XML 17 R2.htm IDEA: XBRL DOCUMENT v3.3.1.900
Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2015
Sep. 30, 2014
Current assets:    
Cash and cash equivalents $ 59,124 $ 55,325
Restricted cash 15,137 63,495
Pawn loans 159,964 162,444
Consumer loans, net 36,533 63,995
Pawn service charges receivable, net 30,852 31,044
Consumer loan fees and interest receivable, net 19,802 12,647
Inventory, net 124,084 138,175
Deferred tax asset, net 44,134 17,572
Prepaid income taxes 7,945 18,852
Income taxes receivable 37,230 38,217
Prepaid expenses and other current assets 21,076 33,097
Total current assets 555,881 634,863
Investment in unconsolidated affiliate 56,182 91,781
Property and equipment, net 75,594 105,900
Restricted cash, non-current 2,883 5,070
Goodwill 327,460 346,577
Intangible assets, net 50,434 66,086
Non-current consumer loans, net 75,824 85,004
Deferred tax asset, net 24,987 12,142
Other assets, net 42,985 63,121
Total assets [1],[2] 1,212,230 1,410,544
Current liabilities:    
Current maturities of long-term debt 74,345 36,111
Current capital lease obligations 0 418
Accounts payable and other accrued expenses 107,871 94,993
Other current liabilities 15,384 8,595
Customer layaway deposits 10,470 8,097
Total current liabilities 208,070 148,214
Long-term debt, less current maturities 306,337 392,054
Deferred gains and other long-term liabilities 6,157 15,172
Total liabilities [3],[4] $ 520,564 $ 555,440
Commitments and contingencies
Temporary equity:    
Redeemable noncontrolling interest $ 3,235 $ 22,800
Total temporary equity 14,931 22,800
Stockholders’ equity:    
Additional paid-in capital 307,080 332,264
Retained earnings 423,137 509,586
Accumulated other comprehensive loss (54,019) (10,082)
EZCORP, Inc. stockholders’ equity 676,735 832,304
Total liabilities, temporary equity and stockholders’ equity 1,212,230 1,410,544
Common Class A Non-voting, Subject to Possible Redemption [Member]    
Temporary equity:    
Class A Non-voting Common Stock, subject to possible redemption at $10.06 per share; 1,168,456 shares issued and outstanding at redemption value as of September 30, 2015; and none as of September 30, 2014 11,696 0
Common Stock Class A Non-voting [Member]    
Stockholders’ equity:    
Common Stock 507 506
Common Stock Class B Voting [Member]    
Stockholders’ equity:    
Common Stock $ 30 $ 30
[1] Our consolidated assets as of September 30, 2015 and 2014 include the following assets of Grupo Finmart's securitization trust that can only be used to settle its liabilities: September 30, 2015 September 30, 2014 (in thousands)Restricted cash$12,033 $23,592Consumer loans, net36,845 41,588Consumer loan fees and interest receivable, net6,067 5,489Restricted cash, non-current197 133Intangible assets, net1,793 2,847Total assets$56,935 $73,649
[2] Our consolidated assets as of September 30, 2015 and 2014 include the following assets of our consolidated variable interest entities: September 30, 2015 September 30, 2014 (in thousands)Restricted cash$1,361 $1,921Consumer loans, net5,846 16,465Consumer loan fees and interest receivable, net6,399 3,058Non-current consumer loans, net27,162 35,780Total assets$40,768 $57,224
[3] Our consolidated liabilities as of September 30, 2015 and 2014 include the following liabilities for which the creditors of Grupo Finmart's securitization trust do not have recourse to the general credit of EZCORP, Inc.: September 30, 2015 September 30, 2014 (in thousands)Long-term debt, less current maturities$42,689 $54,045
[4] Our consolidated liabilities as of September 30, 2015 and 2014 include the following liabilities of our consolidated variable interest entities: September 30, 2015 September 30, 2014 (in thousands)Accounts payable and other accrued expenses$4,313 $2,105Current maturities of long-term debt— 25,438Long-term debt, less current maturities73,231 35,624Total liabilities$77,544 $63,167