The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN EMRG MKTS EQTY INCM FD COM 00301W105 BBG001S5QCR1 808,076 143,403 SH   SOLE   143,403 0 0
ALLSTATE CORP COM 020002101 BBG001S9BM06 3,852,361 20,313 SH   SOLE   20,313 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 4,138,621 24,954 SH   SOLE   24,954 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,032,459 3,807 SH   SOLE   3,807 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 2,244,193 6,965 SH   SOLE   6,965 0 0
APPLE INC COM 037833100 BBG001S5N8V8 431,749 1,853 SH   SOLE   1,853 0 0
BRANDYWINEGBL GBL INCM OPP F COM 10537L104 BBG002B1RS18 998,514 112,954 SH   SOLE   112,954 0 0
CARTERS INC COM 146229109 BBG001SCJ3Q5 2,828,905 43,535 SH   SOLE   43,535 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,900,331 54,497 SH   SOLE   54,497 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 709,133 11,328 SH   SOLE   11,328 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 3,747,774 59,602 SH   SOLE   59,602 0 0
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 331,812 33,049 SH   SOLE   33,049 0 0
FRANKLIN RESOURCES INC COM 354613101 BBG001S5P3W6 1,845,257 91,576 SH   SOLE   91,576 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 482,731 24,405 SH   SOLE   24,405 0 0
INVESCO LTD SHS G491BT108 BBG001S9RD81 2,355,060 134,115 SH   SOLE   134,115 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 653,038 1,338 SH   SOLE   1,338 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 10,718,971 220,192 SH   SOLE   220,192 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 304,434 4,885 SH   SOLE   4,885 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 504,800 4,316 SH   SOLE   4,316 0 0
ISHARES TR LATN AMER 40 ETF 464287390 BBG001SJRVW2 255,084 9,845 SH   SOLE   9,845 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 421,663 5,042 SH   SOLE   5,042 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 337,805 7,366 SH   SOLE   7,366 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 259,406 1,555 SH   SOLE   1,555 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 265,786 1,348 SH   SOLE   1,348 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 BBG0059KNK04 13,954,753 272,341 SH   SOLE   272,341 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 BBG0087DRNC3 251,575 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,873,811 13,629 SH   SOLE   13,629 0 0
LABCORP HOLDINGS INC COM SHS 504922105 BBG01MMT6PQ2 954,931 4,273 SH   SOLE   4,273 0 0
MANPOWERGROUP INC WIS COM 56418H100 BBG001S5SYW5 2,396,973 32,603 SH   SOLE   32,603 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,217,566 13,524 SH   SOLE   13,524 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,515,982 8,171 SH   SOLE   8,171 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 BBG001SRJQL6 7,551,256 1,498,265 SH   SOLE   1,498,265 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 2,546,186 24,627 SH   SOLE   24,627 0 0
PUBLIC STORAGE OPER CO COM 74460D109 BBG001S5TH79 292,188 803 SH   SOLE   803 0 0
PVH CORPORATION COM 693656100 BBG001S5VGY8 2,153,124 21,354 SH   SOLE   21,354 0 0
QORVO INC COM 74736K101 BBG007TJF1P5 1,389,592 13,452 SH   SOLE   13,452 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 329,897 1,940 SH   SOLE   1,940 0 0
RLJ LODGING TR COM 74965L101 BBG001V0BJV4 4,181,995 455,555 SH   SOLE   455,555 0 0
ROYCE MICRO-CAP TR INC COM 780915104 BBG001S6DP67 9,590,053 997,924 SH   SOLE   997,924 0 0
ROYCE SMALL CAP TRUST INC COM 780910105 BBG001S5VTQ9 472,447 30,092 SH   SOLE   30,092 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 242,767 2,765 SH   SOLE   2,765 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 BBG001SCYWS2 1,226,724 12,420 SH   SOLE   12,420 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 352,863 615 SH   SOLE   615 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 230,143 404 SH   SOLE   404 0 0
TEMPLETON EMERGING MKTS FD COM 880191101 BBG001S5QVH0 1,678,879 123,994 SH   SOLE   123,994 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 2,606,615 7,524 SH   SOLE   7,524 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 274,822 2,821 SH   SOLE   2,821 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 267,147 5,583 SH   SOLE   5,583 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 480,571 9,100 SH   SOLE   9,100 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 485,053 827 SH   SOLE   827 0 0
VIATRIS INC COM 92556V106 BBG00Y52JV51 4,048,721 348,727 SH   SOLE   348,727 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108 BBG001S5XB04 1,400,210 74,046 SH   SOLE   74,046 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 3,590,689 435,235 SH   SOLE   435,235 0 0