Long-term Debt (Tables)

9 Months Ended

Jun. 30, 2016

Debt Disclosure [Abstract]

Long term debt instruments

The following table presents our long-term debt instruments outstanding as of June 30, 2016 and 2015 and September 30, 2015:

	June 30, 2016					June 30, 2015					September 30, 2015
	Carrying Amount		Debt (Discount) and (Issuance Costs)			Carrying Amount		Debt (Discount) Premium and (Issuance Costs)			Carrying Amount		Debt (Discount) and (Issuance Costs)
	(in thousands)
Recourse to EZCORP:
2.125% Cash convertible senior notes due 2019	$	195,221	$	(34,779	)	$	184,765	$	(45,235	)	$	187,471	$	(42,529	)
Cash convertible senior notes due 2019 embedded derivative	16,200		—			23,160		—			10,505		—
Non-recourse to EZCORP*:
8.2% Secured foreign currency debt up to $14 million due 2016 (a) (b)	5		(47		)	1,445		(321		)	938		(204		)
14.5% Secured foreign currency debt up to $16 million due 2017 (a)	14,821		—			19,157		—			17,567		—
5.8% Consumer loans facility due 2019 (b)	25,669		(1,085		)	43,900		(2,652		)	40,493		(2,196		)
8.5% Unsecured notes due 2015	—		—			12,404		(114		)	12,330		(42		)
10% Unsecured notes due 2015	—		—			—		—			1,500		—
11% Unsecured notes due 2015	—		—			4,218		—			3,868		—
17% Secured notes due 2015 consolidated from VIEs	—		—			21		—			—		—
10% Unsecured notes due 2016	1,500		—			821		—			1,885		—
12% Secured notes due 2016	—		—			3,216		22			2,928		—
13% Unsecured notes due 2016	—		—			639					1,171		—
15% Unsecured notes due 2016	3,560		—			—		—			233		—
15% Secured notes due 2016 consolidated from VIEs	2,234		—			7,098		—			5,397		—
18% Unsecured notes due 2016	5,389		—			—		—			—		—
10% Unsecured notes due 2017	162		—			—		—			—		—
11% Secured notes due 2017 consolidated from VIEs (c)	29,959		—			66,121		—			56,113		—
12% Secured notes due 2017	2,021		—			—		—			—		—
13.5% Unsecured notes due 2017	4,940		—			—		—			—		—
14.5% Secured notes due 2017 consolidated from VIEs	8,650		—			13,575		—			11,754		—
15% Unsecured notes due 2017	2,114		—			—		—			—		—
12.4% Secured notes due 2020	16,047		(175		)	18,901		(320		)	17,358		(268		)
Total	328,492		(36,086		)	399,441		(48,620		)	371,511		(45,239		)
Less current portion	80,248		—			69,054		22			74,345		—
Total long-term debt	$	248,244	$	(36,086	)	$	330,387	$	(48,642	)	$	297,166	$	(45,239	)

* Even though Grupo Finmart debt may be non-recourse to EZCORP, a default on more than $25 million of such debt could constitute an event of default under our Cash Convertible Notes (described below). See "Part II, Item 1A — Risk Factors." Additionally, as of June 30, 2016, Grupo Finmart was classified as held for sale in our condensed consolidated balance sheets. These amounts are included in "Current liabilities held for sale" and "Non-current liabilities held for sale" in our condensed consolidated balance sheets. For further discussion see Note 2.

(a) Maximum amounts of debt are translated from Mexican pesos to United States dollars as of the most current period end date in which outstanding debt is presented.

(b) Interest is charged at the Mexican Interbank Equilibrium rate (“TIIE”) plus an applicable margin. The rate presented is as of June 30, 2016.

(c) Grupo Finmart has entered into foreign exchange forward contracts to mitigate the VIE's currency risk, as described in Notes 15 and 16, and EZCORP has guaranteed the future cash outflows of the forward contracts. See "Part II, Item 1A — Risk Factors."