XML 64 R53.htm IDEA: XBRL DOCUMENT v3.22.2
Loss Reserves (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2022
USD ($)
loan
Jun. 30, 2021
loan
Jun. 30, 2022
USD ($)
loan
Jun. 30, 2021
USD ($)
loan
Dec. 31, 2021
USD ($)
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Increase (decrease) in loss reserves     $ (156,344) $ 55,699  
Prior years     (186,582) $ 1,732  
Premium refund liability, expected claim payments $ 32,800   $ 32,800   $ 37,300
Primary Delinquent Inventory [Roll Forward]          
Delinquent inventory at the beginning of period (in loans) | loan 30,462 52,775 33,290 57,710  
New notices (in loans) | loan 9,396 9,036 20,099 22,047  
Cures (in loans) | loan (12,677) (18,460) (25,877) (36,088)  
Paid claims (in loans) | loan (319) (346) (641) (658)  
Rescissions and denials (in loans) | loan (7) (6) (16) (12)  
Delinquent inventory at end of period (in loans) | loan 26,855 42,999 26,855 42,999  
$1,000 Increase/Decrease In Average Severity Reserve Factor          
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Increase (decrease) in loss reserves     $ 13,000    
One Percentage Point Increase/Decrease In Average Claim Rate Reserve Factor          
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Increase (decrease) in loss reserves     16,000    
Increase (decrease) in estimated claim rate on primary defaults          
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Prior years     (186,163) $ (356)  
Increase (decrease) in estimated severity on primary defaults          
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Prior years     (9,945) 512  
Change in estimates related to pool reserves, LAE reserves, reinsurance, and other          
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]          
Prior years     $ 9,526 $ 1,576