Operating Segment Information

6 Months Ended

Mar. 31, 2015

Segment Reporting [Abstract]

OPERATING SEGMENT INFORMATION

NOTE 12: SEGMENT INFORMATION

Segment information is prepared on the same basis that our chief operating decision maker reviews financial information for operational decision-making purposes.

We currently report our segments as follows:

• U.S. & Canada — All business activities in the United States and Canada

• Latin America — All business activities in Mexico and other parts of Latin America

• Other International — Our equity interest in the net (loss) income of Cash Converters International

There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements. The following tables present operating segment information for the three and six-month periods ended March 31, 2015 and 2014, including reclassifications discussed in Note 1 and adjustments to reflect reclassification of all discontinued operations discussed in Note 2.

	Three Months Ended March 31, 2015
	U.S. & Canada			Latin America			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	92,969		$	14,883		$	—		$	107,852		$	—		$	107,852
Jewelry scrapping sales	17,482			917			—			18,399			—			18,399
Pawn service charges	52,317			7,153			—			59,470			—			59,470
Consumer loan fees and interest	37,992			16,449			—			54,441			—			54,441
Other revenues	922			273			—			1,195			—			1,195
Total revenues	201,682			39,675			—			241,357			—			241,357
Merchandise cost of goods sold	61,812			10,680			—			72,492			—			72,492
Jewelry scrapping cost of goods sold	13,534			820			—			14,354			—			14,354
Consumer loan bad debt	7,983			4,123			—			12,106			—			12,106
Net revenues	118,353			24,052			—			142,405			—			142,405
Segment and corporate expenses (income):
Operations	82,665			17,625			—			100,290			—			100,290
Administrative	—			—			—			—			10,849			10,849
Depreciation	4,538			1,348			—			5,886			1,813			7,699
Amortization	58			379			—			437			931			1,368
Loss on sale or disposal of assets	256			1			—			257			369			626
Interest expense	5			6,377			—			6,382			4,914			11,296
Interest income	(17		)	(447		)	—			(464		)	(50		)	(514		)
Equity in net loss of unconsolidated affiliate	—			—			3,678			3,678			—			3,678
Restructuring	—			—			—			—			726			726
Other expense	7			1,554			—			1,561			298			1,859
Segment contribution (loss)	$	30,841		$	(2,785	)	$	(3,678	)	$	24,378
Income (loss) from continuing operations before income taxes										$	24,378		$	(19,850	)	$	4,528

	Three Months Ended March 31, 2014
	U.S. & Canada			Latin America			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	89,937		$	13,517		$	—		$	103,454		$	—		$	103,454
Jewelry scrapping sales	24,697			1,496			—			26,193			—			26,193
Pawn service charges	52,154			7,008			—			59,162			—			59,162
Consumer loan fees and interest	42,213			12,564			—			54,777			—			54,777
Other revenues	1,098			447			—			1,545			—			1,545
Total revenues	210,099			35,032			—			245,131			—			245,131
Merchandise cost of goods sold	55,256			8,967			—			64,223			—			64,223
Jewelry scrapping cost of goods sold	18,793			1,318			—			20,111			—			20,111
Consumer loan bad debt	7,781			3,095			—			10,876			—			10,876
Net revenues	128,269			21,652			—			149,921			—			149,921
Segment and corporate expenses (income):
Operations	83,377			17,730			—			101,107			—			101,107
Administrative	—			—			—			—			19,996			19,996
Depreciation	4,275			1,450			—			5,725			1,689			7,414
Amortization	100			607			—			707			686			1,393
Loss (gain) on sale or disposal of assets	(537		)	(2		)	—			(539		)	626			87
Interest expense	2			5,024			—			5,026			1,088			6,114
Interest income	(18		)	(94		)	—			(112		)	(43		)	(155		)
Equity in net income of unconsolidated affiliate	—			—			(492		)	(492		)	—			(492		)
Impairment of investments	—			—			7,940			7,940			—			7,940
Other expense (income)	—			(11		)	375			364			78			442
Segment contribution (loss)	$	41,070		$	(3,052	)	$	(7,823	)	$	30,195
Income (loss) from continuing operations before income taxes										$	30,195		$	(24,120	)	$	6,075

