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Reinsurance - Quota Share Agreement Terms (Details)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2024
2020 QSR and 2021 QSR - 2021 NIW    
Effects of Reinsurance [Line Items]    
Quota Share % 14.80% 17.50%
Annual Loss Ratio to Exhaust Profit Commission 69.00% 61.90%
Cede rate, option 1   12.30%
Cede rate, option 2   10.00%
2021 QSR and 2022 QSR - 2021 NIW    
Effects of Reinsurance [Line Items]    
Quota Share % 11.10% 12.50%
Annual Loss Ratio to Exhaust Profit Commission 69.00% 57.50%
Cede rate, option 1   9.40%
Cede rate, option 2   7.00%
2021 QSR and 2022 QSR - 2022 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   57.50%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
2022 QSR and 2023 QSR - 2022 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   62.00%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
2022 QSR and 2023 QSR - 2023 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   62.00%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
QSR 2023 - 2023 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   10.00%
Annual Loss Ratio to Exhaust Profit Commission   58.50%
Cede rate, option 1   8.00%
Cede rate, option 2   7.00%
QSR 2024 - 2024 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   30.00%
Annual Loss Ratio to Exhaust Profit Commission   56.00%
Cede rate, option 1   23.00%
Cede rate, option 2   15.00%
Credit Union QSR Transaction    
Effects of Reinsurance [Line Items]    
Quota Share %   65.00%
Annual Loss Ratio to Exhaust Profit Commission   50.00%