Operating Segment Information

3 Months Ended

Dec. 31, 2015

Segment Reporting [Abstract]

OPERATING SEGMENT INFORMATION

NOTE 8: SEGMENT INFORMATION

We currently report our segments as follows:

• U.S. Pawn — All pawn activities in the United States

• Mexico Pawn — All pawn activities in Mexico and other parts of Latin America

• Grupo Finmart — All payroll lending activities in Mexico and other parts of Latin America

• Other International — Our equity interest in the net income of Cash Converters International and consumer finance activities in Canada

There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements. The following tables present operating segment information for the three-month periods ended December 31, 2015 and 2014, including reclassifications discussed in Note 1 and adjustments to reflect reclassification of all discontinued operations discussed in Note 2.

	Three Months Ended December 31, 2015
	U.S. Pawn			Mexico Pawn		Grupo Finmart			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	91,994		$	16,586	$	—		$	4		$	108,584		$	—		$	108,584
Jewelry scrapping sales	9,600			—		—			21			9,621			—			9,621
Pawn service charges	58,621			7,973		—			—			66,594			—			66,594
Consumer loan fees and interest	—			—		10,814			2,374			13,188			—			13,188
Other revenues	193			191		83			—			467			—			467
Total revenues	160,408			24,750		10,897			2,399			198,454			—			198,454
Merchandise cost of goods sold	55,461			10,798		—			—			66,259			—			66,259
Jewelry scrapping cost of goods sold	8,060			—		—			16			8,076			—			8,076
Consumer loan bad debt	—			—		11,991			612			12,603			—			12,603
Net revenues	96,887			13,952		(1,094		)	1,771			111,516			—			111,516
Segment and corporate expenses (income):
Operations	63,545			11,193		9,588			1,280			85,606			—			85,606
Administrative	—			—		—			—			—			19,983			19,983
Depreciation and amortization	3,560			801		517			51			4,929			3,130			8,059
Loss on sale or disposal of assets	7			26		—			—			33			—			33
Interest expense	86			40		5,065			—			5,191			4,001			9,192
Interest income	(1		)	—		(131		)	—			(132		)	(8		)	(140		)
Equity in net income of unconsolidated affiliate	—			—		—			(2,055		)	(2,055		)	—			(2,055		)
Restructuring	891			328		—			204			1,423			269			1,692
Other expense (income)	—			128		768			(3		)	893			(23		)	870
Segment contribution (loss)	$	28,799		$	1,436	$	(16,901	)	$	2,294		$	15,628
Loss from continuing operations before income taxes												$	15,628		$	(27,352	)	$	(11,724	)

	Three Months Ended December 31, 2014
	U.S. Pawn			Mexico Pawn		Grupo Finmart			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	89,442		$	19,580	$	—		$	617		$	109,639		$	—		$	109,639
Jewelry scrapping sales	17,007			1,407		—			120			18,534			—			18,534
Pawn service charges	57,035			7,892		—			—			64,927			—			64,927
Consumer loan fees and interest	—			—		16,315			2,656			18,971			—			18,971
Other revenues	184			240		56			175			655			—			655
Total revenues	163,668			29,119		16,371			3,568			212,726			—			212,726
Merchandise cost of goods sold	58,617			13,484		—			377			72,478			—			72,478
Jewelry scrapping cost of goods sold	13,333			1,261		—			81			14,675			—			14,675
Consumer loan bad debt	—			—		7,740			775			8,515			—			8,515
Net revenues	91,718			14,374		8,631			2,335			117,058			—			117,058
Segment and corporate expenses (income):
Operations	59,507			10,520		8,288			1,772			80,087			—			80,087
Administrative	—			—		—			—			—			12,552			12,552
Depreciation and amortization	3,452			1,244		566			191			5,453			2,555			8,008
Loss on sale or disposal of assets	—			256		—			—			256			—			256
Restructuring	—			—		—			—			—			22			22
Interest expense	8			1		8,281			—			8,290			3,744			12,034
Interest income	(16		)	—		(481		)	—			(497		)	(34		)	(531		)
Equity in net income of unconsolidated affiliate	—			—		—			(2,194		)	(2,194		)	—			(2,194		)
Other expense	—			438		174			3			615			144			759
Segment contribution (loss)	$	28,767		$	1,915	$	(8,197	)	$	2,563		$	25,048
Income from continuing operations before income taxes												$	25,048		$	(18,983	)	$	6,065