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Allowance for Losses and Credit Quality of Consumer Loans (Tables)
 9 Months Ended
Jun. 30, 2016
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented and excludes items such as non-sufficient funds fees, repossession fees, auction fees and interest:
Description
 
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
(Benefit)
 
Translation Adjustment
 
Allowance
Balance at
End of
Period (a)
 
Financing
Receivable
at End of
Period (a)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured short-term consumer loans: (b)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
$
8,459

 
$
(928
)
 
$
653

 
$
249

 
$
(639
)
 
$
7,794

 
$
9,946

Three Months Ended June 30, 2015
 
12,217

 
(7,159
)
 
3,160

 
4,129

 
593

 
12,940

 
29,214

Nine Months Ended June 30, 2016
 
11,498

 
(5,157
)
 
2,862

 
(251
)
 
(1,158
)
 
7,794

 
9,946

Nine Months Ended June 30, 2015
 
14,645

 
(23,239
)
 
9,946

 
11,987

 
(399
)
 
12,940

 
29,214

Secured short-term consumer loans: (c)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Three Months Ended June 30, 2015
 
816

 
(9,983
)
 
9,135

 
752

 
—

 
720

 
5,464

Nine Months Ended June 30, 2016
 
2,004

 
(2,229
)
 
436

 
(211
)
 
—

 
—

 
—

Nine Months Ended June 30, 2015
 
1,049

 
(37,375
)
 
33,872

 
3,174

 
—

 
720

 
5,464

Unsecured long-term consumer loans: (a)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2016
 
$
69,599

 
$
(1,021
)
 
$
—

 
$
5,951

 
$
(4,780
)
 
$
69,749

 
$
141,158

Three Months Ended June 30, 2015
 
44,721

 
(2,894
)
 
255

 
2,855

 
(1,228
)
 
43,709

 
163,167

Nine Months Ended June 30, 2016
 
50,645

 
(2,234
)
 
—

 
26,185

 
(4,847
)
 
69,749

 
141,158

Nine Months Ended June 30, 2015
 
38,087

 
(3,162
)
 
255

 
14,518

 
(5,989
)
 
43,709

 
163,167


(a)
These amounts are included in "Current assets held for sale" and "Non-current assets held for sale" in our condensed consolidated balance sheets and pertain to Grupo Finmart consumer loans. See Note 2 for further detail on discontinued operations.
(b)
No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts on the first day after the due date. These amounts primarily include activity pertaining to our Canadian operations in the Other International segment and are included in "Prepaid expenses and other current assets" in our condensed consolidated balance sheets.
(c)
As a result of our discontinuance of USFS, our secured short-term consumer loan balance was reduced to zero as of December 31, 2015. As such, no further aging allowance disclosure has been provided for these amounts. See Note 2 for further detail on discontinued operations. These amounts are included in "Prepaid expenses and other current assets" in our condensed consolidated balance sheets.
Aging analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables held by Grupo Finmart and included in "Current assets held for sale" and "Non-current assets held for sale" in our condensed consolidated balance sheets: 
 
Days Past Due
 
Total Past Due
 
Current Receivable
 
Translation Adjustment
 
Total
Financing Receivable
 
Allowance Balance
 
Recorded
Investment
> 90 Days Accruing
 
1-30
 
31-60
 
61-90
 
>90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2016
 
 
 
 
 
 
 
 


 
 
 
 
 


 
 
 
 
Performing loans
$
4,083

 
$
1,705

 
$
1,591

 
$
2,723

 
$
10,102

 
$
65,066

 
$
—

 
$
75,168

 
$
3,759

 
$
2,723

Non-performing loans
841

 
683

 
918

 
61,051

 
63,493

 
2,497

 
—

 
65,990

 
65,990

 
—

 
$
4,924

 
$
2,388

 
$
2,509

 
$
63,774

 
$
73,595

 
$
67,563

 
$
—

 
$
141,158

 
$
69,749

 
$
2,723

June 30, 2015
 
 
 
 
 
 
 
 

 
 
 
 
 

 
 
 
 
Performing loans
$
10,448

 
$
6,038

 
$
2,627

 
$
3,689

 
$
22,802

 
$
102,072

 
$
828

 
$
125,702

 
$
6,244

 
$
3,689

Non-performing loans
485

 
484

 
825

 
34,006

 
35,800

 
1,665

 
—

 
37,465

 
37,465

 
—

 
$
10,933

 
$
6,522

 
$
3,452

 
$
37,695

 
$
58,602

 
$
103,737

 
$
828

 
$
163,167

 
$
43,709

 
$
3,689

September 30, 2015
 
 
 
 
 
 
 
 


 
 
 
 
 
 
 
 
 
 
Performing loans
$
6,783

 
$
6,179

 
$
6,776

 
$
5,766

 
$
25,504

 
$
87,272

 
$
—

 
$
112,776

 
$
5,128

 
$
5,766

Non-performing loans
553

 
701

 
613

 
41,670

 
43,537

 
1,980

 
—

 
45,517

 
45,517

 
—

 
$
7,336

 
$
6,880

 
$
7,389

 
$
47,436


$
69,041

 
$
89,252

 
$
—

 
$
158,293

 
$
50,645

 
$
5,766