NOTE 16: CONDENSED CONSOLIDATING FINANCIAL INFORMATION

On February 3, 2012, we filed with the United States Securities and Exchange Commission a “shelf” registration statement on Form S-3 registering the offer and sale of an indeterminate amount of a variety of securities, including debt securities. Unless otherwise indicated in connection with a particular offering of debt securities, each of our 100% owned domestic subsidiaries will fully and unconditionally guarantee on a joint and several basis our payment obligations under such debt securities issued by the parent.

In accordance with Rule 3-10(f) of Regulation S-X, the following presents condensed consolidating financial information as of June 30, 2013 and 2012 and for the current and prior three and nine-month periods then ended and as of September 30, 2012 for EZCORP, Inc. (the “Parent”), each of the Parent’s domestic subsidiaries (the “Subsidiary Guarantors”) on a combined basis and each of the Parent’s other subsidiaries (the “Other Subsidiaries”) on a combined basis. Eliminating entries presented are necessary to consolidate the groups of entities. Subsequent to the issuance of our consolidated financial statements for the year ended September 30, 2012, we identified certain errors in the presentation of the condensed consolidating financial statements contained in this footnote as of September 30, 2012, June 30, 2012 and for the three and nine months ended June 30, 2012. The condensed consolidating financial information presented on the following pages has been corrected for these errors. These adjustments did not have an impact on the consolidated financial statements as of September 30, 2012, June 30, 2012, or for the three and nine months ended June 30, 2012.

Condensed Consolidating Balance Sheets



	June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Assets:
Current assets:
Cash and cash equivalents	$	703		$	11,244		$	34,008		$	—		$	45,955
Restricted cash	—			—			3,132			—			3,132
Pawn loans	—			137,237			16,858			—			154,095
Consumer loans, net	—			19,035			23,682			—			42,717
Pawn service charges receivable, net	—			26,022			2,568			—			28,590
Consumer loan fees receivable, net	—			7,294			28,316			—			35,610
Inventory, net	—			101,283			21,220			—			122,503
Deferred tax asset	9,484			6,232			—			—			15,716
Intercompany receivables	313,387			84,649			—			(398,036		)	—
Income tax receivable	12,937			—			—			—			12,937
Prepaid expenses and other assets	42			30,691			6,644			—			37,377
Total current assets	336,553			423,687			136,428			(398,036		)	498,632
Investments in unconsolidated affiliates	94,455			52,252			—			—			146,707
Investments in subsidiaries	661,854			109,146			—			(771,000		)	—
Property and equipment, net	—			77,207			33,105			—			110,312
Restricted cash, non-current	—			—			2,182			—			2,182
Goodwill	—			277,307			148,841			—			426,148
Intangible assets, net	1,165			39,195			24,173			—			64,533
Non-current consumer loans, net	—			—			82,631			—			82,631
Other assets, net	—			7,018			16,038			—			23,056
Total assets	$	1,094,027		$	985,812		$	443,398		$	(1,169,036	)	$	1,354,201
Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	—		$	—		$	33,525		$	—		$	33,525
Current capital lease obligations	—			533			—			—			533
Accounts payable and other accrued expenses	87			45,934			22,939			—			68,960
Other current liabilities	11,500			24			11,116			—			22,640
Customer layaway deposits	—			6,863			1,049			—			7,912
Intercompany payables	—			252,527			124,304			(376,831		)	—
Total current liabilities	11,587			305,881			192,933			(376,831		)	133,570
Long-term debt, less current maturities	122,500			—			97,080			(21,206		)	198,374
Long-term capital lease obligations	—			521			—			—			521
Deferred tax liability	8,440			508			—			—			8,948
Deferred gains and other long-term liabilities	12,000			2,196			2,255			—			16,451
Total liabilities	154,527			309,106			292,268			(398,037		)	357,864
Commitments and contingencies
Temporary equity:
Redeemable noncontrolling interest	—			—			56,837			—			56,837
Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;	512			12			—			(12		)	512
Class B Voting Common Stock, convertible, par value $.01 per share;	30			—			1			(1		)	30
Additional paid-in capital	317,258			155,527			112,968			(268,495		)	317,258
Retained earnings	624,620			524,267			(9,926		)	(514,341		)	624,620
Accumulated other comprehensive income (loss)	(2,920		)	(3,100		)	(8,750		)	11,850			(2,920		)
EZCORP, Inc. stockholders' equity	939,500			676,706			94,293			(770,999		)	939,500
Total liabilities and stockholders’ equity	$	1,094,027		$	985,812		$	443,398		$	(1,169,036	)	$	1,354,201



