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Allowance for Losses and Credit Quality of Consumer Loans (Tables)
 12 Months Ended
Sep. 30, 2016
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented and excludes items such as non-sufficient funds fees, repossession fees, auction fees and interest:
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period (a)
 
Financing
Receivable
at End of
Period
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured short-term consumer loans: (b)
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2016
$
11,498

 
$
(6,435
)
 
$
3,641

 
$
243

 
$
(1,398
)
 
$
7,549

 
$
9,661

Year ended September 30, 2015
14,645

 
(31,428
)
 
16,315

 
12,744

 
(778
)
 
11,498

 
15,919

Year ended September 30, 2014
2,928

 
(46,968
)
 
26,865

 
31,817

 
3

 
14,645

 
31,747

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured short-term consumer loans: (c)
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2016
$
2,004

 
$
(2,229
)
 
$
436

 
$
(211
)
 
$
—

 
$
—

 
$
—

Year ended September 30, 2015
1,049

 
(47,615
)
 
43,292

 
5,278

 
—

 
2,004

 
2,292

Year ended September 30, 2014
1,804

 
(64,916
)
 
58,453

 
5,708

 
—

 
1,049

 
8,173

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured long-term consumer loans: (a)
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2016
$
50,645

 
$
(72,524
)
(d)
$
—

 
$
29,844

 
$
(7,965
)
 
$
—

 
$
—

Year ended September 30, 2015
38,087

 
(3,162
)
 
255

 
25,737


(10,272
)
 
50,645

 
158,293

Year ended September 30, 2014
19,849

 
(307
)
 
—

 
19,608

 
(1,063
)
 
38,087

 
162,860


(a)
These amounts are included in "Current assets held for sale" and "Non-current assets held for sale" in our consolidated balance sheets and pertain to Grupo Finmart consumer loans. See Note 3 for further detail on discontinued operations.
(b)
No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts on the first day after the due date. These amounts primarily include activity pertaining to our Canadian operations in the Other International segment and are included in "Prepaid expenses and other current assets" in our consolidated balance sheets.
(c)
As a result of our discontinuance of USFS, our secured short-term consumer loan balance was reduced to zero as of December 31, 2015. As such, no further aging allowance disclosure has been provided for these amounts. See Note 3 for further detail on discontinued operations. These amounts are included in "Prepaid expenses and other current assets" in our consolidated balance sheets.
(d)
Includes $70.2 million in allowance that was de-consolidated as a result of the disposition of Grupo Finmart as discussed in Note 3.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables held by Grupo Finmart and included under "Current assets held for sale" and "Non-current assets held for sale" in our consolidated balance sheets, which were deconsolidated during September 2016:
 
Days Past Due
 
Total Past Due
 
Current Receivable
 
Translation Adjustment
 
Total
Financing Receivable
 
Allowance Balance
 
Recorded
Investment
> 90 Days Accruing
 
1-30
 
31-60
 
61-90
 
>90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing Loans
$
6,783

 
$
6,179

 
$
6,776

 
$
5,766

 
$
25,504

 
$
87,272

 
$
—

 
$
112,776

 
$
5,128

 
$
5,766

Non-Performing Loans
553

 
701

 
613

 
41,670

 
43,537

 
1,980

 
—

 
45,517

 
45,517

 
—

 
$
7,336

 
$
6,880

 
$
7,389

 
$
47,436

 
$
69,041

 
$
89,252

 
$
—

 
$
158,293

 
$
50,645

 
$
5,766

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing Loans
$
4,942

 
$
3,546

 
$
2,035

 
$
1,600

 
$
12,123

 
$
116,870

 
$
2,230

 
$
131,223

 
$
6,450

 
$
1,600

Non-Performing Loans
1,854

 
907

 
884

 
25,674

 
29,319

 
2,318

 
—

 
31,637

 
31,637

 
—

 
$
6,796

 
$
4,453

 
$
2,919

 
$
27,274

 
$
41,442

 
$
119,188

 
$
2,230

 
$
162,860

 
$
38,087

 
$
1,600