EX-10.2 3 d564958dex102.htm EX-10.2 EX-10.2

Exhibit 10.2

 

 

 

SUBSERVICING SUPPLEMENT

dated as of July 1, 2013

between

OCWEN LOAN SERVICING, LLC

and

HLSS HOLDINGS, LLC

 

 

 


CONTENTS

 

Clause        Page  

ARTICLE I.

 

DEFINITIONS

     1   

1.1

 

Definitions

     1   

ARTICLE II.

 

SUBSERVICING

     3   

2.1

 

Engagement as Subservicer

     3   

2.2

 

Servicing Transfer Procedures

     3   

2.3

 

Reference to Master Subservicing Agreement

     3   

ARTICLE III.

 

SERVICING FEES

     3   

3.1

 

Base Subservicing Fee

     3   

3.2

 

Performance Fee

     4   

ARTICLE IV.

 

MISCELLANEOUS

     4   

4.1

 

Incorporation

     4   

4.2

 

Third Party Beneficiaries

     4   

 

SCHEDULE I

    

Servicing Agreements

SCHEDULE II

    

Retained Servicing Fee Percentage

SCHEDULE III

    

Target Ratio Schedule


SUBSERVICING SUPPLEMENT

This SUBSERVICING SUPPLEMENT, dated as of July 1, 2013 (this “Subservicing Supplement”), is by and between HLSS HOLDINGS, LLC, a Delaware limited liability company (“Servicer”), and OCWEN LOAN SERVICING, LLC, a Delaware limited liability company (“Ocwen”).

RECITALS:

WHEREAS, as of the applicable Servicing Transfer Date (as defined herein), Servicer will become the servicer of certain Mortgage Loans (as defined in the Master Subservicing Agreement) pursuant to the terms of those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto; and

WHEREAS, Servicer and Ocwen are parties to that certain Master Subservicing Agreement dated as of October 1, 2012 (the “Master Subservicing Agreement”); and

WHEREAS, Servicer desires to engage Ocwen to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements listed in Schedule I hereto, as of the applicable Servicing Transfer Date (as defined herein), and Ocwen desires to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements, on the terms set forth in the Master Subservicing Agreement, as supplemented by this Subservicing Supplement.

NOW, THEREFORE, in consideration of the premises and mutual agreements hereinafter set forth and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound hereby, Servicer and Ocwen agree as follows:

ARTICLE I.

DEFINITIONS.

1.1 Definitions. (a) For purposes of this Subservicing Supplement, the following capitalized terms shall have the respective meanings set forth or referenced below.

Base Subservicing Fee” has the meaning set forth in Section 3.1.

Deferred Servicing Agreement” has the meaning set forth in the Sale Supplement.

Excess Servicing Advances” shall mean, for any calendar month, the amount, if any, by which the outstanding Servicing Advances with respect to the Servicing Agreements as of the last day of such calendar month exceeds an amount equal to (a) the Target Ratio for such calendar month multiplied by (b) the unpaid principal balance of the Mortgage Loans subject to the Servicing Agreements as of the last day of such calendar month.

 

Subservicing Supplement


Monthly Servicing Fee” shall mean, for each calendar month, the sum of the Base Subservicing Fee for such calendar month and the Seller Monthly Servicing Fee (as defined in the Sale Supplement) for such calendar month.

Performance Fee” has the meaning set forth in Section 3.2.

Retained Servicing Fee” shall mean, for any calendar month, an amount equal to the sum of (a) the product of the Retained Servicing Fee Percentage for such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements and the Deferred Servicing Agreements during such calendar month, and (b) the Retained Servicing Fee Shortfall, if any, for the immediately prior calendar month.

Retained Servicing Fee Percentage” shall mean, for any calendar month, the percentage set forth on Schedule II to this Subservicing Supplement.

Retained Servicing Fee Shortfall” shall mean, for any calendar month, beginning in July 2013, an amount equal to the excess, if any, of (a) the Retained Servicing Fee for such calendar month over (b) the excess, if any, of (x) the aggregate Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to Sale Supplement, as applicable) over (y) the Monthly Servicing Fee for such calendar month.

Sale Supplement” shall mean that certain Sale Supplement, dated as of the date hereof, between Servicer and Home Loan Servicing Solutions, Ltd., as Purchasers, and Ocwen, as Seller, as the same may be amended, supplemented or otherwise modified from time to time.

Scheduled Termination Date” means, with respect to each Subject Servicing Agreement serviced pursuant to this Subservicing Supplement, the date which is six (6) years after the closing date of the initial acquisition of assets pursuant to the Sale Supplement.

Servicing Agreement” shall mean each of the pooling and servicing agreements or other servicing agreements listed in Schedule I hereto.

Servicing Fees” shall mean, with respect to any Servicing Agreement, the servicing fees payable to Servicer and Home Loan Servicing Solutions, Ltd. under the Sale Supplement and the Subject Servicing Agreements, including each “servicing fee” payable based on a percentage of the outstanding principal balance of the Mortgage Loans serviced pursuant to such Servicing Agreement, but excluding any Ancillary Income, Prepayment Interest Excess or any amounts earned in connection with the investment of funds in the related Custodial Accounts and Escrow Accounts.

Servicing Transfer Date” shall have the meaning specified in the Sale Supplement.