	June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Assets:
Current assets:
Cash and cash equivalents	$	703		$	28,674		$	21,397		$	—		$	50,774
Restricted cash	—			—			1,051			—			1,051
Pawn loans	—			134,038			13,439			—			147,477
Consumer loans, net	—			14,928			13,836			—			28,764
Pawn service charges receivable, net	—			24,041			2,051			—			26,092
Consumer loan fees receivable, net	—			6,026			19,703			—			25,729
Inventory, net	—			81,355			13,066			—			94,421
Deferred tax asset	12,710			5,479			37			—			18,226
Intercompany receivables	292,506			—			—			(292,506		)	—
Income tax receivable	9,383			—			—			—			9,383
Prepaid expenses and other assets	42			35,840			4,386			—			40,268
Total current assets	315,344			330,381			88,966			(292,506		)	442,185
Investments in unconsolidated affiliates	74,153			51,156			—			—			125,309
Investments in subsidiaries	515,704			95,943			—			(611,647		)	—
Property and equipment, net	—			69,911			30,331			—			100,242
Goodwill	42			221,574			144,670			—			366,286
Intangible assets, net	1,698			15,957			19,511			—			37,166
Non-current consumer loans, net	—			—			54,479			—			54,479
Other assets, net	—			8,634			1,474			—			10,108
Total assets	$	906,941		$	793,556		$	339,431		$	(904,153	)	$	1,135,775
Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	—			—			31,126			—			31,126
Current capital lease obligations	—			395			—			—			395
Accounts payable and other accrued expenses	95			43,643			10,749			—			54,487
Other current liabilities	—			2,925			11,923			—			14,848
Customer layaway deposits	—			5,884			856			—			6,740
Intercompany payables	—			209,979			72,863			(282,842		)	—
Total current liabilities	95			262,826			127,517			(282,842		)	107,596
Long-term debt, less current maturities	114,700			—			70,704			(9,664		)	175,740
Long-term capital lease obligations	—			764			—			—			764
Deferred tax liability	6,373			1,176			239			—			7,788
Deferred gains and other long-term liabilities	—			1,880			11,370			—			13,250
Total liabilities	121,168			266,646			209,830			(292,506		)	305,138
Commitments and contingencies
Temporary equity:
Redeemable noncontrolling interest	—			—			44,864			—			44,864
Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;	482			12			—			(12		)	482
Class B Voting Common Stock, convertible, par value $.01 per share;	30			—			1			(1		)	30
Additional paid-in capital	266,653			149,443			102,188			(251,631		)	266,653
Retained earnings	527,231			378,251			(5,010		)	(373,241		)	527,231
Accumulated other comprehensive income (loss)	(8,623		)	(796		)	(12,442		)	13,238			(8,623		)
EZCORP, Inc. stockholders' equity	785,773			526,910			84,737			(611,647		)	785,773
Total liabilities and stockholders’ equity	$	906,941		$	793,556		$	339,431		$	(904,153	)	$	1,135,775



