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Allowance for Losses and Credit Quality of Financing Receivables (Tables)
9 Months Ended
Jun. 30, 2014
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented: 
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
(in thousands)
Unsecured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2014
$
8,585

 
$
(8,343
)
 
$
3,156

 
$
8,811

 
$
138

 
$
12,347

 
$
32,393

Three Months Ended June 30, 2013
$
2,234

 
$
(11,302
)
 
$
5,512

 
$
6,540

 
$

 
$
2,984

 
$
23,720

Nine Months Ended June 30, 2014
$
2,928

 
$
(37,146
)
 
$
24,040

 
$
22,370

 
$
155

 
$
12,347

 
$
32,393

Nine Months Ended June 30, 2013
$
2,390

 
$
(34,231
)
 
$
15,796

 
$
19,029

 
$

 
$
2,984

 
$
23,720

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2014
$
1,814

 
$
(15,284
)
 
$
13,148

 
$
1,227

 
$

 
$
905

 
$
7,592

Three Months Ended June 30, 2013
$
1,358

 
$
(10,272
)
 
$
9,301

 
$
916

 
$

 
$
1,303

 
$
7,691

Nine Months Ended June 30, 2014
$
1,804

 
$
(50,352
)
 
$
44,903

 
$
4,550

 
$

 
$
905

 
$
7,592

Nine Months Ended June 30, 2013
$
942

 
$
(64,652
)
 
$
59,093

 
$
5,920

 
$

 
$
1,303

 
$
7,691

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended June 30, 2014
$
2,561

 
$
(527
)
 
$
314

 
$
1,363

 
$
15

 
$
3,726

 
$
105,539

Three Months Ended June 30, 2013
$
330

 
$
(604
)
 
$
253

 
$
680

 
$
(32
)
 
$
627

 
$
99,321

Nine Months Ended June 30, 2014
$
972

 
$
(1,453
)
 
$
1,887

 
$
2,299

 
$
21

 
$
3,726

 
$
105,539

Nine Months Ended June 30, 2013
$
623

 
$
(1,556
)
 
$
2,610

 
$
(1,036
)
*
$
(14
)
 
$
627

 
$
99,321


* Benefit in consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables by portfolio segment: 
 
Days Past Due
 
Total
 
Current
 
Fair Value
 
Total
Financing
 
Allowance
 
Recorded
Investment
> 90 Days
 
1-30
 
31-60
 
61-90
 
>90
 
Past Due
 
Receivable
 
Adjustment
 
Receivable
 
Balance
 
Accruing
 
(in thousands)
Unsecured short-term consumer loans:*
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2014
$
1,381

 
$
2,106

 
$
1,327

 
$
6,399

 
$
11,213

 
$
2,989

 
$

 
$
14,202

 
$
10,481

 
$

June 30, 2013
$
87

 
$
35

 
$

 
$

 
$
122

 
$
122

 
$

 
$
244

 
$
61

 
$

September 30, 2013
$
113

 
$
285

 
$
257

 
$

 
$
655

 
$
214

 
$

 
$
869

 
$
464

 
$

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2014
$
1,983

 
$
763

 
$
391

 
$
288

 
$
3,425

 
$
4,167

 
$

 
$
7,592

 
$
905

 
$

June 30, 2013
$
1,717

 
$
800

 
$
544

 
$
684

 
$
3,745

 
$
3,946

 
$

 
$
7,691

 
$
1,303

 
$

September 30, 2013
$
2,096

 
$
1,313

 
$
905

 
$
910

 
$
5,224

 
$
4,565

 
$

 
$
9,789

 
$
1,804

 
$

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 


 
 
 
 
 


 
 
 
 
In Payroll
$
11,651

 
$
4,103

 
$
761

 
$
25,615

 
$
42,130

 
$
59,383

 
$
710

 
$
102,223

 
$
1,330

 
$
25,615

Out of payroll
234

 
413

 
13

 
2,073

 
2,733

 
580

 
3

 
3,316

 
2,396

 

 
$
11,885

 
$
4,516

 
$
774

 
$
27,688

 
$
44,863

 
$
59,963

 
$
713

 
$
105,539

 
$
3,726

 
$
25,615

June 30, 2013
 
 
 
 
 
 
 
 

 
 
 
 
 

 
 
 
 
In Payroll
$
12,996

 
$
4,580

 
$
841

 
$
27,399

 
$
45,816

 
$
52,738

 
$
111

 
$
98,665

 
$
551

 
$
27,576

Out of payroll
31

 
91

 
24

 
177

 
323

 
471

 
(138
)
 
656

 
76

 

 
$
13,027

 
$
4,671

 
$
865

 
$
27,576

 
$
46,139

 
$
53,209

 
$
(27
)
 
$
99,321

 
$
627

 
$
27,576

September 30, 2013
 
 
 
 
 
 
 
 


 
 
 
 
 
 
 
 
 
 
In Payroll
$
8,726

 
$
5,245

 
$
1,392

 
$
29,492

 
$
44,855

 
$
63,209

 
$
(196
)
 
$
107,868

 
$
758

 
$
29,492

Out of payroll
183

 
109

 
192

 

 
484

 
258

 
(7
)
 
735

 
214

 

 
$
8,909

 
$
5,354

 
$
1,584

 
$
29,492


$
45,339

 
$
63,467

 
$
(203
)
 
$
108,603

 
$
972

 
$
29,492


* Unsecured short-term consumer loans amounts are included for periods after the acquisition of Go Cash.