EXHIBIT 23.01



                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                    -----------------------------------------


To The Hartford Financial Services Group, Inc.:

As independent public accountants, we hereby consent to the incorporation of our
report  included  in  this  Form  10-K,  into  the  Company's  previously  filed
registration  statements  (i) on Forms  S-3  (Registration  Nos.  333-12617  and
333-49666)  and  (ii)  on  Forms  S-8  (Registration  Nos.  33-80663,  33-80665,
333-12563, 333-49170 and 333-34092).


                                                             ARTHUR ANDERSEN LLP



Hartford, Connecticut
March 18, 2002