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Allowance for Losses and Credit Quality of Consumer Loans (Tables)
 6 Months Ended
Mar. 31, 2016
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented and excludes items such as non-sufficient funds fees, repossession fees, auction fees and interest:
Description
 
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
(Benefit)
 
Translation Adjustment
 
Allowance
Balance at
End of
Period (a)
 
Financing
Receivable
at End of
Period (a)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured short-term consumer loans: (b)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2016
 
$
8,992

 
$
(1,152
)
 
$
568

 
$
318

 
$
(267
)
 
$
8,459

 
$
10,724

Three Months Ended March 31, 2015
 
13,368

 
(7,029
)
 
3,495

 
2,862

 
(479
)
 
12,217

 
26,265

Six Months Ended March 31, 2016
 
11,498

 
(4,229
)
 
2,209

 
(500
)
 
(519
)
 
8,459

 
10,724

Six Months Ended March 31, 2015
 
14,645

 
(16,080
)
 
6,786

 
7,858

 
(992
)
 
12,217

 
26,265

Secured short-term consumer loans: (c)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2016
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Three Months Ended March 31, 2015
 
1,134

 
(12,955
)
 
11,748

 
889

 
—

 
816

 
5,299

Six Months Ended March 31, 2016
 
2,004

 
(2,229
)
 
436

 
(211
)
 
—

 
—

 
—

Six Months Ended March 31, 2015
 
1,049

 
(27,392
)
 
24,737

 
2,422

 
—

 
816

 
5,299

Unsecured long-term consumer loans: (a)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2016
 
$
61,158

 
$
(469
)
 
$
—

 
$
8,432

 
$
478

 
$
69,599

 
$
156,369

Three Months Ended March 31, 2015
 
42,182

 
(101
)
 
—

 
4,052

 
(1,412
)
 
44,721

 
161,579

Six Months Ended March 31, 2016
 
50,645

 
(1,213
)
 
—

 
20,234

 
(67
)
 
69,599

 
156,369

Six Months Ended March 31, 2015
 
38,087

 
(268
)
 
—

 
11,663

 
(4,761
)
 
44,721

 
161,579


(a)
Portions of these amounts are included in "Consumer loans, net" and "Non-current consumer loans, net" in our condensed consolidated balance sheets. These amounts pertain to Grupo Finmart consumer loans.
(b)
No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts on the first day after the due date. These amounts primarily include activity pertaining to our Canadian operations in the Other International segment.
(c)
As a result of our discontinuance of USFS, our secured short-term consumer loan balance was reduced to zero as of December 31, 2015. As such, no further aging allowance disclosure has been provided for these amounts. Refer to Note 2 for further detail on discontinued operations.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables held by Grupo Finmart: 
 
Days Past Due
 
Total Past Due
 
Current Receivable
 
Translation Adjustment
 
Total
Financing Receivable
 
Allowance Balance
 
Recorded
Investment
> 90 Days Accruing
 
1-30
 
31-60
 
61-90
 
>90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2016
 
 
 
 
 
 
 
 


 
 
 
 
 


 
 
 
 
Performing loans
$
6,537

 
$
3,856

 
$
2,485

 
$
5,651

 
$
18,529

 
$
72,642

 
$
106

 
$
91,277

 
$
4,507

 
$
5,651

Non-performing loans
875

 
835

 
868

 
59,810

 
62,388

 
2,704

 
—

 
65,092

 
65,092

 
—

 
$
7,412

 
$
4,691

 
$
3,353

 
$
65,461

 
$
80,917

 
$
75,346

 
$
106

 
$
156,369

 
$
69,599

 
$
5,651

March 31, 2015
 
 
 
 
 
 
 
 

 
 
 
 
 

 
 
 
 
Performing loans
$
9,536

 
$
4,133

 
$
1,813

 
$
834

 
$
16,316

 
$
105,524

 
$
1,110

 
$
122,950

 
$
6,092

 
$
834

Non-performing loans
1,092

 
1,801

 
1,813

 
32,611

 
37,317

 
1,312

 
—

 
38,629

 
38,629

 
—

 
$
10,628

 
$
5,934

 
$
3,626

 
$
33,445

 
$
53,633

 
$
106,836

 
$
1,110

 
$
161,579

 
$
44,721

 
$
834

September 30, 2015
 
 
 
 
 
 
 
 


 
 
 
 
 
 
 
 
 
 
Performing loans
$
6,783

 
$
6,179

 
$
6,776

 
$
5,766

 
$
25,504

 
$
87,272

 
$
—

 
$
112,776

 
$
5,128

 
$
5,766

Non-performing loans
553

 
701

 
613

 
41,670

 
43,537

 
1,980

 
—

 
45,517

 
45,517

 
—

 
$
7,336

 
$
6,880

 
$
7,389

 
$
47,436


$
69,041

 
$
89,252

 
$
—

 
$
158,293

 
$
50,645

 
$
5,766