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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2013
Operating activities:      
Net (loss) income $ (91,464) $ (72,086) $ 21,010
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 37,034 38,627 34,918
Amortization (accretion) of debt discount (premium) and consumer loan premium (discount), net 8,888 2,611 (248)
Consumer loan loss provision 51,966 45,014 34,146
Deferred income taxes (39,407) (6,175) (14,883)
Impairment of goodwill 12,253 84,158 0
Reversal of contingent consideration 0 (4,792) 0
Impairment of long-lived assets 18,529 10,308 1,600
Restructuring 17,080 6,121 0
Amortization of deferred financing costs 4,150 5,137 3,208
Amortization of prepaid commissions 13,702 14,525 4,573
Other adjustments 13,925 (2,251) 4,862
Loss (gain) on sale or disposal of assets 2,893 (5,371) 7,043
Stock compensation 2,374 6,845 7,128
Loss (income) from investments in unconsolidated affiliates 5,473 (5,948) (13,240)
Impairment of investments 29,237 7,940 43,198
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (9,987) (2,212) 3,412
Inventory 433 346 (9,722)
Prepaid expenses, other current assets and other assets (8,482) (28,807) (17,671)
Accounts payable and other accrued expenses and deferred gains and other long-term liabilities (2,408) 8,952 11,033
Customer layaway deposits 1,997 (499) 1,416
Restricted cash (147) 0 0
Tax provision (benefit) from stock compensation 0 609 (293)
Prepaid income taxes and income taxes receivable 11,893 (33,480) (11,655)
Payments of restructuring charges (5,376) 0 0
Dividends from unconsolidated affiliates 4,842 5,129 10,632
Net cash provided by operating activities 79,398 74,701 120,467
Investing activities:      
Loans made (842,074) (959,540) (923,103)
Loans repaid 574,353 658,986 602,712
Recovery of pawn loan principal through sale of forfeited collateral 243,692 246,053 237,717
Additions to property and equipment (24,286) (22,964) (46,698)
Acquisitions, net of cash acquired (7,802) (13,226) (14,810)
Investments in unconsolidated affiliates (12,140) 0 (11,018)
Proceeds from sale of assets 564 10,631 0
Net cash used in investing activities (67,693) (80,060) (155,200)
Financing activities:      
Proceeds from exercise of stock options 0 0 45
Tax (benefit) provision from stock compensation 0 (609) 293
Taxes paid related to net share settlement of equity awards (210) (1,982) (3,640)
Debt issuance costs (556) (14,017) (1,283)
Payout of deferred and contingent consideration (6,000) (23,000) (13,277)
Proceeds from issuance of convertible notes 0 230,000 0
Purchase of convertible notes hedges 0 (46,454) 0
Proceeds from issuance of warrants 0 25,106 0
Purchase of subsidiary shares from noncontrolling interest (32,411) (29,775) (627)
Proceeds from settlement of forward currency contracts 2,313 0 0
Contributions from noncontrolling interest 0 0 5,839
Change in restricted cash 40,949 (57,891) 1,326
Proceeds from revolving line of credit 0 359,900 510,680
Payments on revolving line of credit 0 (500,800) (470,000)
Proceeds from bank borrowings 70,686 176,013 (15,432)
Payments on bank borrowings and capital lease obligations (72,369) (72,073) 9,725
Repurchase of common stock 0 (11,903) 0
Net cash provided by financing activities 2,402 32,515 23,649
Effect of exchange rate changes on cash and cash equivalents (10,308) (931) 360
Net increase (decrease) in cash and cash equivalents 3,799 26,225 (10,724)
Cash and cash equivalents at beginning of period 55,325 29,100 39,824
Cash and cash equivalents at end of period 59,124 55,325 29,100
Cash paid during the period for:      
Interest 16,472 16,361 12,553
Income taxes, net (8,042) 30,194 47,108
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory 230,998 241,696 261,837
Issuance of common stock due to acquisitions 11,696 0 38,705
Deferred consideration 9,500 2,674 25,872
Contingent consideration 0 0 248
Change in accrued additions to property and equipment (1,337) (420) 492
Issuance of common stock due to purchase of subsidiary shares from noncontrolling interest 0 0 10,404
Purchase of shares from noncontrolling interest 0 0 (788)
Issuance of common stock to 401(k) plan 0 557 556
Equity adjustment due to noncontrolling interest purchase 23,251 6,609 0
Deferred finance cost payable related to convertible notes $ 0 $ 1,092 $ 0