Subject Servicing Agreement” shall mean, as of any date of determination, each Servicing Agreement with respect to which the Servicing Transfer Date has occurred on or prior to such date and with respect to which the Subservicing Termination Date has not occurred on or prior to such date.

 

Subservicing Supplement


Target Ratio” for each calendar month shall mean the amount specified in Schedule III with respect to such month.

(b) Any capitalized term used but not defined in this Subservicing Supplement shall have the meaning assigned to such term in the Master Subservicing Agreement.

ARTICLE II.

SUBSERVICING

2.1 Engagement as Subservicer. Servicer hereby engages Ocwen to act as subservicer, and Ocwen agrees to act as subservicer, with respect to the Mortgage Loans relating to those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto (the “Subject Servicing Agreements”) pursuant to the terms of the Master Subservicing Agreement, as supplement by this Subservicing Supplement, on and after the related Servicing Transfer Date for such Subject Servicing Agreement. Except as set forth in this Subservicing Supplement or the Master Subservicing Agreement, Ocwen further agrees to be responsible for performing all of the duties and obligations of Servicer and its subservicers under each Subject Servicing Agreement, and to meet any standards and fulfill any requirements applicable to Servicer or its subservicer under each Subject Servicing Agreement on and after the related Servicing Transfer Date.

2.2 Servicing Transfer Procedures. Servicer and Ocwen each covenant and agree to following the Servicing Transfer Procedures agreed pursuant to the Sale Supplement with respect to each Subject Servicing Agreement.

2.3 Reference to Master Subservicing Agreement. Each of Servicer and Subservicer agrees that (a) this Subservicing Supplement is a “Subservicing Supplement” executed pursuant to Section 2.1 of the Master Subservicing Agreement, (b) the terms of this Subservicing Supplement are hereby incorporated into the Master Subservicing Agreement with respect to the Subject Servicing Agreements and the related Mortgage Loans to the extent set forth therein, (c) each of the Subject Servicing Agreements listed in Schedule I is a “Subject Servicing Agreement” as such term is used in the Master Subservicing Agreement on and after the related Servicing Transfer Date, and (d) the terms of this Subservicing Supplement apply to the Subject Servicing Agreements specified herein and not to any other “Subject Servicing Agreement” as that term is used in the Master Subservicing Agreement. In the event of any conflict between the provisions of this Subservicing Supplement and the Master Subservicing Agreement, the terms of this Subservicing Supplement shall prevail.

ARTICLE III.

SERVICING FEES

3.1 Base Subservicing Fee. As compensation for its services with respect to the Subject Servicing Agreements, Servicer shall pay Ocwen a monthly base subservicing fee for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement equal to 12.00% of the

 

Subservicing Supplement


aggregate Servicing Fees actually received by Servicer and Home Loan Servicing Solutions, Ltd. pursuant to the Subject Servicing Agreements during such calendar month (the “Base Subservicing Fee”).

3.2 Performance Fee. Servicer shall pay to Ocwen for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement a performance fee (the “Performance Fee”) equal to the greater of (a) zero and (b) the excess, if any, of the aggregate of all Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to the Sale Supplement, as applicable) over the sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the Retained Servicing Fee for such calendar month, multiplied by (y) a fraction, (i) the numerator of which is the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month and (ii) the denominator of which is equal to the sum of the average unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month, or such other allocation percentage which is agreed by Servicer and Ocwen (the “Allocation Percentage”). The Performance Fee, if any, for any calendar month will be reduced by 3.00% per annum (i.e., 0.25% per month) of the Excess Servicing Advances, if any, for such calendar month multiplied by the Allocation Percentage, and the amount of any such reduction in the Performance Fee shall be retained by Servicer. If the Closing Date does not occur on the first day of a calendar month, the Performance Fee for the period from the Closing Date to the last of the calendar month in which the Closing Date occurs shall be calculated in a pro rata manner based on the number of days in such period.

ARTICLE IV.

MISCELLANEOUS

4.1 Incorporation. The provisions of Article 10 of the Master Subservicing Agreement are hereby incorporated into this Subservicing Supplement by reference, mutatis mutandis, as if its provisions were fully set forth herein.

4.2 Third Party Beneficiaries. Ocwen and Servicer each acknowledges and agrees that the indenture trustee, on behalf of the holders of related notes, with respect to any Servicing Advance Facility pursuant to which Servicer has transferred Servicer Advances made pursuant to a Servicing Agreement is an express third party beneficiary of this Subservicing Supplement and the Subservicing Agreement solely with respect to the Servicing Agreements related to such Servicing Advance Facility.

[Signature Page Follows]

 

Subservicing Supplement


IN WITNESS WHEREOF, the parties hereto have caused this Subservicing Supplement to be executed and delivered as of the date first above written.

