XML 28 R67.htm IDEA: XBRL DOCUMENT v2.4.0.6
Condensed Consolidating Financial Information (Details) (USD $)
Dec. 31, 2012
Sep. 30, 2012
Dec. 31, 2011
Sep. 30, 2011
Current assets:        
Cash and cash equivalents $ 46,668,000 $ 48,477,000 $ 22,988,000 $ 23,969,000
Restricted cash 1,133,000 1,145,000 0  
Pawn loans, net 162,095,000 157,648,000 150,060,000  
Consumer loans, net 40,599,000 34,152,000 16,188,000  
Pawn service charges receivable, net 31,077,000 29,401,000 28,593,000  
Consumer loan fees receivable, net 34,074,000 30,416,000 7,611,000  
Inventory, net 120,326,000 109,214,000 100,385,000  
Deferred tax asset 15,716,000 14,984,000 18,169,000  
Receivable from affiliates 0 0 0  
Federal income tax receivable 0 10,511,000 0  
Prepaid expenses and other assets 50,394,000 45,451,000 38,901,000  
Total current assets 502,082,000 481,399,000 382,895,000  
Investments in unconsolidated affiliates 144,232,000 126,066,000 117,820,000  
Investment in subsidiaries 0 0 0  
Property and equipment, net 114,676,000 108,131,000 84,513,000  
Restricted cash, non-current 1,994,000 4,337,000 0  
Goodwill 428,011,000 374,663,000 212,263,000 173,206,000
Intangible assets, net 60,662,000 45,185,000 20,568,000  
Non-current consumer loans, net 66,615,000 61,997,000 0  
Other assets, net 19,074,000 16,229,000 7,781,000  
Total assets 1,337,346,000 [1] 1,218,007,000 [1] 825,840,000 [1]  
Current liabilities:        
Current maturities of long-term debt 27,562,000 21,085,000 0  
Current capital lease obligations 533,000 594,000 0  
Accounts payable and other accrued expenses 70,719,000 64,104,000 53,087,000  
Other current liabilities 24,396,000 14,821,000 4,325,000  
Customer layaway deposits 6,254,000 7,238,000 6,152,000  
Intercompany payables 0 0 0  
Federal income taxes payable 659,000 0 12,672,000  
Total current liabilities 130,123,000 107,842,000 76,236,000  
Long-term debt, less current maturities 207,978,000 198,836,000 40,500,000  
Long-term capital lease obligations 771,000 995,000 0  
Deferred tax liability 10,815,000 7,922,000 8,724,000  
Deferred gains and other long-term liabilities 26,227,000 13,903,000 1,997,000  
Total liabilities 375,914,000 [2] 329,498,000 [2] 127,457,000 [2]  
Commitments and contingencies           
Temporary equity:        
Redeemable noncontrolling interest 49,323,000 53,681,000 0  
Stockholders’ equity:        
Additional paid-in capital 313,068,000 268,626,000 243,919,000  
Retained earnings 596,520,000 565,803,000 461,447,000  
Accumulated other comprehensive income (loss) 1,983,000 (113,000) (7,487,000)  
EZCORP, Inc. stockholders' equity 912,109,000 834,828,000 698,383,000 664,248,000
Total liabilities and stockholders’ equity 1,337,346,000 1,218,007,000 825,840,000  
Parent [Member]
       
