XML 32 R28.htm IDEA: XBRL DOCUMENT v2.4.1.9
Reportable Segments (Tables)
3 Months Ended
Mar. 31, 2015
Segment Reporting [Abstract]  
Reportable Segments [Table Text Block]
Reportable segments reconciliation to the Consolidated Financial Statements for the three months ended March 31, 2015 is as follows (in thousands):
 
 
Commercial
 
Consumer
 
Wealth
Management
 
Funds Management and Other
 
BOK
Financial
Consolidated
Net interest revenue from external sources
 
$
101,168

 
$
20,725

 
$
5,384

 
$
40,449

 
$
167,726

Net interest revenue (expense) from internal sources
 
(12,555
)
 
7,914

 
$
5,654

 
(1,013
)
 

Net interest revenue
 
88,613

 
28,639

 
11,038

 
39,436

 
167,726

Provision for credit losses
 
(9,268
)
 
1,510

 
57

 
7,701

 

Net interest revenue after provision for credit losses
 
97,881

 
27,129

 
10,981

 
31,735

 
167,726

Other operating revenue
 
42,884

 
56,231

 
62,346

 
4,556

 
166,017

Other operating expense
 
50,580

 
55,858

 
55,042

 
58,785

 
220,265

Net direct contribution
 
90,185

 
27,502

 
18,285

 
(22,494
)
 
113,478

Corporate expense allocations
 
14,825

 
21,064

 
10,946

 
(46,835
)
 

Net income before taxes
 
75,360

 
6,438

 
7,339

 
24,341

 
113,478

Federal and state income taxes
 
29,315

 
2,504

 
2,855

 
3,710

 
38,384

Net income
 
46,045

 
3,934

 
4,484

 
20,631

 
75,094

Net income attributable to non-controlling interests
 

 

 

 
251

 
251

Net income attributable to BOK Financial Corp. shareholders
 
$
46,045

 
$
3,934

 
$
4,484

 
$
20,380

 
$
74,843

 
 
 
 
 
 
 
 
 
 
 
Average assets
 
$
12,654,200

 
$
7,292,883

 
$
4,828,340

 
$
5,195,281

 
$
29,970,704

Average invested capital
 
994,596

 
272,315

 
224,054

 
1,860,596

 
3,351,561

 
 
 
 
 
 
 
 
 
 
 
Performance measurements:
 
 

 
 

 
 

 
 

 
 

Return on average assets
 
1.48
%
 
0.22
%
 
0.42
%
 
 
 
1.01
%
Return on average invested capital
 
18.79
%
 
5.86
%
 
9.12
%
 
 
 
9.06
%
Efficiency ratio
 
38.43
%
 
60.79
%
 
74.73
%
 
 
 
64.91
%

 



Reportable segments reconciliation to the Consolidated Financial Statements for the three months ended March 31, 2014 is as follows (in thousands):
 
 
Commercial
 
Consumer
 
Wealth
Management
 
Funds Management and Other
 
BOK
Financial
Consolidated
Net interest revenue from external sources
 
$
90,831

 
$
20,983

 
$
5,838

 
$
44,990

 
$
162,642

Net interest revenue (expense) from internal sources
 
(12,275
)
 
9,229

 
4,685

 
(1,639
)
 

Net interest revenue
 
78,556

 
30,212

 
10,523

 
43,351

 
162,642

Provision for credit losses
 
(3,464
)
 
1,090

 
(45
)
 
2,419

 

Net interest revenue after provision for credit losses
 
82,020

 
29,122

 
10,568

 
40,932

 
162,642

Other operating revenue
 
38,686

 
45,414

 
54,261

 
581

 
138,942

Other operating expense
 
49,290

 
42,626

 
49,248

 
43,940

 
185,104

Net direct contribution
 
71,416

 
31,910

 
15,581

 
(2,427
)
 
116,480

Corporate expense allocations
 
13,982

 
19,204

 
11,422

 
(44,608
)
 

Net income before taxes
 
57,434

 
12,706

 
4,159

 
42,181

 
116,480

Federal and state income taxes
 
22,342

 
4,943

 
1,618

 
10,534

 
39,437

Net income
 
35,092

 
7,763

 
2,541

 
31,647

 
77,043

Net income attributable to non-controlling interests
 

 

 

 
453

 
453

Net income attributable to BOK Financial Corp. shareholders
 
$
35,092

 
$
7,763

 
$
2,541

 
$
31,194

 
$
76,590

 
 
 
 
 
 
 
 
 
 
 
Average assets
 
$
10,933,196

 
$
7,058,658

 
$
4,621,817

 
$
4,625,097

 
$
27,238,768

Average invested capital
 
898,724

 
282,705

 
199,369

 
1,724,276

 
3,105,074

 
 
 
 
 
 
 
 
 
 
 
Performance measurements:
 
 

 
 

 
 

 
 

 
 

Return on average assets
 
1.31
%
 
0.45
%
 
0.26
%
 
 
 
1.14
%
Return on average invested capital
 
15.92
%
 
11.14
%
 
5.95
%
 
 
 
10.00
%
Efficiency ratio
 
41.52
%
 
53.53
%
 
75.40
%
 
 
 
60.06
%