 

HLSS HOLDINGS, LLC
  By:  

/s/ James E. Lauter

  Name:   James Lauter
  Title:   CFO
OCWEN LOAN SERVICING, LLC
By: Ocwen Mortgage Servicing, Inc., as its sole member
  By:  

/s/ Nikhil Malik

  Name:   Nikhil Malik
  Title:   CFO and Treasurer

 

Subservicing Supplement


SCHEDULE I

SERVICING AGREEMENTS

 

Investor Number

 

Deal Name

2959   AMSI 2002-AR1
2960   AMSI 2003-7
2964   ARSI 2003-W4
2965   ARSI 2004-W3
2969   BOND SECURITIZATION 2003-1
2971   C-BASS 1999-CB1
2972   C-BASS 1999-CB2
3105   FREMONT HM LN TR 2002-1
3106   FREMONT HM LN TR 2002-2
3107   FREMONT HM LN TR 2003-1
3142   GSAMP 2003-NC1
3195   MLMI 2002-NC1
3201   MORGAN STANLEY 2002-AM2
3203   MORGAN STANLEY 2002-HE2
3214   NAAC 2003-A2
3234   PC 2005-2
3322   RAAC 2007-SP2
3327   RALI 2003-QS17
3329   RALI 2003-QS19
3337   RALI 2005-QS6
3346   RALI 2003-QS15
3350   RALI 2004-QA6
3354   RALI 2004-QS16
3358   RALI 2004-QS7
3359   RALI 2005-QA3
3361   RALI 2005-QS14
3362   RALI 2005-QS16
3363   RALI 2005-QS17
3366   RALI 2006-QS7

 

Sch I-1


3371   RAMP 2003-RP1
3372   RAMP 2003-RP2
3374   RAMP 2003-SL1
3381   RAMP 2005-RP2
3385   RAMP 2006-RP1
3386   RAMP 2006-RP2
3387   RAMP 2006-RP3
3389   RAMP 2007-RP1
3392   RAMP 2007-RP4
3402   SABR 2004-NC3
3404   SBM7 2002-WMC2
3408   Soundview 2001-2
3413   Soundview 2007-2
3425   TERWIN 2003-7SL
3428   TERWIN 2004-10SL
3429   TERWIN 2004-2SL
3430   TERWIN 2004-6SL
3451   CMLTI 2003-HE2
3535   C-BASS 2003-CB4
3553   GSAA 2007-S1
3218   Option One 2002-5
3315   RAAC 2005-SP2
3318   RAAC 2006-SP2
3321   RAAC 2007-SP1
3325   RALI 2003-QS11
3326   RALI 2003-QS13
3348   RALI 2003-QS4
3376   RAMP 2004-SL1
3380   RAMP 2005-RP1
3384   RAMP 2005-SL2
3388   RAMP 2006-RP4
3390   RAMP 2007-RP2
3391   RAMP 2007-RP3
3452   CMLTI 2004-NCM1 (Nat City)
3778   MSMLT 2007-2AX

 

Sch I-2


3779   MSMLT 2007-5AX
3785   MSM 2006-15XS
3787   MSM 2007-8XS
3788   MSM 2007-10XS
3796   MSM 2007-11AR
3810   MSAC 2007-SEA1
3825   MSM 2007-13
3826   MSM 2007-14AR
3827   MSM 2007-15AR
3853   Saxon 01-3
3856   Saxon 02-1
3976   ABFC 2001-AQ1
3977   ABFC 2002-OPT1
3978   ABFC 2003-OPT1
3984   ABFC 2005-AQ1
3985   ABFC 2005-HE1
3988   ABFC 2006-OPT1
3989   ABFC 2006-OPT2
3990   ABFC 2006-OPT3
3992   ABSC 2001-HE3
3998   ACE Series 2001-AQ1
4002   ACE Series 2005-SD1
4005   AHM Assets Trust 2005-1
4006   AHM Assets Trust 2005-2
4007   AHM Assets Trust 2006-1
4008   AHM Assets Trust 2006-2
4011   AHM Assets Trust 2006-5
4012   AHM Assets Trust 2006-6
4015   AHM Assets Trust 2007-3
4016   AHM Assets Trust 2007-4
4017   AHM Assets Trust 2007-5
4020   AHM Investment Trust 2004-2
4021   AHM Investment Trust 2004-3
4022   AHM Investment Trust 2004-4
4023   AHM Investment Trust 2005-1

 

Sch I-3


4024   AHM Investment Trust 2005-2
4025   AHM Investment Trust 2005-3
4026   AHM Investment Trust 2005-4A
4028   AHM Investment Trust 2005-SD1
4030   AHM Investment Trust 2006-2
4031   AHM Investment Trust 2006-3
4032   AHM Investment Trust 2007-1
4033   AHM Investment Trust 2007-2
4034   AHM Investment Trust 2007-A
4036   AHM Investment Trust 2007-SD1
4041   AMSI 2001-2
4042   AMSI 2001-A
4043   AMSI 2002-2
4044   AMSI 2002-3
4045   AMSI 2002-4
4046   AMSI 2002-A
4047   AMSI 2002-AR1
4048   AMSI 2002-B
4049   AMSI 2002-C
4050   AMSI 2002-D
4051   AMSI 2003-1
4052   AMSI 2003-10
4053   AMSI 2003-11
4054   AMSI 2003-12
4055   AMSI 2003-13
4056   AMSI 2003-2
4057   AMSI 2003-5
4058   AMSI 2003-6
4059   AMSI 2003-7
4060   AMSI 2003-8
4061   AMSI 2003-9
4062   AMSI 2003-AR1
4063   AMSI 2003-AR2
4064   AMSI 2003-AR3
4065   AMSI 2003-IA1

 