Current assets:        
Cash and cash equivalents 703,000 703,000 703,000 0
Restricted cash 0 0    
Pawn loans, net 0 0 0  
Consumer loans, net 0 0 0  
Pawn service charges receivable, net 0 0 0  
Consumer loan fees receivable, net 0 0 0  
Inventory, net 0 0 0  
Deferred tax asset 9,484,000 9,484,000 12,747,000  
Receivable from affiliates 364,851,000 363,065,000 297,078,000  
Federal income tax receivable   10,209,000    
Prepaid expenses and other assets 17,000 2,243,000 17,000  
Total current assets 375,055,000 385,704,000 310,545,000  
Investments in unconsolidated affiliates 89,673,000 74,255,000 68,204,000  
Investment in subsidiaries 622,847,000 510,044,000 377,295,000  
Property and equipment, net 0 0 0  
Restricted cash, non-current 0 0    
Goodwill 0 0 0  
Intangible assets, net 1,398,000 1,548,000 2,038,000  
Non-current consumer loans, net 0 0    
Other assets, net 0 0 0  
Total assets 1,088,973,000 971,551,000 758,082,000  
Current liabilities:        
Current maturities of long-term debt 0 0    
Current capital lease obligations 0 0    
Accounts payable and other accrued expenses 102,000 128,000 46,000  
Other current liabilities 12,000,000 0 0  
Customer layaway deposits 0 0 0  
Intercompany payables 0 0 0  
Federal income taxes payable 659,000   12,672,000  
Total current liabilities 12,761,000 128,000 12,718,000  
Long-term debt, less current maturities 142,600,000 130,000,000 40,500,000  
Long-term capital lease obligations 0 0    
Deferred tax liability 9,503,000 6,595,000 6,481,000  
Deferred gains and other long-term liabilities 12,000,000 0 0  
Total liabilities 176,864,000 136,723,000 59,699,000  
Temporary equity:        
Redeemable noncontrolling interest 0 0 0  
Stockholders’ equity:        
Additional paid-in capital 313,068,000 268,626,000 243,919,000  
Retained earnings 596,520,000 565,803,000 461,447,000  
Accumulated other comprehensive income (loss) 1,983,000 (113,000) (7,487,000)  
EZCORP, Inc. stockholders' equity 912,109,000 834,828,000 698,383,000  
Total liabilities and stockholders’ equity 1,088,973,000 971,551,000 758,082,000  
Subsidiary Guarantors [Member]
       
Current assets:        
Cash and cash equivalents 27,775,000 27,686,000 15,869,000 20,860,000
Restricted cash 0 0    
Pawn loans, net 147,145,000 140,885,000 140,386,000  
Consumer loans, net 18,857,000 16,562,000 13,898,000  
Pawn service charges receivable, net 28,760,000 26,663,000 27,061,000  
Consumer loan fees receivable, net 7,647,000 6,899,000 7,407,000  
Inventory, net 101,636,000 93,165,000 90,241,000  
Deferred tax asset 6,232,000 5,500,000 5,422,000  
Receivable from affiliates 87,313,000 0 0  
Federal income tax receivable   0    
Prepaid expenses and other assets 42,824,000 38,629,000 35,764,000  
Total current assets 468,189,000 355,989,000 336,048,000  
Investments in unconsolidated affiliates 54,559,000 51,811,000 49,616,000  
Investment in subsidiaries 99,942,000 95,943,000 44,573,000  
Property and equipment, net 79,259,000 74,837,000 62,009,000  
Restricted cash, non-current 0 0    
Goodwill 276,539,000 224,275,000 203,295,000  
Intangible assets, net 33,974,000 17,228,000 16,120,000  
Non-current consumer loans, net 0 0    
Other assets, net 9,380,000 8,585,000 6,364,000  
Total assets 1,021,842,000 828,668,000 718,025,000  
Current liabilities:        
Current maturities of long-term debt 0 0    
Current capital lease obligations 533,000 594,000    
Accounts payable and other accrued expenses 56,810,000 53,169,000 45,539,000  
Other current liabilities 425,000 2,925,000 4,122,000  
Customer layaway deposits 5,696,000 6,251,000 5,845,000  
Intercompany payables 336,574,000 257,571,000 274,490,000  
Federal income taxes payable 0   0  
Total current liabilities 400,038,000 320,510,000 329,996,000  
Long-term debt, less current maturities 0 0 0  
Long-term capital lease obligations 771,000 995,000    
Deferred tax liability 1,312,000 1,327,000 1,371,000  
Deferred gains and other long-term liabilities 2,247,000 1,898,000 1,997,000  
Total liabilities 404,368,000 324,730,000 333,364,000  
Temporary equity:        
Redeemable noncontrolling interest 0 0 0  
Stockholders’ equity:        
Additional paid-in capital 154,017,000 80,210,000 100,431,000  
Retained earnings 463,905,000 425,024,000 285,322,000  
Accumulated other comprehensive income (loss) (460,000) (1,309,000) (1,104,000)  
EZCORP, Inc. stockholders' equity 617,474,000 503,938,000 384,661,000  
Total liabilities and stockholders’ equity 1,021,842,000 828,668,000 718,025,000  
Other Subsidiaries [Member]
       