	September 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Assets:
Current assets:
Cash and cash equivalents	$	703		$	27,686		$	20,088		$	—		$	48,477
Restricted cash	—			—			1,145			—			1,145
Pawn loans	—			140,885			16,763			—			157,648
Consumer loans, net	—			16,562			17,590			—			34,152
Pawn service charges receivable, net	—			26,663			2,738			—			29,401
Consumer loan fees receivable, net	—			6,899			23,517			—			30,416
Inventory, net	—			93,165			16,049			—			109,214
Deferred tax asset	9,484			5,500			—			—			14,984
Intercompany receivables	363,065			—			—			(363,065		)	—
Income taxes receivable	10,209			—			302			—			10,511
Prepaid expenses and other assets	2,243			38,629			4,579			—			45,451
Total current assets	385,704			355,989			102,771			(363,065		)	481,399
Investments in unconsolidated affiliates	74,254			51,812			—			—			126,066
Investments in subsidiaries	510,045			95,942			—			(605,987		)	—
Property and equipment, net	—			74,837			33,294			—			108,131
Restricted cash, non-current	—			—			4,337			—			4,337
Goodwill	—			224,275			150,388			—			374,663
Intangible assets, net	1,548			17,228			26,409			—			45,185
Non-current consumer loans, net	—			—			61,997			—			61,997
Other assets, net	—			8,585			7,644			—			16,229
Total assets	$	971,551		$	828,668		$	386,840		$	(969,052	)	$	1,218,007
Current liabilities:
Current maturities of long-term debt	$	—		$	—		$	21,085		$	—		$	21,085
Current capital lease obligations	—			594			—			—			594
Accounts payable and other accrued expenses	128			53,169			10,807			—			64,104
Other current liabilities	—			2,925			11,896			—			14,821
Customer layaway deposits	—			6,251			987			—			7,238
Intercompany payables	—			257,571			84,850			(342,421		)	—
Total current liabilities	128			320,510			129,625			(342,421		)	107,842
Long-term debt, less current maturities	130,000			—			89,480			(20,644		)	198,836
Long-term capital lease obligations	—			995			—			—			995
Deferred tax liability	6,595			1,327			—			—			7,922
Deferred gains and other long-term liabilities	—			1,898			12,005			—			13,903
Total liabilities	136,723			324,730			231,110			(363,065		)	329,498
Commitments and contingencies
Temporary equity:
Redeemable noncontrolling interest	—			—			53,681			—			53,681
Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;	482			12			—			(12		)	482
Class B Voting Common Stock, convertible, par value $.01 per share;	30			1			—			(1		)	30
Additional paid-in capital	268,626			80,210			102,188			(182,398		)	268,626
Retained earnings	565,803			425,024			2,373			(427,397		)	565,803
Accumulated other comprehensive income (loss)	(113		)	(1,309		)	(2,512		)	3,821			(113		)
EZCORP, Inc. stockholders' equity	834,828			503,938			102,049			(605,987		)	834,828
Total liabilities and stockholders’ equity	$	971,551		$	828,668		$	386,840		$	(969,052	)	$	1,218,007

Condensed Consolidating Statements of Operations



	Three Months Ended June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	—		$	70,948		$	15,628		$	—		$	86,576
Jewelry scrapping sales	—			26,141			147			—			26,288
Pawn service charges	—			52,505			7,892			—			60,397
Consumer loan fees	—			38,002			21,232			—			59,234
Other revenues	—			930			1,741			—			2,671
Total revenues	—			188,526			46,640			—			235,166
Merchandise cost of goods sold	—			41,532			9,518			—			51,050
Jewelry scrapping cost of goods sold	—			20,178			199			—			20,377
Consumer loan bad debt	—			9,398			3,120			—			12,518
Net revenues	—			117,418			33,803			—			151,221
Operating expenses:
Operations	—			82,075			22,155			—			104,230
Administrative	(34		)	12,343			335			—			12,644
Depreciation and amortization	—			6,761			2,207			—			8,968
Loss on sale or disposal of assets	—			133			45			—			178
Total operating expenses	(34		)	101,312			24,742			—			126,020
Operating income	34			16,106			9,061			—			25,201
Interest expense (income)	982			(605		)	3,260			—			3,637
Equity in net income of unconsolidated affiliates	(2,836		)	(1,492		)	—			—			(4,328		)
Equity of net income in subsidiaries	1,242			—			—			(1,242		)	—
Other expense	—			30			66			—			96
Income from continuing operations before income taxes	646			18,173			5,735			1,242			25,796
Income tax expense	7,365			6			1,768			—			9,139
(Loss) income from continuing operations, net of tax	(6,719		)	18,167			3,967			1,242			16,657
Income (loss) from discontinued operations, net of tax	838			(3,149		)	(19,186		)	—			(21,497		)
Net (loss) income	(5,881		)	15,018			(15,219		)	1,242			(4,840		)
Net income from continuing operations attributable to redeemable noncontrolling interest	—			—			1,041			—			1,041
Net (loss) income attributable to EZCORP, Inc.	$	(5,881	)	$	15,018		$	(16,260	)	$	1,242		$	(5,881	)



