XML 90 R90.htm IDEA: XBRL DOCUMENT v2.4.0.6
Operating Segment Information (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Mar. 31, 2011
Dec. 31, 2010
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2010
Revenues:                      
Merchandise sales                 $ 335,410 $ 282,083 $ 240,454
Jewelry scrapping sales                 208,319 212,479 171,411
Pawn service charges                 235,642 201,135 163,695
Consumer loan fees                 207,671 171,951 157,022
Other revenues                 5,425 1,669 463
Total revenues 258,352 228,964 256,278 248,873 234,085 203,152 213,254 218,826 992,467 869,317 733,045
Merchandise cost of goods sold                 192,014 162,060 140,284
Jewerly scrapping cost of goods sold                 134,848 133,560 110,838
Consumer loan bad debt                 41,377 38,759 34,444
Net revenues 163,318 145,260 161,622 154,028 146,759 122,997 130,950 134,232 624,228 534,938 447,479
Store operations                 303,486 267,052 236,664
Administrative                 44,771 24,686 19,382
Depreciation                 17,832 13,657 10,895
Amortization                 1,960 855 631
(Gain)/loss on sale or disposal of assets                 0 309 1,544
Interest, net                 (4,511) 34 2
Equity in net income of unconsolidated affiliates                 (17,400) (16,237) (10,750)
Other income                 (1,210) (164) (93)
Segment Contribution                 279,300 244,746 189,204
Amortization                 1,979 855 631
Gain on sale or disposal of assets                 (1) 309 1,528
Income before income taxes                 221,600 188,711 151,530
Income tax expense                 71,023 66,552 54,236
Net income                 150,577 122,159 97,294
Net income attributable to redeemable noncontrolling interest                 6,869 0 0
Net income attributable to EZCORP, Inc. 38,572 28,523 37,261 39,352 36,365 26,527 31,838 27,429 143,708 122,159 97,294
U S Or Canada Operations [Member]
                     
Revenues:                      
Merchandise sales                 293,461 256,846 226,424
Jewelry scrapping sales                 192,587 196,482 164,022
Pawn service charges                 210,645 184,234 154,505
Consumer loan fees                 170,886 171,951 157,022
Other revenues                 3,769 1,547 463
Total revenues                 871,348 811,060 702,436
Merchandise cost of goods sold                 169,285 147,388 131,825
Jewerly scrapping cost of goods sold                 122,955 121,355 104,701
Consumer loan bad debt                 37,405 38,759 34,444
Net revenues                 541,703 503,558 431,466
Store operations                 272,446 246,416 225,006
Administrative                 25,893 19,444 16,550
Depreciation                 13,930 11,211 9,442
Amortization                 526 456 275
(Gain)/loss on sale or disposal of assets                 (235) 296 1,546
Interest, net                 (3) 30 0
Equity in net income of unconsolidated affiliates                 0 0 0
Other income                 (647) (3) 3
Segment Contribution                 229,793 225,708 178,644
Latin America [Member]
                     
Revenues:                      
Merchandise sales                 41,949 25,237 14,030
Jewelry scrapping sales                 15,732 15,997 7,389
Pawn service charges                 24,997 16,901 9,190
Consumer loan fees                 26,901 0 0
Other revenues                 1,348 122 0
Total revenues                 110,927 58,257 30,609
Merchandise cost of goods sold                 22,729 14,672 8,459
Jewerly scrapping cost of goods sold                 11,893 12,205 6,137
Consumer loan bad debt                 309 0 0
Net revenues                 75,996 31,380 16,013
Store operations                 28,919 20,636 11,658
Administrative                 14,281 4,447 2,763
Depreciation                 3,725 2,446 1,453
Amortization                 1,388 399 356
(Gain)/loss on sale or disposal of assets                 12 13 (2)
Interest, net                 (4,507) 4 2
Equity in net income of unconsolidated affiliates                 0 0 0
Other income                 (4) 7 (3)
Segment Contribution                 32,182 3,428 (214)
Other International [Member]
                     
Revenues:                      
Merchandise sales                 0 0 0
Jewelry scrapping sales                 0 0 0
Pawn service charges                 0 0 0
Consumer loan fees                 9,884 0 0
Other revenues                 308 0 0
Total revenues                 10,192 0 0
Merchandise cost of goods sold                 0 0 0
Jewerly scrapping cost of goods sold                 0 0 0
Consumer loan bad debt                 3,663 0 0
Net revenues                 6,529 0 0
Store operations                 2,121 0 0
Administrative                 4,597 795 69
Depreciation                 177 0 0
Amortization                 46 0 0
(Gain)/loss on sale or disposal of assets                 223 0 0
Interest, net                 (1) 0 0
Equity in net income of unconsolidated affiliates                 (17,400) (16,237) (10,750)
Other income                 (559) (168) (93)
Segment Contribution                 17,325 15,610 10,774
Unallocated Amount to Segment [Member]
                     
Revenues:                      
Administrative                 49,264 50,584 33,358
Depreciation                 5,457 3,832 3,135
Amortization                 19    
Gain on sale or disposal of assets                 (1)   (16)
Interest, net                 $ 2,961 $ 1,619 $ 1,197