Current assets:        
Cash and cash equivalents 18,190,000 20,088,000 6,416,000 3,109,000
Restricted cash 1,133,000 1,145,000    
Pawn loans, net 14,950,000 16,763,000 9,674,000  
Consumer loans, net 21,742,000 17,590,000 2,290,000  
Pawn service charges receivable, net 2,317,000 2,738,000 1,532,000  
Consumer loan fees receivable, net 26,427,000 23,517,000 204,000  
Inventory, net 18,690,000 16,049,000 10,144,000  
Deferred tax asset 0 0 0  
Receivable from affiliates 0 0 0  
Federal income tax receivable   302,000    
Prepaid expenses and other assets 7,553,000 4,579,000 3,120,000  
Total current assets 111,002,000 102,771,000 33,380,000  
Investments in unconsolidated affiliates 0 0 0  
Investment in subsidiaries 0 0 0  
Property and equipment, net 35,417,000 33,294,000 22,504,000  
Restricted cash, non-current 1,994,000 4,337,000    
Goodwill 151,472,000 150,388,000 8,968,000  
Intangible assets, net 25,290,000 26,409,000 2,410,000  
Non-current consumer loans, net 66,615,000 61,997,000    
Other assets, net 9,694,000 7,644,000 1,417,000  
Total assets 401,484,000 386,840,000 68,679,000  
Current liabilities:        
Current maturities of long-term debt 27,562,000 21,085,000    
Current capital lease obligations 0 0    
Accounts payable and other accrued expenses 13,807,000 10,807,000 7,502,000  
Other current liabilities 11,971,000 11,896,000 203,000  
Customer layaway deposits 558,000 987,000 307,000  
Intercompany payables 101,715,000 84,850,000 22,588,000  
Federal income taxes payable 0   0  
Total current liabilities 155,613,000 129,625,000 30,600,000  
Long-term debt, less current maturities 79,253,000 89,480,000 0  
Long-term capital lease obligations 0 0    
Deferred tax liability 0 0 872,000  
Deferred gains and other long-term liabilities 11,980,000 12,005,000 0  
Total liabilities 246,846,000 231,110,000 31,472,000  
Temporary equity:        
Redeemable noncontrolling interest 49,323,000 53,681,000 0  
Stockholders’ equity:        
Additional paid-in capital 103,765,000 102,188,000 50,818,000  
Retained earnings 5,644,000 2,373,000 (4,174,000)  
Accumulated other comprehensive income (loss) (4,094,000) (2,512,000) (9,438,000)  
EZCORP, Inc. stockholders' equity 105,315,000 102,049,000 37,207,000  
Total liabilities and stockholders’ equity 401,484,000 386,840,000 68,679,000  
Eliminations [Member]
       