	Three Months Ended June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	—		$	64,852		$	10,434		$	—		$	75,286
Jewelry scrapping sales	—			37,108			3,422			—			40,530
Pawn service charges	—			49,969			5,687			—			55,656
Consumer loan fees	—			35,651			16,102			—			51,753
Other revenues	5			2,002			939			(1,598		)	1,348
Total revenues	5			189,582			36,584			(1,598		)	224,573
Merchandise cost of goods sold	—			37,950			5,892			—			43,842
Jewelry scrapping cost of goods sold	—			24,218			2,898			—			27,116
Consumer loan bad debt	—			8,740			1,949			—			10,689
Net revenues	5			118,674			25,845			(1,598		)	142,926
Operating expenses:
Operations	—			68,115			17,085			—			85,200
Administrative	—			9,578			1,877			(1,598		)	9,857
Depreciation and amortization	—			4,752			2,267			—			7,019
Loss on sale or disposal of assets	—			94			219			—			313
Total operating expenses	—			82,539			21,448			(1,598		)	102,389
Operating income	5			36,135			4,397			—			40,537
Interest expense (income)	877			(272		)	292			—			897
Equity in net income of unconsolidated affiliates	(2,247		)	(1,950		)	—			—			(4,197		)
Equity of net income in subsidiaries	(38,479		)	—			—			38,479			—
Other expense (income)	—			501			(341		)				160
Income (loss) from continuing operations before income taxes	39,854			37,856			4,446			(38,479		)	43,677
Income tax expense	11,363			2			1,353			—			12,718
Income (loss) from continuing operations, net of tax	28,491			37,854			3,093			(38,479		)	30,959
Income (loss) from discontinued operations, net of tax	32			(97		)	(1,183		)	—			(1,248		)
Net income (loss)	28,523			37,757			1,910			(38,479		)	29,711
Net income from continuing operations attributable to redeemable noncontrolling interest	—			—			1,188			—			1,188
Net income (loss) attributable to EZCORP, Inc.	$	28,523		$	37,757		$	722		$	(38,479	)	$	28,523



	Nine Months Ended June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	—		$	236,080		$	45,182		$	—		$	281,262
Jewelry scrapping sales	—			108,292			5,287			—			113,579
Pawn service charges	—			165,202			22,610			—			187,812
Consumer loan fees	—			120,467			62,652			—			183,119
Other revenues	—			4,859			5,310			—			10,169
Total revenues	—			634,900			141,041			—			775,941
Merchandise cost of goods sold	—			138,142			26,569			—			164,711
Jewelry scrapping cost of goods sold	—			76,621			4,372			—			80,993
Consumer loan bad debt	—			25,734			8,762			—			34,496
Net revenues	—			394,403			101,338			—			495,741
Operating expenses:
Operations	—			244,561			64,785			—			309,346
Administrative	(137		)	34,211			844			—			34,918
Depreciation and amortization	—			18,514			6,115			—			24,629
Loss on sale or disposal of assets	—			160			60			—			220
Total operating expenses	(137		)	297,446			71,804			—			369,113
Operating income	137			96,957			29,534			—			126,628
Interest expense (interest)	2,958			(1,337		)	9,406			—			11,027
Equity in net income of unconsolidated affiliates	(9,062		)	(4,429		)	—			—			(13,491		)
Equity of net income in subsidiaries	(86,944		)	—			—			86,944			—
Other (income) expense	—			(197		)	197			—			—
Income (loss) from continuing operations before income taxes	93,185			102,920			19,931			(86,944		)	129,092
Income tax expense	35,378			6			6,700			—			42,084
Income (loss) from continuing operations, net of tax	57,807			102,914			13,231			(86,944		)	87,008
Income (loss) from discontinued operations, net of tax	1,010			(3,671		)	(22,152		)	—			(24,813		)
Net income (loss)	58,817			99,243			(8,921		)	(86,944		)	62,195
Net income from continuing operations attributable to redeemable noncontrolling interest	—			—			3,378			—			3,378
Net income (loss) attributable to EZCORP, Inc.	$	58,817		$	99,243		$	(12,299	)	$	(86,944	)	$	58,817