Sch I-4


4066   AMSI 2004-FR1
4067   AMSI 2004-IA1
4068   AMSI 2004-R1
4073   AMSI 2004-R10
4074   AMSI 2004-R11
4075   AMSI 2004-R12
4076   AMSI 2004-R2
4077   AMSI 2004-R3
4078   AMSI 2004-R4
4079   AMSI 2004-R5
4080   AMSI 2004-R6
4081   AMSI 2004-R7
4082   AMSI 2004-R8
4083   AMSI 2004-R9
4084   AMSI 2005-R1
4086   AMSI 2005-R11
4087   AMSI 2005-R2
4088   AMSI 2005-R3
4089   AMSI 2005-R4
4090   AMSI 2005-R5
4091   AMSI 2005-R6
4092   AMSI 2005-R7
4094   AMSI 2005-R9
4095   AMSI 2006-R1
4096   AMSI 2006-R2
4101   Lehman ARC 2002-BC6
4102   Lehman ARC 2002-BC8
4104   ARSI 2003-W1
4105   ARSI 2003-W10
4106   ARSI 2003-W2
4107   ARSI 2003-W3
4108   ARSI 2003-W4
4109   ARSI 2003-W5
4110   ARSI 2003-W6
4111   ARSI 2003-W7

 

Sch I-5


4112   ARSI 2003-W8
4113   ARSI 2003-W9
4114   ARSI 2004-PW1
4115   ARSI 2004-W1
4116   ARSI 2004-W10
4118   ARSI 2004-W2
4119   ARSI 2004-W3
4120   ARSI 2004-W4
4121   ARSI 2004-W5
4122   ARSI 2004-W6
4123   ARSI 2004-W7
4124   ARSI 2004-W8
4125   ARSI 2004-W9
4126   ARSI 2005-W1
4128   ARSI 2005-W3
4129   ARSI 2005-W4
4131   ARSI 2006-M1
4132   ARSI 2006-M2
4133   ARSI 2006-M3
4136   ARSI 2006-W3
4137   ARSI 2006-W4
4138   ARSI 2006-W5
4139   Banc of America Funding Corp. 2008-1
4142   Bear Stearns ABS I Trust 2006-AC3
4151   Citigroup CMLTI 2006-AMC1
4152   Citigroup CMLTI 2006-HE2
4165   Deutsche DBALT 2006-AB2
4166   Deutsche DBALT 2006-AB3
4167   Deutsche DBALT 2006-AB4
4171   Deutsche DBALT 2006-AR5
4172   Deutsche DBALT 2006-AR6
4173   Deutsche DBALT 2007-1
4175   Deutsche DBALT 2007-AB1
4176   First Franklin 2001-FF1
4177   First Franklin 2001-FF2

 

Sch I-6


4179   Goldman Sachs GSAA Home Equity 2006-10
4180   Goldman Sachs GSAA Home Equity 2006-11
4181   Goldman Sachs GSAA Home Equity 2006-6
4182   Goldman Sachs GSAA Home Equity 2006-9
4183   Goldman Sachs GSAMP 2003-HE2
4184   Goldman Sachs GSAMP 2004-OPT
4185   Goldman Sachs GSAMP 2006-S4
4186   Goldman Sachs GSR 2006-AR1
4187   Goldman Sachs GSR 2006-AR2
4188   Goldman Sachs GSR 2006-OA1
4192   HSBC HASCO 2005-I1
4193   HSBC HASCO 2005-OPT1
4198   HSBC HASCO 2007-HE1
4207   HarborView Mortgage Loan Trust 2006-14
4208   HarborView Mortgage Loan Trust 2006-6
4209   HarborView Mortgage Loan Trust 2006-7
4210   HarborView Mortgage Loan Trust 2007-2
4216   Luminent Mortgage Trust 2006-7
4223   MASTR ABS Trust 2007-HE2
4224   MASTR ALT Series 2006-2
4226   MASTR ARM Trust 2005-8
4227   MASTR ARM Trust 2006-OA1
4229   MASTR ARM Trust 2007-1
4231   OOMC MESA Trust 2001-2
4237   Merrill Lynch Series 2002-HE1
4240   Merrill Lynch Series 2004-OPT1
4243   Morgan Stanley 2004-OP1
4244   Morgan Stanley 2005-HE1
4245   Morgan Stanley 2005-HE2
4247   Morgan Stanley 2006-5AR
4255   OOMC Loan Trust 1999-A
4256   OOMC Loan Trust 1999-B
4257   OOMC Loan Trust 1999-C
4260   OOMC Loan Trust 2000-A
4261   OOMC Loan Trust 2000-B

 

Sch I-7


4262   OOMC Loan Trust 2000-C
4263   OOMC Loan Trust 2000-D
4264   OOMC Loan Trust 2001-4
4265   OOMC Loan Trust 2001-A
4266   OOMC Loan Trust 2001-B
4267   OOMC Loan Trust 2001-C
4268   OOMC Loan Trust 2001-D
4270   OOMC Loan Trust 2002-2 -STEP
4272   OOMC Loan Trust 2002-4
4273   OOMC Loan Trust 2002-5
4275   OOMC Loan Trust 2002-A -STEP
4302   OOMC Loan Trust 2007-HL1
4304   OOMC Woodbridge 2002-2
4308   QUEST 2002-X1
4309   QUEST 2003-X2
4310   QUEST 2003-X3
4311   QUEST 2003-X4
4312   QUEST 2004-X1
4313   QUEST 2004-X2
4314   QUEST 2004-X3
4315   QUEST 2005-X1
4316   QUEST 2005-X2
4317   QUEST 2006-X1
4318   QUEST 2006-X2
4324   Lehman SAIL 2003-BC10 Step Fee
4325   Lehman SAIL 2003-BC11 Step Fee
4326   Lehman SAIL 2003-BC12
4327   Lehman SAIL 2003-BC13
4328   Lehman SAIL 2003-BC2
4329   Lehman SAIL 2003-BC4
4331   Lehman SAIL 2003-BC6
4332   Lehman SAIL 2003-BC7
4333   Lehman SAIL 2003-BC8
4334   Lehman SAIL 2003-BC9
4337   Lehman SAIL 2004-11

