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Reinsurance - Quota Share Agreement Terms (Details)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
2020 QSR and 2021 QSR - 2021 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   17.50%
Annual Loss Ratio to Exhaust Profit Commission   61.90%
Cede rate, option 1   14.50%
Cede rate, option 2   12.00%
2021 QSR and 2022 QSR - 2021 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   12.50%
Annual Loss Ratio to Exhaust Profit Commission   57.50%
Cede rate, option 1   10.50%
Cede rate, option 2   8.00%
2021 QSR and 2022 QSR - 2022 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   57.50%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
2022 QSR and 2023 QSR - 2022 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   62.00%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
2022 QSR and 2023 QSR - 2023 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   15.00%
Annual Loss Ratio to Exhaust Profit Commission   62.00%
Cede rate, option 1   12.50%
Cede rate, option 2   10.00%
QSR 2023 - 2023 NIW    
Effects of Reinsurance [Line Items]    
Quota Share %   10.00%
Annual Loss Ratio to Exhaust Profit Commission   58.50%
Cede rate, option 1   8.00%
Cede rate, option 2   7.00%
Credit Union QSR Transaction    
Effects of Reinsurance [Line Items]    
Quota Share %   65.00%
Annual Loss Ratio to Exhaust Profit Commission   50.00%
QSR 2024 - 2024 NIW | Forecast    
Effects of Reinsurance [Line Items]    
Quota Share % 30.00%  
Annual Loss Ratio to Exhaust Profit Commission 56.00%