XML 59 R101.htm IDEA: XBRL DOCUMENT v2.4.0.8
Condensed Consolidating Financial Information (Details 1) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Mar. 31, 2011
Dec. 31, 2010
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2010
Revenues:                      
Merchandise sales                 $ 333,064 $ 281,716 $ 240,341
Jewelry scrapping sales                 202,481 204,858 168,926
Pawn service charges                 233,538 199,746 163,279
Consumer loan fees                 200,681 164,895 152,163
Other revenues                 5,359 1,583 459
Total revenues 253,961 224,573 251,980 244,609 229,559 198,889 209,394 214,956 975,123 852,798 725,168
Merchandise cost of goods sold                 190,637 161,834 140,128
Jewelry scrapping cost of goods sold                 130,715 127,870 108,816
Consumer loan bad debt                 39,370 36,791 32,969
Net revenues 160,936 142,926 159,072 151,467 144,151 120,963 128,946 132,243 614,401 526,303 443,255
Operating expenses:                      
Operations                 336,348 282,395 250,925
Administrative                 47,912 50,584 33,358
Depreciation                 22,011 16,756 13,682
Amortization                 1,956 834 622
(Gain) loss on sale or disposal of assets                 (27) 293 1,527
Total operating expenses                 408,200 350,862 300,114
Operating income                 206,201 175,441 143,141
Interest, net                 (1,550) 1,653 1,199
Equity in net income of unconsolidated affiliates                 (17,400) (16,237) (10,750)
Equity in net income of subsidiaries                 0 0 0
Other income                 (1,211) (164) (93)
Income from continuing operations before income taxes                 226,362 190,189 152,785
Income tax expense                 71,252 66,472 54,142
Income from continuing operations, net of tax 45,507 30,959 38,470 40,174 36,652 27,003 32,267 27,795 155,110 123,717 98,643
Loss from discontinued operations, net of tax (1,366) (1,248) (1,097) (822) (287) (476) (429) (366) (4,533) (1,558) (1,349)
Net income 44,141 29,711 37,373 39,352 36,365 26,527 31,838 27,429 150,577 122,159 97,294
Net income from continuing operations attributable to redeemable noncontrolling interest 5,569 1,188 112 0 0 0 0 0 6,869 0 0
Net income attributable to EZCORP, Inc. 38,572 28,523 37,261 39,352 36,365 26,527 31,838 27,429 143,708 122,159 97,294
Parent [Member]
                     
Revenues:                      
Merchandise sales                 0 0 0
Jewelry scrapping sales                 0 0 0
Pawn service charges                 0 0 0
Consumer loan fees                 0 0 0
Other revenues                 20,139 66,450 53,990
Total revenues                 20,139 66,450 53,990
Merchandise cost of goods sold                 0 0 0
Jewelry scrapping cost of goods sold                 0 0 0
Consumer loan bad debt                 0 0 0
Net revenues                 20,139 66,450 53,990
Operating expenses:                      
Operations                 0 0 0
Administrative                 0 0 0
Depreciation                 0 0 0
Amortization                 0 0 0
(Gain) loss on sale or disposal of assets                 0 0 0
Total operating expenses                 0 0 0
Operating income                 20,139 66,450 53,990
Interest, net                 3,192 (8,451) (9,176)
Equity in net income of unconsolidated affiliates                 (9,949) (8,945) (3,928)
Equity in net income of subsidiaries                 (180,500) (104,223) (84,535)
Other income                 0 0 0
Income from continuing operations before income taxes                 207,396 188,069 151,629
Income tax expense                 63,526 65,506 53,860
Income from continuing operations, net of tax                 143,870 122,563 97,769
Loss from discontinued operations, net of tax                 (162) (404) (475)
Net income                 143,708 122,159 97,294
Net income from continuing operations attributable to redeemable noncontrolling interest                 0 0 0
Net income attributable to EZCORP, Inc.                 143,708 122,159 97,294
Subsidiary Guarantors [Member]
                     