	Nine Months Ended June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	—		$	225,481		$	30,790		$	—		$	256,271
Jewelry scrapping sales	—			138,600			8,466			—			147,066
Pawn service charges	—			154,823			16,057			—			170,880
Consumer loan fees	—			116,351			27,243			—			143,594
Other revenues	20,144			3,833			1,583			(22,209		)	3,351
Total revenues	20,144			639,088			84,139			(22,209		)	721,162
Merchandise cost of goods sold	—			131,084			16,537			—			147,621
Jewelry scrapping cost of goods sold	—			86,475			6,332			—			92,807
Consumer loan bad debt	—			23,753			3,516			—			27,269
Net revenues	20,144			397,776			57,754			(22,209		)	453,465
Operating expenses:
Operations	—			209,803			38,211			—			248,014
Administrative	—			31,313			4,266			(2,070		)	33,509
Depreciation and amortization	—			13,295			5,670			—			18,965
(Gain) loss on sale or disposal of assets	—			(129		)	237			—			108
Total operating expenses	—			254,282			48,384			(2,070		)	300,596
Operating income	20,144			143,494			9,370			(20,139		)	152,869
Interest (income) expense	(1,392		)	2,870			2,216			—			3,694
Equity in net income of unconsolidated affiliates	(6,725		)	(6,210		)	—			—			(12,935		)
Equity of net income in subsidiaries	(126,006		)	—			—			126,006			—
Other expense (interest)	—			167			(324		)	—			(157		)
Income (loss) from continuing operations before income taxes	154,267			146,667			7,478			(146,145		)	162,267
Income tax expense	49,024			20,141			3,638			(20,139		)	52,664
Income (loss) from continuing operations, net of tax	105,243			126,526			3,840			(126,006		)	109,603
(Loss) income from discontinued operations, net of tax	(107		)	307			(3,367		)	—			(3,167		)
Net income (loss)	105,136			126,833			473			(126,006		)	106,436
Net income from continuing operations attributable to redeemable noncontrolling interest	—			—			1,300			—			1,300
Net income (loss) attributable to EZCORP, Inc.	$	105,136		$	126,833		$	(827	)	$	(126,006	)	$	105,136

Condensed Consolidating Statements of Comprehensive Income



	Three Months Ended June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
(Loss) income from continuing operations, net of tax	$	(6,719	)	$	18,167		$	3,967		$	1,242		$	16,657
Loss (income) from discontinued operations, net of tax	838			(3,149		)	(19,186		)	—			(21,497		)
Net (loss) income	(5,881		)	15,018			(15,219		)	1,242			(4,840		)
Other comprehensive income (loss):
Foreign currency translation (loss) gain	(12,208		)	(2,371		)	(13,588		)	12,638			(15,529		)
Effective portion of cash flow hedge	500			—			500			(500		)	500
Unrealized holding (losses) gains arising during period	(1,457		)	(1,457		)	—			1,457			(1,457		)
Income tax benefit (provision)	1,189			1,339			—			(1,339		)	1,189
Other comprehensive (loss) income, net of tax	(11,976		)	(2,489		)	(13,088		)	12,256			(15,297		)
Comprehensive (loss) income	$	(17,857	)	$	12,529		$	(28,307	)	$	13,498		$	(20,137	)
Attributable to redeemable noncontrolling interest:
Net income	—			—			1,041			—			1,041
Foreign currency translation loss	—			—			(3,321		)	—			(3,321		)
Comprehensive loss attributable to redeemable noncontrolling interest	—			—			(2,280		)	—			(2,280		)
Comprehensive (loss) income attributable to EZCORP, Inc.	$	(17,857	)	$	12,529		$	(26,027	)	$	13,498		$	(17,857	)



