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Allowance for Losses and Credit Quality of Consumer Loans (Tables)
 3 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
As Restated (See Note 2)
 
(in thousands)
Unsecured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2014
$
14,645

 
$
(9,051
)
 
$
3,291

 
$
4,996

 
$
(513
)
 
$
13,368

 
$
31,159

Three Months Ended December 31, 2013
2,928

 
(12,202
)
 
4,195

 
7,915

 
12

 
2,848

 
22,870

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2014
$
1,049

 
$
(14,437
)
 
$
12,989

 
$
1,533

 
$
—

 
$
1,134

 
$
7,866

Three Months Ended December 31, 2013
1,804

 
(16,686
)
 
15,182

 
2,032

 
—

 
2,332

 
11,386

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended December 31, 2014
$
38,087

 
$
(167
)
 
$
—

 
$
7,612

 
$
(3,350
)
 
$
42,182

 
$
157,368

Three Months Ended December 31, 2013
19,849

 
(71
)
 
—

 
4,010

 
101

 
23,889

 
136,152
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables by portfolio segment: 
 
Days Past Due
 
Total
 
Current
 
Translation
 
Total
Financing
 
Allowance
 
Recorded
Investment
> 90 Days
 
1-30
 
31-60
 
61-90
 
>90
 
Past Due
 
Receivable
 
Adjustment
 
Receivable
 
Balance
 
Accruing
 
As Restated (See Note 2)
 
(in thousands)
Unsecured short-term consumer loans*:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
$
66

 
$
289

 
$
81

 
$
—

 
$
436

 
$
119

 
$
—

 
$
555

 
$
267

 
$
—

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
$
1,844

 
$
761

 
$
543

 
$
538

 
$
3,686

 
$
4,180

 
$
—

 
$
7,866

 
$
1,134

 
$
—

December 31, 2013
2,629

 
1,366

 
1,123

 
1,398

 
6,516

 
4,870

 
—

 
11,386

 
2,332

 
—

September 30, 2014
2,196

 
823

 
448

 
412

 
3,879

 
4,294

 
—

 
8,173

 
1,049

 
—

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 


 
 
 
 
 


 
 
 
 
Performing Loans
$
5,068

 
$
4,231

 
$
1,740

 
$
1,337

 
$
12,376

 
$
107,414

 
$
1,387

 
$
121,177

 
$
5,989

 
$
1,337

Non-Performing Loans
1,684

 
2,010

 
1,412

 
28,293

 
33,399

 
2,794

 
(2
)
 
36,191

 
36,193

 
—

 
$
6,752

 
$
6,241

 
$
3,152

 
$
29,630

 
$
45,775

 
$
110,208

 
$
1,385

 
$
157,368

 
$
42,182

 
$
1,337

December 31, 2013
 
 
 
 
 
 
 
 

 
 
 
 
 

 
 
 
 
Performing Loans
$
6,809

 
$
1,931

 
$
2,706

 
$
1,817

 
$
13,263

 
$
100,851

 
$
4,364

 
$
118,478

 
$
5,706

 
$
1,817

Non-Performing Loans
719

 
516

 
465

 
14,812

 
16,512

 
1,670

 
(508
)
 
17,674

 
18,183

 
—

 
$
7,528

 
$
2,447

 
$
3,171

 
$
16,629

 
$
29,775

 
$
102,521

 
$
3,856

 
$
136,152

 
$
23,889

 
$
1,817

September 30, 2014
 
 
 
 
 
 
 
 


 
 
 
 
 
 
 
 
 
 
Performing Loans
$
4,942

 
$
3,546

 
$
2,035

 
$
1,600

 
$
12,123

 
$
116,870

 
$
2,230

 
$
131,223

 
$
6,450

 
$
1,600

Non-Performing Loans
1,854

 
907

 
884

 
25,674

 
29,319

 
2,318

 
—

 
31,637

 
31,637

 
—

 
$
6,796

 
$
4,453

 
$
2,919

 
$
27,274


$
41,442

 
$
119,188

 
$
2,230

 
$
162,860

 
$
38,087

 
$
1,600


* Unsecured short-term consumer loan amounts are included for the periods after the December 20, 2012 acquisition of Go Cash, and prior to our discontinuance of Go Cash operations as of September 30, 2014. As a result of our discontinuance of Go Cash, we wrote our unsecured short-term consumer loans down to net realized value, or a nominal amount, as of September 30, 2014.