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Allowance for Losses and Credit Quality of Financing Receivables (Tables)
 12 Months Ended
Sep. 30, 2012
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
(in thousands)
Unsecured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2012
$
1,727

 
$
(26,564
)
 
$
12,176

 
$
15,034

 
$
17

 
$
2,390

 
$
20,108

Year ended September 30, 2011
750

 
(18,043
)
 
6,349

 
12,671

 
—

 
1,727

 
13,116

Year ended September 30, 2010
532

 
(14,807
)
 
5,757

 
9,268

 
—

 
750

 
11,525

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2012
$
538

 
$
(11,295
)
 
$
9,087

 
$
2,612

 
$
—

 
$
942

 
$
5,951

Year ended September 30, 2011
1,137

 
(12,616
)
 
10,074

 
1,943

 
—

 
538

 
3,760

Year ended September 30, 2010
291

 
(9,240
)
 
7,425

 
2,661

 
—

 
1,137

 
4,282

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended September 30, 2012
$
—

 
$
(571
)
 
$
896

 
$
285

 
$
13

 
$
623

 
$
74,045
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables by portfolio segment:
 
Days Past Due
 
Total Past Due
 
Current Receivable
 
Fair Value Adjustment
 
Total Financing Receivable
 
Allowance Balance
 
Recorded Investment > 90 Days & Accruing
 
1-30
 
31-60
 
61-90
 
>90
 
 
 
 
 
 
 
(in thousands)
Secured short-term consumer loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30,
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
$
1,246

 
$
708

 
$
466

 
$
391

 
$
2,811

 
$
3,140

 
$
—

 
$
5,951

 
$
942

 
$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2011
$
840

 
$
479

 
$
283

 
$
219

 
$
1,821

 
$
1,939

 
$
—

 
$
3,760

 
$
538

 
$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured long-term consumer loans: *
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30,
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
$
2,465

 
$
28,783

 
$
949

 
$
7,507

 
$
39,704

 
$
37,120

 
$
(2,779
)
 
$
74,045

 
$
623

 
$
7,506

* Unsecured long-term consumer loans amounts only existed in periods after the acquisition of Crediamigo.