	Three Months Ended June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Income (loss) from continuing operations, net of tax	$	28,491		$	37,854		$	3,093		$	(38,479	)	$	30,959
Income (loss) from discontinued operations	32			(97		)	(1,183		)	—			(1,248		)
Net income (loss)	28,523			37,757			1,910			(38,479		)	29,711
Other comprehensive income (loss):
Foreign currency translation (loss) gain	(5,724		)	1,235			(11,326		)	7,302			(8,513		)
Unrealized holding (losses) gains arising during period	(108		)	(108		)	—			108			(108		)
Income tax (provision) benefit	(948		)	(395		)	—			395			(948		)
Other comprehensive (loss) income, net of tax	(6,780		)	732			(11,326		)	7,805			(9,569		)
Comprehensive income (loss)	$	21,743		$	38,489		$	(9,416	)	$	(30,674	)	$	20,142
Attributable to redeemable noncontrolling interest:
Net income	—			—			1,188			—			1,188
Foreign currency translation loss	—			—			(2,789		)	—			(2,789		)
Comprehensive loss attributable to redeemable noncontrolling interest	—			—			(1,601		)	—			(1,601		)
Comprehensive income (loss) attributable to EZCORP, Inc.	$	21,743		$	38,489		$	(7,815	)	$	(30,674	)	$	21,743



	Nine Months Ended June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Income (loss) from continuing operations, net of tax	$	57,807		$	102,914		$	13,231		$	(86,944	)	$	87,008
Income (loss) from discontinued operations	1,010			(3,671		)	(22,152		)	—			(24,813		)
Net income (loss)	58,817			99,243			(8,921		)	(86,944		)	62,195
Other comprehensive income (loss):
Foreign currency translation gain (loss)	262			(1,034		)	(7,950		)	7,772			(950		)
Effective portion of cash flow hedge	500			—			500			(500		)	500
Unrealized holding (losses) gains arising during period	(1,721		)	(1,721		)	—			1,721			(1,721		)
Income tax (provision) benefit	(1,848		)	964			—			(964		)	(1,848		)
Other comprehensive (loss) income, net of tax	(2,807		)	(1,791		)	(7,450		)	8,029			(4,019		)
Comprehensive income (loss)	$	56,010		$	97,452		$	(16,371	)	$	(78,915	)	$	58,176
Attributable to redeemable noncontrolling interest:
Net income	—			—			3,378			—			3,378
Foreign currency translation loss	—			—			(1,212		)	—			(1,212		)
Comprehensive income attributable to redeemable noncontrolling interest	—			—			2,166			—			2,166
Comprehensive income (loss) attributable to EZCORP, Inc.	$	56,010		$	97,452		$	(18,537	)	$	(78,915	)	$	56,010



	Nine Months Ended June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Income (loss) from continuing operations, net of tax	$	105,243		$	126,526		$	3,840		$	(126,006	)	$	109,603
(Loss) income from discontinued operations	(107		)	307			(3,367		)	—			(3,167		)
Net income (loss)	105,136			126,833			473			(126,006		)	106,436
Other comprehensive income (loss):
Foreign currency translation (loss) gain	(8,594		)	(101		)	(7,236		)	5,044			(10,887		)
Unrealized holding (losses) gains arising during period	(846		)	(846		)	—			846			(846		)
Income tax benefit (provision)	1,563			321			—			(321		)	1,563
Other comprehensive (loss) income, net of tax	(7,877		)	(626		)	(7,236		)	5,569			(10,170		)
Comprehensive income (loss)	$	97,259		$	126,207		$	(6,763	)	$	(120,437	)	$	96,266
Attributable to redeemable noncontrolling interest:
Net income	—			—			1,300			—			1,300
Foreign currency translation loss	—			—			(2,293		)	—			(2,293		)
Comprehensive loss attributable to redeemable noncontrolling interest	—			—			(993		)	—			(993		)
Comprehensive income (loss) attributable to EZCORP, Inc.	$	97,259		$	126,207		$	(5,770	)	$	(120,437	)	$	97,259