	Six Months Ended March 31, 2015
	U.S. & Canada			Latin America			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	183,028		$	34,463		$	—		$	217,491		$	—		$	217,491
Jewelry scrapping sales	34,609			2,324			—			36,933			—			36,933
Pawn service charges	109,352			15,045			—			124,397			—			124,397
Consumer loan fees and interest	80,524			32,764			—			113,288			—			113,288
Other revenues	1,497			569			—			2,066			—			2,066
Total revenues	409,010			85,165			—			494,175			—			494,175
Merchandise cost of goods sold	120,806			24,164			—			144,970			—			144,970
Jewelry scrapping cost of goods sold	26,948			2,081			—			29,029			—			29,029
Consumer loan bad debt	22,293			11,863			—			34,156			—			34,156
Net revenues	238,963			47,057			—			286,020			—			286,020
Segment and corporate expenses (income):
Operations	167,428			36,556			—			203,984			—			203,984
Administrative	—			—			—			—			19,201			19,201
Depreciation	8,938			2,739			—			11,677			3,595			15,272
Amortization	129			798			—			927			1,898			2,825
Loss on sale or disposal of assets	259			257			—			516			369			885
Interest expense	13			14,659			—			14,672			8,658			23,330
Interest income	(34		)	(928		)	—			(962		)	(84		)	(1,046		)
Equity in net loss of unconsolidated affiliate	—			—			1,484			1,484			—			1,484
Restructuring	—			—			—			—			726			726
Other expense	10			2,166			—			2,176			442			2,618
Segment contribution (loss)	$	62,220		$	(9,190	)	$	(1,484	)	$	51,546
Income (loss) from continuing operations before income taxes										$	51,546		$	(34,805	)	$	16,741

	Six Months Ended March 31, 2014
	U.S. & Canada			Latin America			Other International			Total Segments			Corporate Items			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	178,827		$	30,214		$	—		$	209,041		$	—		$	209,041
Jewelry scrapping sales	50,622			3,274			—			53,896			—			53,896
Pawn service charges	109,223			14,072			—			123,295			—			123,295
Consumer loan fees and interest	87,963			22,018			—			109,981			—			109,981
Other revenues	1,629			1,045			—			2,674			—			2,674
Total revenues	428,264			70,623			—			498,887			—			498,887
Merchandise cost of goods sold	108,856			19,508			—			128,364			—			128,364
Jewelry scrapping cost of goods sold	37,363			2,768			—			40,131			—			40,131
Consumer loan bad debt	21,964			7,100			—			29,064			—			29,064
Net revenues	260,081			41,247			—			301,328			—			301,328
Segment and corporate expenses (income):
Operations	169,944			36,524			—			206,468			—			206,468
Administrative	—			—			—			—			35,720			35,720
Depreciation	8,519			2,909			—			11,428			3,326			14,754
Amortization	203			1,224			—			1,427			1,331			2,758
(Gain) loss on sale or disposal of assets	(6,855		)	4			—			(6,851		)	648			(6,203		)
Interest expense	7			8,865			—			8,872			2,293			11,165
Interest income	(18		)	(267		)	—			(285		)	(67		)	(352		)
Equity in net income of unconsolidated affiliates	—			—			(1,763		)	(1,763		)	—			(1,763		)
Impairment of investments	—			—			7,940			7,940			—			7,940
Other expense (income)	—			(41		)	346			305			(31		)	274
Segment contribution (loss)	$	88,281		$	(7,971	)	$	(6,523	)	$	73,787
Income (loss) from continuing operations before income taxes										$	73,787		$	(43,220	)	$	30,567