Loss Reserves - Reconciliation of Beginning and Ending Balances (Details) - USD ($) $ in Thousands	9 Months Ended
Sep. 30, 2022	Sep. 30, 2021
Loss Reserve [Roll Forward]
Reserve at beginning of period	$ 883,522	$ 880,537
Less reinsurance recoverable	66,905	95,042
Net reserve at beginning of period	816,617	785,495
Losses and LAE incurred in respect of delinquency notices received in:
Current year	104,086	95,534
Prior years	(327,512)	(5,968)
Total losses incurred	(223,426)	89,566
Losses and LAE paid in respect of delinquency notices received in:
Current year	116	339
Prior years	36,089	48,842
Total losses paid	36,205	49,181
Net reserve at end of period	556,986	825,880
Plus reinsurance recoverable	46,384	107,029
Reserve at end of period	$ 603,370	$ 932,909

The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.

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Amount, after effects of reinsurance, of payments to settle claims incurred in the current period and related claims settlement costs.

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Amount, after effects of reinsurance, of payments to settle claims incurred in prior periods and related claims settlement costs.

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Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process.

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Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.

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A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

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Amount, after effects of reinsurance, of payments to settle insured claims and pay costs incurred in the claims settlement process.

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Amount, after valuation allowance, recoverable under reinsurance contracts for losses reported to the ceding insurer but not yet paid and amounts expected for incurred losses and settlement expenses, which have not yet been reported to the ceding insurer.

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Amount, after effects of reinsurance, of expense for claims incurred in the current reporting period and related claims settlement costs.

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Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred in prior reporting periods and related claims settlement costs.

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