Revenues:                      
Merchandise sales                 290,040 256,500 226,404
Jewelry scrapping sales                 190,986 195,143 163,804
Pawn service charges                 210,601 184,204 154,501
Consumer loan fees                 156,285 158,947 150,794
Other revenues                 6,048 1,030 454
Total revenues                 853,960 795,824 695,957
Merchandise cost of goods sold                 167,281 147,152 131,808
Jewelry scrapping cost of goods sold                 122,089 120,656 104,588
Consumer loan bad debt                 33,645 35,048 32,139
Net revenues                 530,945 492,968 427,422
Operating expenses:                      
Operations                 283,468 252,872 235,613
Administrative                 45,471 50,025 33,346
Depreciation                 17,760 14,213 12,247
Amortization                 453 400 270
(Gain) loss on sale or disposal of assets                 (281) 139 1,469
Total operating expenses                 346,871 317,649 282,945
Operating income                 184,074 175,319 144,477
Interest, net                 (1,174) 9,777 10,141
Equity in net income of unconsolidated affiliates                 (7,451) (7,292) (6,822)
Equity in net income of subsidiaries                 0 0 0
Other income                 (828) (168) (93)
Income from continuing operations before income taxes                 193,527 173,002 141,251
Income tax expense                 20,139 66,481 54,026
Income from continuing operations, net of tax                 173,388 106,521 87,225
Loss from discontinued operations, net of tax                 323 1,145 1,331
Net income                 173,711 107,666 88,556
Net income from continuing operations attributable to redeemable noncontrolling interest                 0 0 0
Net income attributable to EZCORP, Inc.                 173,711 107,666 88,556
Other Subsidiaries [Member]
                     
Revenues:                      
Merchandise sales                 43,024 25,216 13,937
Jewelry scrapping sales                 11,495 9,715 5,122
Pawn service charges                 22,937 15,542 8,778
Consumer loan fees                 44,396 5,948 1,369
Other revenues                 2,320 553 5
Total revenues                 124,172 56,974 29,211
Merchandise cost of goods sold                 23,356 14,682 8,320
Jewelry scrapping cost of goods sold                 8,626 7,214 4,228
Consumer loan bad debt                 5,725 1,743 830
Net revenues                 86,465 33,335 15,833
Operating expenses:                      
Operations                 52,880 29,523 15,312
Administrative                 5,450 559 12
Depreciation                 4,251 2,543 1,435
Amortization                 1,503 434 352
(Gain) loss on sale or disposal of assets                 254 154 58
Total operating expenses                 64,338 33,213 17,169
Operating income                 22,127 122 (1,336)
Interest, net                 (3,568) 327 234
Equity in net income of unconsolidated affiliates                 0 0 0
Equity in net income of subsidiaries                 0 0 0
Other income                 (383) 4 0
Income from continuing operations before income taxes                 26,078 (209) (1,570)
Income tax expense                 7,726 935 246
Income from continuing operations, net of tax                 18,352 (1,144) (1,816)
Loss from discontinued operations, net of tax                 (4,694) (2,299) (2,205)
Net income                 13,658 (3,443) (4,021)
Net income from continuing operations attributable to redeemable noncontrolling interest                 6,869 0 0
Net income attributable to EZCORP, Inc.                 6,789 (3,443) (4,021)
Eliminations [Member]
                     
Revenues:                      
Merchandise sales                 0 0 0
Jewelry scrapping sales                 0 0 0
Pawn service charges                 0 0 0
Consumer loan fees                 0 0 0
Other revenues                 (23,148) (66,450) (53,990)
Total revenues                 (23,148) (66,450) (53,990)
Merchandise cost of goods sold                 0 0 0
Jewelry scrapping cost of goods sold                 0 0 0
Consumer loan bad debt                 0 0 0
Net revenues                 (23,148) (66,450) (53,990)
Operating expenses:                      
Operations                 0 0 0
Administrative                 (3,009) 0 0
Depreciation                 0 0 0
Amortization                 0 0 0
(Gain) loss on sale or disposal of assets                 0 0 0
Total operating expenses                 (3,009) 0 0
Operating income                 (20,139) (66,450) (53,990)
Interest, net                 0 0 0
Equity in net income of unconsolidated affiliates                 0 0 0
Equity in net income of subsidiaries                 180,500 104,223 84,535
Other income                 0 0 0
Income from continuing operations before income taxes                 (200,639) (170,673) (138,525)
Income tax expense                 (20,139) (66,450) (53,990)
Income from continuing operations, net of tax                 (180,500) (104,223) (84,535)
Loss from discontinued operations, net of tax                 0 0 0
Net income                 (180,500) (104,223) (84,535)
Net income from continuing operations attributable to redeemable noncontrolling interest                 0 0 0
Net income attributable to EZCORP, Inc.                 $ (180,500) $ (104,223) $ (84,535)