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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Mar. 31, 2014
Mar. 31, 2013
Mar. 31, 2012
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2012
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2012
Operating activities:                      
Net (loss) income $ 16,934 $ 26,993 $ 21,523 $ 56,238 $ 75,616 $ 23,116 $ 49,190 $ 102,374 $ (72,086) $ 21,010 $ 141,111
Adjustments to reconcile net income to net cash provided by operating activities:                      
Depreciation and amortization 9,363 7,652 18,886 16,415 12,514 28,083 25,732 19,891 38,627 34,918 25,268
Amortization (accretion) of debt discount (premium) and consumer loan premium (discount), net (432) (8,627) (170) (9,297) (1,612) (68) (9,978) (3,324) 2,611 (248) (15,091)
Consumer loan loss provision 11,231 8,120 18,562 14,720 8,028 28,901 22,191 14,042 45,014 34,146 20,240
Deferred income taxes 694 2,213 (1,624) 1,399 465 (1,280) 244 (644) (6,175) (14,883) 1,290
Impairment of goodwill                 84,158 0 0
Reversal of contingent consideration                 (4,792) 0 0
Impairment of intangibles                 10,308 1,600 0
Restructuring                 6,121 0 0
Amortization of deferred financing costs 890 764 2,550 1,524   4,166 2,344   5,137 3,208 2,478
Amortization of prepaid commissions 2,226 649 5,144 1,464 1,399 10,039 2,902 2,886 14,525 4,573 467
Other adjustments (206) 8,087 (789) 7,992 1,612 (753) 7,545 3,324 (2,251) 4,862 0
(Gain) loss on sale or disposal of assets (6,422) 29 (6,081) 42 (174) (6,137) 6,060 138 (5,371) 7,043 (1)
Stock compensation 1,207 799 8,189 2,915 3,238 9,487 5,046 5,191 6,845 7,128 6,660
Income from investments in unconsolidated affiliates (1,271) (5,038) (1,763) (9,163) (8,738) (3,880) (13,491) (12,935) (5,948) (13,240) (16,038)
Impairment of investments     7,940     7,940     7,940 43,198 0
Changes in operating assets and liabilities, net of business acquisitions:                      
Service charges and fees receivable, net 3,179 2,236 9,501 9,706 8,037 1,577 2,304 (668) (2,212) 3,412 1,330
Inventory, net 168 (11,908) 2,696 (3,034) 1,446 2,243 (51) (874) 346 (9,722) (4,017)
Prepaid expenses, other current assets and other assets, net (17,870) (18,343) (20,990) (8,435) 1,278 (35,349) (19,776) (7,683) (28,807) (17,671) (15,196)
Accounts payable and accrued expenses (8,655) 11,214 (10,662) (207) (18,718) (9,134) 14,105 (12,100) 9,136 21,283 1,596
Customer layaway deposits (2,853) (1,077) 353 812 206 (433) 588 (182) (499) 1,416 218
Deferred gains and other long-term liabilities 167 573 (855) 557 10,856 (342) 330 722 (184) (10,250) (5,243)
Tax benefit from stock compensation 0 (346) 0 (342) (1,521) 0 (321) (1,582) 609 (293) (1,602)
Prepaid income taxes 2,544 8,614 (11,410) 3,362 (4,098) (20,048) (11,444) (9,559) (33,480) (11,655) (9,915)
Dividends from unconsolidated affiliates 2,597 1,595 2,597 4,828 4,788 5,129 8,418 5,560 5,129 10,632 5,560
Net cash provided by operating activities 13,491 34,199 43,597 91,496 94,622 43,257 91,938 104,577 74,701 120,467 139,115
Investing activities:                      
Loans made (232,294) (231,067) (448,159) (440,917) (360,354) (705,181) (682,184) (571,683) (959,540) (923,103) (802,896)
Loans repaid 154,576 140,141 336,970 311,571 260,745 498,222 458,069 387,780 658,986 602,712 522,195
Recovery of pawn loan principal through sale of forfeited collateral 64,776 73,264 130,359 129,965 129,518 182,004 181,461 179,681 246,053 237,717 240,381
Additions to property and equipment (5,615) (8,906) (10,643) (23,506) (20,842) (15,930) (33,351) (33,193) (22,964) (46,698) (45,796)
Acquisitions, net of cash acquired (10,395) (12,278) (10,282) (12,279) (83,057) (12,990) (14,940) (125,249) (13,226) (14,810) (128,647)