 

Sch I-8


4338   Lehman SAIL 2004-2
4339   Lehman SAIL 2004-3
4340   Lehman SAIL 2004-4
4341   Lehman SAIL 2004-6
4342   Lehman SAIL 2004-7
4344   Lehman SAIL 2004-8
4349   Lehman SAIL 2005-3
4350   Lehman SAIL 2005-4
4351   Lehman SAIL 2005-5
4352   Lehman SAIL 2005-6
4355   Lehman SAIL 2006-BNC3
4356   Bear Stearns SAMI II Trust 2006-AR5
4360   Lehman SASCO 1999-BC4
4372   Lehman SASCO 2005-S7
4373   Lehman SASCO 2005-SC1
4379   Lehman SASCO 2006-Z
4381   Lehman SASCO 2007-GEL2
4382   Lehman SASCO 2007-TC1
4384   Salomon Brothers 1997-LB6
4385   Salomon Brothers 1998-AQ1
4386   Salomon Brothers 1998-NC7
4403   Soundview 2007-OPT2
4404   Soundview 2007-OPT3
4422   AHM Assets Trust 2007-SD2
2005-AHL1   RASC 2005-AHL1
2005-AHL3   RASC 2005-AHL3
2006-QS16   RALI 2006-QS16
2007-KS2   RASC 2007-KS2
2006-QS8   RALI 2006-QS8
2007-QS6   RALI 2007-QS6
2006-RS2   RAMP 2006-RS2
2006-KS1   RASC 2006-KS1
2006-RS4   RAMP 2006-RS4
2004-RS10   RAMP 2004-RS10
2006-RZ4   RAMP 2006-RZ4

 

Sch I-9


2007-QA1   RALI 2007-QA1
2004-RS8   RAMP 2004-RS8
2006-KS9   RASC 2006-KS9
2004-KS10   RASC 2004-KS10
2006-KS7   RASC 2006-KS7
2007-S4   RFMSI 2007-S4
2006-KS2   RASC 2006-KS2
2004-KS8   RASC 2004-KS8
2004-KS11   RASC 2004-KS11
2006-RZ3   RAMP 2006-RZ3
2006-RS5   RAMP 2006-RS5
2006-KS8   RASC 2006-KS8
2005-KS11   RASC 2005-KS11
2005-QS14   RALI 2005-QS14
2005-KS10   RASC 2005-KS10
2007-QS2   RALI 2007-QS2
2006-QS18   RALI 2006-QS18
2005-KS7   RASC 2005-KS7
2007-KS4   RASC 2007-KS4
2007-QS11   RALI 2007-QS11
2007-QA4   RALI 2007-QA4
2006-KS3   RASC 2006-KS3
2005-RS3   RAMP 2005-RS3
2007-RZ1   RAMP 2007-RZ1
2005-KS6   RASC 2005-KS6
2004-KS6   RASC 2004-KS6
2006-NC2   RAMP 2006-NC2
2005-RS1   RAMP 2005-RS1
2005-EFC4   RAMP 2005-EFC4
2007-KS3   RASC 2007-KS3
2006-KS6   RASC 2006-KS6
2005-QS9   RALI 2005-QS9
2007-RS2   RAMP 2007-RS2
2004-QA3   RALI 2004-QA3
2006-RS3   RAMP 2006-RS3

 

Sch I-10


2005-RS8   RAMP 2005-RS8
2006-S3   RFMSI 2006-S3
2005-KS12   RASC 2005-KS12
2006-QS1   RALI 2006-QS1
2006-QS13   RALI 2006-QS13
2005-KS1   RASC 2005-KS1
2006-KS5   RASC 2006-KS5
2005-KS4   RASC 2005-KS4
2007-QA3   RALI 2007-QA3
2006-KS4   RASC 2006-KS4
2005-KS8   RASC 2005-KS8
2006-RS1   RAMP 2006-RS1
2006-RS6   RAMP 2006-RS6
2006-QS6   RALI 2006-QS6
2006-QS11   RALI 2006-QS11
2005-QS16   RALI 2005-QS16
2006-QS14   RALI 2006-QS14
2007-QS7   RALI 2007-QS7
2006-EFC1   RAMP 2006-EFC1
2007-QS3   RALI 2007-QS3
2006-QA5   RALI 2006-QA5
2006-QA11   RALI 2006-QA11
2005-EFC1   RAMP 2005-EFC1
2005-RS6   RAMP 2005-RS6
2006-QS4   RALI 2006-QS4
2006-QS12   RALI 2006-QS12
2004-RS12   RAMP 2004-RS12
2006-QS2   RALI 2006-QS2
2007-SA2   RFMSI 2007-SA2
2005-QS15   RALI 2005-QS15
2005-AHL2   RASC 2005-AHL2
2007-S3   RFMSI 2007-S3
2005-QS13   RALI 2005-QS13
2005-QA9   RALI 2005-QA9
2006-QA6   RALI 2006-QA6