Current assets:        
Cash and cash equivalents 0 0 0 0
Restricted cash 0 0    
Pawn loans, net 0 0 0  
Consumer loans, net 0 0 0  
Pawn service charges receivable, net 0 0 0  
Consumer loan fees receivable, net 0 0 0  
Inventory, net 0 0 0  
Deferred tax asset 0 0 0  
Receivable from affiliates (452,164,000) (363,065,000) (297,078,000)  
Federal income tax receivable   0    
Prepaid expenses and other assets 0 0 0  
Total current assets (452,164,000) (363,065,000) (297,078,000)  
Investments in unconsolidated affiliates 0 0 0  
Investment in subsidiaries (722,789,000) (605,987,000) (421,868,000)  
Property and equipment, net 0 0 0  
Restricted cash, non-current 0 0    
Goodwill 0 0 0  
Intangible assets, net 0 0 0  
Non-current consumer loans, net 0 0    
Other assets, net 0 0 0  
Total assets (1,174,953,000) (969,052,000) (718,946,000)  
Current liabilities:        
Current maturities of long-term debt 0 0    
Current capital lease obligations 0 0    
Accounts payable and other accrued expenses 0 0 0  
Other current liabilities 0 0 0  
Customer layaway deposits 0 0 0  
Intercompany payables (438,289,000) (342,421,000) (297,078,000)  
Federal income taxes payable 0   0  
Total current liabilities (438,289,000) (342,421,000) (297,078,000)  
Long-term debt, less current maturities (13,875,000) (20,644,000) 0  
Long-term capital lease obligations 0 0    
Deferred tax liability 0 0 0  
Deferred gains and other long-term liabilities 0 0 0  
Total liabilities (452,164,000) (363,065,000) (297,078,000)  
Temporary equity:        
Redeemable noncontrolling interest 0 0 0  
Stockholders’ equity:        
Additional paid-in capital (257,782,000) (182,398,000) (151,249,000)  
Retained earnings (469,549,000) (427,397,000) (281,148,000)  
Accumulated other comprehensive income (loss) 4,554,000 3,821,000 10,542,000  
EZCORP, Inc. stockholders' equity (722,789,000) (605,987,000) (421,868,000)  
Total liabilities and stockholders’ equity (1,174,953,000) (969,052,000) (718,946,000)  
Common Stock Class A Non-voting [Member]
       
Stockholders’ equity:        
Common stock 508,000 482,000 474,000  
Common Stock Class A Non-voting [Member] | Parent [Member]
       
Stockholders’ equity:        
Common stock 508,000 482,000 474,000  
Common Stock Class A Non-voting [Member] | Subsidiary Guarantors [Member]
       
Stockholders’ equity:        
Common stock 12,000 12,000 12,000  
Common Stock Class A Non-voting [Member] | Other Subsidiaries [Member]
       
Stockholders’ equity:        
Common stock 0 0 0  
Common Stock Class A Non-voting [Member] | Eliminations [Member]
       
Stockholders’ equity:        
Common stock (12,000) (12,000) (12,000)  
Common Stock Class B Voting [Member]
       
Stockholders’ equity:        
Common stock 30,000 30,000 30,000  
Common Stock Class B Voting [Member] | Parent [Member]
       
Stockholders’ equity:        
Common stock 30,000 30,000 30,000  
Common Stock Class B Voting [Member] | Subsidiary Guarantors [Member]
       
Stockholders’ equity:        
Common stock 0 1,000 0  
Common Stock Class B Voting [Member] | Other Subsidiaries [Member]
       
Stockholders’ equity:        
Common stock 0 0 1,000  
Common Stock Class B Voting [Member] | Eliminations [Member]
       
Stockholders’ equity:        
Common stock $ 0 $ (1,000) $ (1,000)  
[1] Our consolidated assets as of December 31, 2012 and September 30, 2012, include the following assets of the Crediamigo securitization trust that can only be used to settle its liabilities: Restricted cash, $2.0 million and $4.3 million; Consumer loans, net, $35.1 million and $33.6 million; Consumer loan fees receivable, net, $8.5 million and $7.7 million; Intangible assets, net $3.1 million and $2.6 million and total assets, $48.7 million and $48.2 million respectively.
[2] Our consolidated liabilities as of December 31, 2012 and September 30, 2012, include $32.3 million and $32.7 million of long-term debt for which the creditors of the Crediamigo securitization trust do not have recourse to EZCORP, Inc.