			—			1,897
Total revenues	162,120		38,967			1,647			202,734			—			202,734
Merchandise cost of goods sold	58,537		13,683			—			72,220			—			72,220
Jewelry scrapping cost of goods sold	6,512		3,062			—			9,574			—			9,574
Other cost of revenues	—		—			347			347			—			347
Net revenues	97,071		22,222			1,300			120,593			—			120,593
Segment and corporate expenses (income):
Operations	65,191		14,994			1,975			82,160			—			82,160
Administrative	—		—			—			—			13,341			13,341
Depreciation and amortization	3,531		916			47			4,494			1,957			6,451
Loss (gain) on sale or disposal of assets	107		(5		)	—			102			(2		)	100
Interest expense	—		2			—			2			5,827			5,829
Interest income	—		(763		)	—			(763		)	(3,505		)	(4,268		)
Equity in net income of unconsolidated affiliate	—		—			(876		)	(876		)	—			(876		)
Other (income) expense	1		(1		)	(35		)	(35		)	31			(4		)
Segment contribution	$	28,241	$	7,079		$	189		$	35,509
Income from continuing operations before income taxes									$	35,509		$	(17,649	)	$	17,860



	Three Months Ended March 31, 2017
	U.S. Pawn			Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated

	(in thousands)
Revenues:
Merchandise sales	$	95,550		$	14,688		$	—		$	110,238		$	—		$	110,238
Jewelry scrapping sales	9,056			1,163			—			10,219			—			10,219
Pawn service charges	59,661			7,431			—			67,092			—			67,092
Other revenues	56			147			1,876			2,079			—			2,079
Total revenues	164,323			23,429			1,876			189,628			—			189,628
Merchandise cost of goods sold	60,499			9,994			—			70,493			—			70,493
Jewelry scrapping cost of goods sold	7,890			951			—			8,841			—			8,841
Other cost of revenues	—			—			397			397			—			397
Net revenues	95,934			12,484			1,479			109,897			—			109,897
Segment and corporate expenses (income):
Operations	63,556			8,901			2,003			74,460			—			74,460
Administrative	—			—			—			—			13,283			13,283
Depreciation and amortization	2,660			660			50			3,370			2,660			6,030
Loss (gain) on sale or disposal of assets	(3		)	74			—			71			—			71
Interest expense	—			3			—			3			5,625			5,628
Interest income	—			(342		)	—			(342		)	(1,898		)	(2,240		)
Equity in net income of unconsolidated affiliate	—			—			(1,243		)	(1,243		)	—			(1,243		)
Other expense (income)	(4		)	(48		)	41			(11		)	239			228
Segment contribution	$	29,725		$	3,236		$	628		$	33,589
Income from continuing operations before income taxes										$	33,589		$	(19,909	)	$	13,680



	Six Months Ended March 31, 2018
	U.S. Pawn			Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated

	(in thousands)
Revenues:
Merchandise sales	$	186,247		$	42,286		$	—		$	228,533		$	—		$	228,533
Jewelry scrapping sales	16,702			7,036			—			23,738			—			23,738
Pawn service charges	118,819			31,908			—			150,727			—			150,727
Other revenues	150			343			3,751			4,244			—			4,244
Total revenues	321,918			81,573			3,751			407,242			—			407,242
Merchandise cost of goods sold	114,625			28,762			—			143,387			—			143,387
Jewelry scrapping cost of goods sold	13,354			6,557			—			19,911			—			19,911
Other cost of revenues	—			—			924			924			—			924
Net revenues	193,939			46,254			2,827			243,020			—			243,020
Segment and corporate expenses (income):
Operations	131,491			29,681			4,598			165,770			—			165,770
Administrative	—			—			—			—			26,659			26,659
Depreciation and amortization	6,330			1,761			94			8,185			3,989			12,174
Loss on sale or disposal of assets	123			5			—			128			11			139
Interest expense	—			3			—			3			11,673			11,676
Interest income	—			(1,400		)	—			(1,400		)	(7,138		)	(8,538		)
Equity in net income of unconsolidated affiliate	—			—			(2,326		)	(2,326		)	—			(2,326		)
Other (income) expense	(3		)	114			(118		)	(7		)	(179		)	(186		)
Segment contribution	$	55,998		$	16,090		$	579		$	72,667
Income from continuing operations before income taxes										$	72,667		$	(35,015	)	$	37,652



	Six Months Ended March 31, 2017
	U.S. Pawn			Latin America Pawn			Other International			Total Segments			Corporate Items			Consolidated

	(in thousands)
Revenues:
Merchandise sales	$	190,411		$	31,340		$	—		$	221,751		$	—		$	221,751
Jewelry scrapping sales	17,901			2,116			—			20,017			—			20,017
Pawn service charges	120,706			15,399			—			136,105			—			136,105
Other revenues	107			278			3,994			4,379			—			4,379
Total revenues	329,125			49,133			3,994			382,252			—			382,252
Merchandise cost of goods sold	120,747			21,478			—			142,225			—			142,225
Jewelry scrapping cost of goods sold	15,440			1,745			—			17,185			—			17,185
Other cost of revenues	—			—			980			980			—			980
Net revenues	192,938			25,910			3,014			221,862			—			221,862
Segment and corporate expenses (income):
Operations	130,906			17,541			3,659			152,106			—			152,106
Administrative	—			—			—			—			27,210			27,210
Depreciation and amortization	5,277			1,291			100			6,668			5,735			12,403
(Gain) loss on sale or disposal of assets	(74		)	68			—			(6		)	—			(6		)
Interest expense	—			5			—			5			11,188			11,193
Interest income	—			(409		)	—			(409		)	(4,447		)	(4,856		)
Equity in net income of unconsolidated affiliate	—			—			(2,721		)	(2,721		)	—			(2,721		)
Other (income) expense	(9		)	(37		)	40			(6		)	(189		)	(195		)
Segment contribution	$	56,838		$	7,451		$	1,936		$	66,225
Income from continuing operations before income taxes										$	66,225		$	(39,497	)	$	26,728