Deferred Policy Acquisition Costs and Present Value of Future Profits (Details) (USD $) In Millions	9 Months Ended
Sep. 30, 2011	Sep. 30, 2010
Changes in deferred policy acquisition costs and present value of future profits
Balance, January 1	$ 9,857	$ 10,686
Deferred Costs	1,961	1,999
Amortization - DAC	(2,351)	(2,043)
Amortization - DAC from discontinued operations	0	(14)
Amortization - Unlock charge, pre-tax	(468)	30
Adjustments to unrealized gains and losses on securities available-for-sale and other	(352)	(1,462)
Effect of currency translation	82	179
Effect of new accounting guidance	0	11
Balance, September 30	$ 8,729	$ 9,386

Adjustments to unrealized gains and losses on securities, available-for-sale and other.

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Amortization of DAC, excluding Unlock.

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Amortization Dac from Discontinued operations.

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DAC Unlock on EGP balances recorded during the period.

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Effect of currency translation adjustment.

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Effect of new accounting guidance for investments other-than-temporarily impaired.

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The sum of the unamortized portion as of the balance sheet date of (a) capitalized policy acquisition costs, and (b) capitalized present value of the future profits (also known as PVFP).

+ References

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Additions during the period in (a) capitalized policy acquisition costs, and (b) capitalized present value of future profits (also known as PVFP).

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A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

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