 

Sch I-11


2006-NC1   RAMP 2006-NC1
2005-EFC5   RAMP 2005-EFC5
2005-QS2   RALI 2005-QS2
2005-EFC3   RAMP 2005-EFC3
2006-QS15   RALI 2006-QS15
2007-S6   RFMSI 2007-S6
2005-EFC6   RAMP 2005-EFC6
2005-RS4   RAMP 2005-RS4
2006-NC3   RAMP 2006-NC3
2006-QA4   RALI 2006-QA4
2007-QS8   RALI 2007-QS8
2004-KS12   RASC 2004-KS12
2005-SL1   RAMP 2005-SL1
2006-S2   RFMSI 2006-S2
2005-RZ3   RAMP 2005-RZ3
2006-QS5   RALI 2006-QS5
2007-RS1   RAMP 2007-RS1
2004-QS16   RALI 2004-QS16
2006-QS7   RALI 2006-QS7
2005-RZ4   RAMP 2005-RZ4
2005-QS6   RALI 2005-QS6
2007-QS4   RALI 2007-QS4
2007-QA2   RALI 2007-QA2
2006-QS9   RALI 2006-QS9
2005-KS5   RASC 2005-KS5
2007-QS1   RALI 2007-QS1
2006-QS10   RALI 2006-QS10
2004-QA6   RALI 2004-QA6
2005-QA12   RALI 2005-QA12
2005-QA8   RALI 2005-QA8
2006-S9   RFMSI 2006-S9
2004-RS6   RAMP 2004-RS6
2007-QS5   RALI 2007-QS5
2006-QS3   RALI 2006-QS3
2006-S8   RFMSI 2006-S8

 

Sch I-12


2006-QA3   RALI 2006-QA3
2005-RS7   RAMP 2005-RS7
2006-QA2   RALI 2006-QA2
2006-QA7   RALI 2006-QA7
2006-RZ5   RAMP 2006-RZ5
2006-RZ2   RAMP 2006-RZ2
2005-QA13   RALI 2005-QA13
2005-KS3   RASC 2005-KS3
2005-QA3   RALI 2005-QA3
2005-QS17   RALI 2005-QS17
2005-KS2   RASC 2005-KS2
2006-QA8   RALI 2006-QA8
2007-KS1   RASC 2007-KS1
2006-QA10   RALI 2006-QA10
2007-QS10   RALI 2007-QS10
2007-QA5   RALI 2007-QA5
2005-RS2   RAMP 2005-RS2
2004-QS14   RALI 2004-QS14
2007-QS9   RALI 2007-QS9
2005-QS3   RALI 2005-QS3
2005-QA10   RALI 2005-QA10
2005-QA2   RALI 2005-QA2
2007-S2   RFMSI 2007-S2
2004-RS11   RAMP 2004-RS11
2005-KS9   RASC 2005-KS9
2004-RZ4   RAMP 2004-RZ4
2007-S8   RFMSI 2007-S8
2004-SL4   RAMP 2004-SL4
2006-QS17   RALI 2006-QS17
2006-SA3   RFMSI 2006-SA3
2005-RS5   RAMP 2005-RS5
2007-SA3   RFMSI 2007-SA3
2006-RZ1   RAMP 2006-RZ1
2005-QS7   RALI 2005-QS7
2005-QA6   RALI 2005-QA6

 

Sch I-13


2005-EFC2   RAMP 2005-EFC2
2005-QS5   RALI 2005-QS5
2005-QA11   RALI 2005-QA11
2004-S9   RFMSI 2004-S9
2005-QA4   RALI 2005-QA4
2007-S5   RFMSI 2007-S5
2006-EFC2   RAMP 2006-EFC2
2005-QS11   RALI 2005-QS11
2005-RZ2   RAMP 2005-RZ2
2005-QS12   RALI 2005-QS12
2007-S1   RFMSI 2007-S1
2006-QA1   RALI 2006-QA1
2006-S7   RFMSI 2006-S7
2004-QA2   RALI 2004-QA2
2004-QA5   RALI 2004-QA5
2004-QS12   RALI 2004-QS12
2004-SL2   RAMP 2004-SL2
2006-S12   RFMSI 2006-S12
2005-QA5   RALI 2005-QA5
2004-QS10   RALI 2004-QS10
2005-QS10   RALI 2005-QS10
2007-S7   RFMSI 2007-S7
2006-QA9   RALI 2006-QA9
2005-RZ1   RAMP 2005-RZ1
2004-QA4   RALI 2004-QA4
2005-QA7   RALI 2005-QA7
2005-SL2   RAMP 2005-SL2
2005-SA2   RFMSI 2005-SA2
2006-S5   RFMSI 2006-S5
2004-SA1   RFMSI 2004-SA1
2004-RZ3   RAMP 2004-RZ3
2004-SL3   RAMP 2004-SL3
2006-S11   RFMSI 2006-S11
2005-SA5   RFMSI 2005-SA5
2005-QS8   RALI 2005-QS8

 

