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Allowance for Losses and Credit Quality of Consumer Loans (Tables)
 12 Months Ended
Sep. 30, 2015
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivable for the periods presented:
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Unsecured short-term consumer loans:*
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2015
$
14,645

 
$
(31,428
)
 
$
16,315

 
$
12,744

 
$
(778
)
 
$
11,498

 
$
15,919

Year ended September 30, 2014
2,928

 
(46,968
)
 
26,865

 
31,817

 
3

 
14,645

 
31,747

Year ended September 30, 2013
2,390

 
(47,178
)
 
21,074

 
26,651

 
(9
)
 
2,928

 
22,289

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2015
$
1,049

 
$
(47,615
)
 
$
43,292

 
$
5,278

 
$
—

 
$
2,004

 
$
2,292

Year ended September 30, 2014
1,804

 
(64,916
)
 
58,453

 
5,708

 
—

 
1,049

 
8,173

Year ended September 30, 2013
942

 
(43,768
)
 
40,226

 
4,404

 
—

 
1,804

 
9,789

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2015
$
38,087

 
$
(3,162
)
 
$
255

 
$
25,737

 
$
(10,272
)
 
$
50,645

 
$
158,293

Year ended September 30, 2014
19,849

 
(307
)
 
—

 
19,608


(1,063
)
 
38,087

 
162,860

Year ended September 30, 2013
8,574

 
(289
)
 
—

 
11,982

 
(418
)
 
19,849

 
114,871


* No aging allowance disclosure provided for these amounts as our policy is to charge-off all amounts greater than 60 days past due.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables:
 
Days Past Due
 
Total Past Due
 
Current Receivable
 
Translation Adjustment
 
Total
Financing Receivable
 
Allowance Balance
 
Recorded
Investment
> 90 Days Accruing
 
1-30
 
31-60
 
61-90
 
>90
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
$
113

 
$
862

 
$
704

 
$
574

 
$
2,253

 
$
39

 
$
—

 
$
2,292

 
$
2,004

 
$
—

September 30, 2014
2,196

 
823

 
448

 
412

 
3,879

 
4,294

 
—

 
8,173

 
1,049

 
—

September 30, 2013
2,096

 
1,313

 
905

 
910

 
5,224

 
4,565

 
—

 
9,789

 
1,804

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing Loans
$
6,783

 
$
6,179

 
$
6,776

 
$
5,766

 
$
25,504

 
$
87,272

 
$
—

 
$
112,776

 
$
5,128

 
$
5,766

Non-Performing Loans
553

 
701

 
613

 
41,670

 
43,537

 
1,980

 
—

 
45,517

 
45,517

 
—

 
$
7,336

 
$
6,880

 
$
7,389

 
$
47,436

 
$
69,041

 
$
89,252

 
$
—

 
$
158,293

 
$
50,645

 
$
5,766

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing Loans
$
4,942

 
$
3,546

 
$
2,035

 
$
1,600

 
$
12,123

 
$
116,870

 
$
2,230

 
$
131,223

 
$
6,450

 
$
1,600

Non-Performing Loans
1,854

 
907

 
884

 
25,674

 
29,319

 
2,318

 
—

 
31,637

 
31,637

 
—

 
$
6,796

 
$
4,453

 
$
2,919

 
$
27,274

 
$
41,442

 
$
119,188

 
$
2,230

 
$
162,860

 
$
38,087

 
$
1,600

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing Loans
$
7,497

 
$
4,307

 
$
2,771

 
$
1,557

 
$
16,132

 
$
82,555

 
$
1,269

 
$
99,956

 
$
4,934

 
$
1,557

Non-Performing Loans
726

 
438

 
481

 
11,645

 
13,290

 
1,625

 
—

 
14,915

 
14,915

 
—

 
$
8,223

 
$
4,745

 
$
3,252

 
$
13,202

 
$
29,422

 
$
84,180

 
$
1,269

 
$
114,871

 
$
19,849

 
$
1,557