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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2014
Sep. 30, 2014
Dec. 31, 2013
Sep. 30, 2013
Current assets:        
Cash and cash equivalents $ 77,599 $ 55,325 $ 32,689 $ 29,100
Restricted cash 60,218 63,495 8,371  
Pawn loans 150,930 162,444 153,421  
Consumer loans, net 61,347 63,995 62,653  
Pawn service charges receivable, net 30,241 31,044 30,842  
Consumer loan fees and interest receivable, net 13,199 12,647 17,415  
Inventory, net 132,659 138,175 142,159  
Deferred tax asset 17,572 17,572 15,302  
Prepaid income taxes 52,823 57,069 21,204  
Receivables, prepaid expenses and other current assets 34,075 33,097 42,895  
Total current assets 630,663 634,863 526,951  
Investments in unconsolidated affiliates 99,219 91,781 97,424  
Property and equipment, net 104,353 105,900 114,539  
Restricted cash, non-current 4,310 5,070 4,189  
Goodwill 337,498 346,577 434,835 433,300
Intangible assets, net 62,077 66,086 66,749  
Non-current consumer loans, net 78,362 85,004 78,686  
Deferred tax asset 10,617 12,142 7,543  
Other assets, net 77,352 63,121 28,935  
Total assets [1],[2] 1,404,451 1,410,544 1,359,851  
Liabilities and stockholders’ equity:        
Current maturities of long-term debt 74,832 36,111 23,516  
Current capital lease obligations 258 418 533  
Accounts payable and other accrued expenses 81,417 94,993 77,880  
Other current liabilities 6,000 8,595 11,988  
Customer layaway deposits 5,133 8,097 5,782  
Total current liabilities 167,640 148,214 119,699  
Long-term debt, less current maturities 387,154 392,054 246,852  
Long-term capital lease obligations 0 0 253  
Deferred gains and other long-term liabilities 8,446 15,172 28,524  
Total liabilities [3],[4] $ 563,240 $ 555,440 $ 395,328  
Commitments and contingencies  
Temporary equity:        
Redeemable noncontrolling interest $ 18,550 $ 22,800 $ 45,825 47,297
Stockholders’ equity:        
Additional paid-in capital 329,443 332,264 321,354  
Retained earnings 521,198 509,586 599,978  
Accumulated other comprehensive loss (28,516) (10,082) (3,177)  
EZCORP, Inc. stockholders’ equity 822,661 832,304 918,698 $ 895,883
Total liabilities and stockholders’ equity 1,404,451 1,410,544 1,359,851  
Common Stock Class A Non-voting [Member]        
Stockholders’ equity:        
Common stock 506 506 513  
Common Stock Class B Voting [Member]        
Stockholders’ equity:        
Common stock $ 30 $ 30 $ 30  
[1] Our consolidated assets as of December 31, 2014 and 2013 and September 30, 2014 include the following assets of Grupo Finmart’s Securitization trust that can only be used to settle its liabilities: December 31, 2014 December 31, 2013 September 30, 2014 (Unaudited) Unaudited) (in thousands) Restricted cash$22,457 $— $23,592Consumer loans, net35,069 34,123 41,588Consumer loan fees and interest receivable, net4,937 7,060 5,489Restricted cash, non-current123 4,189 133Other assets, net2,545 1,998 2,847Total assets$65,131 $47,370 73,649
[2] Our consolidated assets as of December 31, 2014 and 2013 and September 30, 2014 include the following assets of our consolidated variable interest entities:December 31, 2014 December 31, 2013 September 30, 2014 (Unaudited) (Unaudited) As Restated (See Note 2)(in thousands)Restricted cash$1,903 $3 $1,921Consumer loans, net16,810 3,393 16,465Consumer loan fees and interest receivable, net3,579 1,034 3,058Non-current consumer loans, net36,297 7,829 35,780Total assets$58,589 $12,259 $57,224
[3] Our consolidated liabilities as of December 31, 2014 and 2013 and September 30, 2014 include the following liabilities for which the creditors of Grupo Finmart’s securitization trust do not have recourse to the general credit of EZCORP, Inc.: December 31, 2014 December 31, 2013 September 30, 2014 (Unaudited) (Unaudited) (in thousands) Long-term debt, less current maturities$49,475 $32,147 $54,045
[4] Our consolidated liabilities as of December 31, 2014 and 2013 and September 30, 2014 include the following liabilities of our consolidated variable interest entities: December 31, 2014 December 31, 2013 September 30, 2014 (Unaudited) (Unaudited) As Restated (See Note 2) (in thousands)Accounts payable and other accrued expenses$3,007 $382 $2,105Current maturities of long-term debt50,043 6,778 25,438Long-term debt, less current maturities63,125 11,563 35,624Total liabilities$116,175 $18,723 $63,167