Sch I-14


2005-S4   RFMSI 2005-S4
2005-QS1   RALI 2005-QS1
2005-QS4   RALI 2005-QS4
2006-S10   RFMSI 2006-S10
2006-SA4   RFMSI 2006-SA4
2004-S6   RFMSI 2004-S6
2004-QS9   RALI 2004-QS9
2005-QA1   RALI 2005-QA1
2004-QS15   RALI 2004-QS15
2007-SA1   RFMSI 2007-SA1
2006-SA1   RFMSI 2006-SA1
2006-S1   RFMSI 2006-S1
2006-S4   RFMSI 2006-S4
2005-SA3   RFMSI 2005-SA3
2005-SA4   RFMSI 2005-SA4
2005-S8   RFMSI 2005-S8
2005-S5   RFMSI 2005-S5
2005-S6   RFMSI 2005-S6
2005-S9   RFMSI 2005-S9
2006-S6   RFMSI 2006-S6
2004-QS13   RALI 2004-QS13
2005-SA1   RFMSI 2005-SA1
2005-S1   RFMSI 2005-S1
2004-QS8   RALI 2004-QS8
2004-S8   RFMSI 2004-S8
2004-J2   GMACMLT 2004-J2
2004-J3   GMACMLT 2004-J3
2004-J4   GMACMLT 2004-J4
2004-GH1   GMACMLT 2004-GH1
2004-J5   GMACMLT 2004-J5
2004-J6   GMACMLT 2004-J6
2005-AR3   GMACMLT 2005-AR3
2005-AR4   GMACMLT 2005-AR4
2005-AR5   GMACMLT 2005-AR5
2005-AR6   GMACMLT 2005-AR6

 

Sch I-15


2007-HE3   GMACM 2007-HE3
2007-HE4   ACE 2007-HE4
BSABS 2004-BO1   BSABS 2004-BO1
NAAC 2004-AP2   NAAC 2004-AP2
NAAC 2007-2   NAAC 2007-2
2003-AR1   GMACMLT 2003-AR1
2003-AR2   GMACMLT 2003-AR2
2003-J10   GMACMLT 2003-J10
2003-J5   GMACMLT 2003-J5
2003-J6   GMACMLT 2003-J6
2003-J7   GMACMLT 2003-J7
2003-J8   GMACMLT 2003-J8
2003-J9   GMACMLT 2003-J9
2005-RP1   RAAC 2005-RP1
2005-RP2   RAAC 2005-RP2
2005-SP2   RAAC 2005-SP2
2006-RP1   RAAC 2006-RP1
2006-RP2   RAAC 2006-RP2
2006-RP3   RAAC 2006-RP3
2006-RP4   RAAC 2006-RP4
2006-SP1   RAAC 2006-SP1
2006-SP2   RAAC 2006-SP2
2006-SP3   RAAC 2006-SP3
2006-SP4   RAAC 2006-SP4
2007-RP1   RAAC 2007-RP1
2007-RP2   RAAC 2007-RP2
2007-RP3   RAAC 2007-RP3
2007-RP4   RAAC 2007-RP4
2007-SP1   RAAC 2007-SP1
2007-SP2   RAAC 2007-SP2
2007-SP3   RAAC 2007-SP3
2001-QS13   RALI 2001-QS13
2001-QS16   RALI 2001-QS16
2001-QS17   RALI 2001-QS17

 

Sch I-16


2001-QS18   RALI 2001-QS18
2001-QS19   RALI 2001-QS19
2002-QS1   RALI 2002-QS1
2002-QS11   RALI 2002-QS11
2002-QS12   RALI 2002-QS12
2002-QS13   RALI 2002-QS13
2002-QS14   RALI 2002-QS14
2002-QS16   RALI 2002-QS16
2002-QS17   RALI 2002-QS17
2002-QS18   RALI 2002-QS18
2002-QS19   RALI 2002-QS19
2002-QS2   RALI 2002-QS2
2002-QS3   RALI 2002-QS3
2002-QS4   RALI 2002-QS4
2002-QS5   RALI 2002-QS5
2002-QS6   RALI 2002-QS6
2002-QS7   RALI 2002-QS7
2002-QS8   RALI 2002-QS8
2002-QS9   RALI 2002-QS9
2003-QA1   RALI 2003-QA1
2003-QS1   RALI 2003-QS1
2003-QS10   RALI 2003-QS10
2003-QS11   RALI 2003-QS11
2003-QS12   RALI 2003-QS12
2003-QS13   RALI 2003-QS13
2003-QS14   RALI 2003-QS14
2003-QS15   RALI 2003-QS15
2003-QS16   RALI 2003-QS16
2003-QS17   RALI 2003-QS17
2003-QS18   RALI 2003-QS18
2003-QS19   RALI 2003-QS19
2003-QS2   RALI 2003-QS2
2003-QS20   RALI 2003-QS20
2003-QS21   RALI 2003-QS21
2003-QS22   RALI 2003-QS22

 