Investments in unconsolidated affiliates   (11,018)   (11,018)     (11,018)   0 (11,018) 0
Proceeds from sale of assets 9,882   10,631     10,631     10,631 0 0
Net cash used in investing activities (19,070) (49,864) 8,970 (46,184) (73,990) (43,101) (101,963) (162,664) (80,060) (155,200) (214,763)
Financing activities:                      
Proceeds from exercise of stock options       6 634   45 647 0 45 649
Tax benefit from stock compensation 0 346 0 342 1,521 0 321 1,582 (609) 293 1,602
Taxes paid related to net share settlement of equity awards   (3,431) (629) (3,596) (1,071) (1,990) (3,596) (1,153) (1,982) (3,640) (1,184)
Debt issuance costs (3,080)   (5,176) (259)   (12,686)     (14,017) (1,283) (3,225)
Payout of deferred and contingent consideration (11,500)   (23,000)     (23,000)     (23,000) (13,277) 0
Proceeds from issuance of convertible notes           200,000     230,000 0 0
Purchase of convertible notes hedges           (40,395)     (46,454) 0 0
Proceeds from issuance of warrants           21,824     25,106 0 0
Purchase of subsidiary shares from noncontrolling interest     (1,082)     (21,139)     (29,775) (627) 0
Contributions from noncontrolling interest                 0 5,839 0
Change in restricted cash 154 5,754 (17,756) 5,728 (11,941) (40,761) (9,695) (10,678) (57,891) 1,326 (14,135)
Proceeds from revolving line of credit 80,887 80,125 217,493 148,265 321,617 389,900 403,131 594,809 359,900 510,680 792,927
Payments on revolving line of credit (74,908) (61,852) (273,070) (194,805) (318,227) (530,800) (385,964) (502,575) (500,800) (470,000) (679,986)
Proceeds from bank borrowings 35,838 1,159 105,769 1,172   154,406 21,637 343 176,013 (15,432) 2,461
Payments on bank borrowings and capital lease obligations (18,289) (3,023) (51,819) (5,170) (1,056) (63,162) (28,001) (8,164) (72,073) 9,725 (8,496)
Repurchase of common stock           (11,901)     (11,903) 0 0
Net cash provided by (used in) financing activities 9,102 19,078 (49,270) (48,317) (8,523) 20,296 (2,122) 74,811 32,515 23,649 90,613
Effect of exchange rate changes on cash and cash equivalents 66 (24) (69) (604) (410) (118) (166) 488 (931) 360 890
Net increase (decrease) in cash and cash equivalents 3,589 3,389 3,228 (3,609) 11,699 20,334 (12,313) 17,212 26,225 (10,724) 15,855
Cash and cash equivalents at beginning of period 29,100 39,824 29,100 39,824 23,969 29,100 39,824 23,969 29,100 39,824 23,969
Cash and cash equivalents at end of period 32,689 43,213 32,328 36,215 35,668 49,434 27,511 41,181 55,325 29,100 39,824
Cash paid during the period for:                      
Interest                 16,361 12,553 2,480
Income taxes                 30,194 47,108 83,010
Non-cash investing and financing activities:                      
Pawn loans forfeited and transferred to inventory 63,256 69,370 118,050 130,675 123,587 171,288 192,150 177,490 241,696 261,837 248,090
Issuance of common stock due to acquisitions   38,647   38,705 11,615   38,705 17,984 0 38,705 17,984
Deferred consideration 5,350 24,000 5,331 24,000 5,785 2,692 25,872 916 2,674 25,872 938
Contingent consideration 4,792 4,792   4,792 23,000   7,148 23,000 0 248 23,432
Change in accrued additions to property and equipment $ 122 2,100 122   $ 1,404   107 $ 177 (420) 492 0
Issuance of common stock due to purchase of subsidiary shares from noncontrolling interest   $ 10,404 (634) $ 10,404   (13,274) $ 10,404   0 10,404 0
Purchase of shares from noncontrolling interest     $ (619)           0 (788) 0
Issuance of common stock to 401(k) plan           557     557 556 459
Equity adjustment due to noncontrolling interest purchase           6,588     6,609 0 0
Deferred finance cost payable related to convertible notes           $ 2,400     $ 1,092 $ 0 $ 0