Condensed Consolidating Statements of Cash Flows



	Nine Months Ended June 30, 2013
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Net cash provided by (used in) operating activities	$	21,748		$	15,497		$	62,170		$	—		$	99,415
Investing Activities:
Loans made	—			(499,101		)	(183,083		)	—			(682,184		)
Loans repaid	—			338,112			113,070			—			451,182
Recovery of pawn loan principal through sale of forfeited collateral	—			156,648			24,813			—			181,461
Additions to property and equipment	—			(22,064		)	(11,287		)	—			(33,351		)
Acquisitions, net of cash acquired	—			(11,161		)	(3,779		)	—			(14,940		)
Proceeds on advances to subsidiaries	—			22,220			—			(22,220		)	—
Advances to subsidiaries	—			(16,293		)				16,293			—
Investment in unconsolidated affiliates	(11,018		)	—			—			—			(11,018		)
Net cash used in investing activities	$	(11,018	)	$	(31,639	)	$	(60,266	)	$	(5,927	)	$	(108,850	)
Financing Activities:
Proceeds from exercise of stock options	45			—			—			—			45
Excess tax benefit from stock compensation	321			—			—			—			321
Taxes paid related to net share settlement of equity awards	(3,596		)	—			—			—			(3,596		)
Change in restricted cash	—			—			96			—			96
Proceeds from revolving line of credit	377,300			—			25,831			—			403,131
Payments on revolving line of credit	(384,800		)	—			(1,164		)	—			(385,964		)
Proceeds from bank borrowings	—			—			37,930			(16,293		)	21,637
Payments on bank borrowings and capital lease obligations	—			(300		)	(49,921		)	22,220			(28,001		)
Net cash provided by (used in) financing activities	$	(10,730	)	$	(300	)	$	12,772		$	5,927		$	7,669
Effect of exchange rate changes on cash and cash equivalents	—			—			(756		)	—			(756		)
Net decrease in cash and cash equivalents	—			(16,442		)	13,920			—			(2,522		)
Cash and cash equivalents at beginning of period	703			27,686			20,088			—			48,477
Cash and cash equivalents at end of period	$	703		$	11,244		$	34,008		$	—		$	45,955



	Nine Months Ended June 30, 2012
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
	(in thousands)
Net cash provided by (used in) operating activities	$	(97,573	)	$	98,558		$	108,707		$	—		$	109,692
Investing Activities:
Loans made	—			(461,023		)	(110,660		)	—			(571,683		)
Loans repaid	—			304,029			78,825			—			382,854
Recovery of pawn loan principal through sale of forfeited collateral	—			159,913			19,768			—			179,681
Additions to property and equipment	—			(21,427		)	(11,766		)	—			(33,193		)
Acquisitions, net of cash acquired	—			(62,504		)	(62,745		)	—			(125,249		)
Advances to subsidiaries	—			$	(9,664	)	$	—		$	9,664		$	—
Net cash provided by (used in) investing activities	$	—		$	(90,676	)	$	(86,578	)	$	9,664		$	(167,590	)
Financing Activities:
Proceeds from exercise of stock options	647			—			—			—			647
Excess tax benefit from stock compensation	1,582			—			—			—			1,582
Taxes paid related to net share settlement of equity awards	(1,153		)	—			—			—			(1,153		)
Change in restricted cash	—			—			(1,085		)	—			(1,085		)
Proceeds on revolving line of credit	590,700			—			4,109			—			594,809
Payments on revolving line of credit	(493,500		)	—			(9,075		)	—			(502,575		)
Proceeds from bank borrowings	—			—			10,007			(9,664		)	343
Payments on bank borrowings and capital lease obligations	—			(68		)	(8,096		)	—			(8,164		)
Net cash provided by (used in) financing activities	$	98,276		$	(68	)	$	(4,140	)	$	(9,664	)	$	84,404
Effect of exchange rate changes on cash and cash equivalents	—			—			299			—			299
Net increase in cash and cash equivalents	703			7,814			18,288			—			26,805
Cash and cash equivalents at beginning of period	—			20,860			3,109			—			23,969
Cash and cash equivalents at end of period	$	703		$	28,674		$	21,397		$	—		$	50,774