X0306 4 2018-04-02 0 0000875159 XL GROUP LTD XL 0001441862 Cross Susan Lee ONE BERMUDIANA ROAD HAMILTON D0 HM 08 BERMUDA 0 1 0 0 Global Chief Actuary Dividend Equivalent Rights 2018-04-02 4 A 0 16.43 0.00 A Common Shares 16.43 109.76 D Dividend Equivalent Rights 2018-04-02 4 A 0 18.88 0.00 A Common Shares 18.88 18.88 D Dividend equivalent rights accrued on 2017 restricted stock unit award. Dividends will vest proportionately with the restricted stock units to which they relate. Each dividend equivalent right is the economic equivalent of one XL common share. Dividend equivalent rights accrued on 2018 restricted stock unit award. Dividends will vest proportionately with the restricted stock units to which they relate. Each dividend equivalent right is the economic equivalent of one XL common share. /s/ Hannah Orowitz, Attorney-in-Fact for Susan L. Cross 2018-04-04