XML 33 R56.htm IDEA: XBRL DOCUMENT v2.4.1.9
Allowance for Losses and Credit Quality of Consumer Loans (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Sep. 30, 2014
Unsecured Short-term consumer loans [Member]      
Allowance for losses on consumer loans      
Allowance Balance at Beginning of Period $ 14,645us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
$ 2,928us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Charge-offs (9,051)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
(12,202)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Recoveries 3,291us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
4,195us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Provision 4,996us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
7,915us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Translation Adjustment (513)us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
12us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Allowance Balance at End of Period 13,368us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
2,848us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Financing Receivable at End of Period 31,159us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
22,870us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredShortTermConsumerLoansMember
 
Secured Short-term consumer loans [Member]      
Allowance for losses on consumer loans      
Allowance Balance at Beginning of Period 1,049us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
1,804us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Charge-offs (14,437)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
(16,686)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Recoveries 12,989us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
15,182us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Provision 1,533us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
2,032us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Translation Adjustment 0us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
0us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Allowance Balance at End of Period 1,134us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
2,332us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
 
Financing Receivable at End of Period 7,866us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
11,386us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
8,173us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_SecuredShortTermConsumerLoansMember
Unsecured Long-term consumer loans [Member]      
Allowance for losses on consumer loans      
Allowance Balance at Beginning of Period 7,177us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
972us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Charge-offs (29)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
(841)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Recoveries 136us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
431us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Provision 874us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
1,391us-gaap_ProvisionForLoanLeaseAndOtherLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Translation Adjustment (624)us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
3us-gaap_AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Allowance Balance at End of Period 7,534us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
1,956us-gaap_FinancingReceivableAllowanceForCreditLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
 
Financing Receivable at End of Period $ 81,840us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
$ 116,437us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember
$ 90,987us-gaap_LoansAndLeasesReceivableConsumer
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= ezpw_UnsecuredLongTermConsumerLoansMember