Sch I-17


2003-QS23   RALI 2003-QS23
2003-QS3   RALI 2003-QS3
2003-QS4   RALI 2003-QS4
2003-QS5   RALI 2003-QS5
2003-QS6   RALI 2003-QS6
2003-QS7   RALI 2003-QS7
2003-QS8   RALI 2003-QS8
2003-QS9   RALI 2003-QS9
2004-QA1   RALI 2004-QA1
2004-QS1   RALI 2004-QS1
2004-QS11   RALI 2004-QS11
2004-QS2   RALI 2004-QS2
2004-QS3   RALI 2004-QS3
2004-QS4   RALI 2004-QS4
2004-QS5   RALI 2004-QS5
2004-QS6   RALI 2004-QS6
2004-QS7   RALI 2004-QS7
2001-RS2   RAMP 2001-RS2
2002-RS2   RAMP 2002-RS2
2002-RS3   RAMP 2002-RS3
2002-RZ2   RAMP 2002-RZ2
2002-RZ3   RAMP 2002-RZ3
2002-SL1   RAMP 2002-SL1
2003-RS10   RAMP 2003-RS10
2003-RS7   RAMP 2003-RS7
2003-SL1   RAMP 2003-SL1
2004-KR1   RAMP 2004-KR1
2004-RS2   RAMP 2004-RS2
2004-RS3   RAMP 2004-RS3
2004-RZ1   RAMP 2004-RZ1
2004-SL1   RAMP 2004-SL1
2001-KS2   RASC 2001-KS2
2001-KS3   RASC 2001-KS3
2003-KS10   RASC 2003-KS10
2003-KS11   RASC 2003-KS11

 

Sch I-18


2003-KS2   RASC 2003-KS2
2003-KS3   RASC 2003-KS3
2003-KS6   RASC 2003-KS6
2003-KS7   RASC 2003-KS7
2003-KS8   RASC 2003-KS8
2004-KS1   RASC 2004-KS1
2004-KS2   RASC 2004-KS2
2004-KS3   RASC 2004-KS3
2004-KS5   RASC 2004-KS5
2003-S10   RFMSI 2003-S10
2003-S11   RFMSI 2003-S11
2003-S12   RFMSI 2003-S12
2003-S14   RFMSI 2003-S14
2003-S15   RFMSI 2003-S15
2003-S16   RFMSI 2003-S16
2003-S17   RFMSI 2003-S17
2003-S18   RFMSI 2003-S18
2003-S19   RFMSI 2003-S19
2003-S6   RFMSI 2003-S6
2003-S7   RFMSI 2003-S7
2004-S1   RFMSI 2004-S1
2004-S3   RFMSI 2004-S3
2004-S5   RFMSI 2004-S5
2004-RP1   RFSC 2004-RP1
2004-AR1   GMACMLT 2004-AR1
2004-AR2   GMACMLT 2004-AR2
2005-AA1   GMACMLT 2005-AA1
2005-AF1   GMACMLT 2005-AF1
2005-AF2   GMACMLT 2005-AF2
2005-AR1   GMACMLT 2005-AR1
2005-AR2   GMACMLT 2005-AR2
2005-J1   GMACMLT 2005-J1
2006-AR1   GMACMLT 2006-AR1
2006-AR2   GMACMLT 2006-AR2
2006-J1   GMACMLT 2006-J1

 

Sch I-19


2004-KR2   RAMP 2004-KR2
2004-PS1   RFMSI 2004-PS1
2004-S7   RFMSI 2004-S7
2005-S3   RFMSI 2005-S3
2003-GH1   GMACMLT 2003-GH1
2003-GH2   GMACMLT 2003-GH2
2006-SA2   RFMSI 2006-SA2
2007-S9   RFMSI 2007-S9
2007-SA4   RFMSI 2007-SA4
2004-J1   GMACMLT 2004-J1
2005-SP3   RAAC 2005-SP3
2002-QS15   RALI 2002-QS15
2003-S13   RFMSI 2003-S13
2003-S4   RFMSI 2003-S4
2004-S4   RFMSI 2004-S4
2004-AP1   NAAC 2004-AP1
2005-AP1   NAAC 2005-AP1
2004-RS4   RAMP 2004-RS4
2002-KS2   RASC 2002-KS2
ISAC 2004-4   Impac SAC 2004-4
ISAC 2005-1   IMPAC TO SAC 2005-1
ISAC 2006-1   Impac SAC 2006-1
ISAC 2006-2   Impac SAC 2006-2
ISAC 2006-4   Impac SAC 2006-4
ISAC 2006-5   Impac SAC 2006-5
ISAC 2007-3   Impac SAC 2007-3
2652   SGMS 2007-AHL1
2709   NMFT 2003-2
2710   NMFT 2003-3
2711   NMFT 2003-4
2715   NMFT 2004-4
2764   NMI 2006-5
3048   Equity One 2002-4
3052   Equity One 2003-3
3056   Equity One 2004-3

 

Sch I-20


3058   Equity One 2004-5
3065   Equity One 2005-C
3066   Equity One 2005-5
3067   Equity One 2005-D
3114   GPMF 2006-OH1
3115   GSAA 2006-10
3116   GSAA 2006-11
3117   GSAA 2006-14
3118   GSAA 2006-15
3119   GSAA 2006-16
3120   GSAA 2006-17
3121   GSAA 2006-18
3122   GSAA 2006-19
3123   GSAA 2006-20
3124   GSAA 2006-3
3125   GSAA 2006-4
3126   GSAA 2006-5
3127   GSAA 2006-6
3128   GSAA 2006-7
3129   GSAA 2006-8
3130   GSAA 2006-9
3131   GSAA 2007-07
3132   GSAA 2007-08
3133   GSAA 2007-09
3134   GSAA 2007-1
3135   GSAA 2007-10
3136   GSAA 2007-2
3137   GSAA 2007-3
3138   GSAA 2007-4
3139   GSAA 2007-5
3140   GSAA 2007-6
3171   GSR 2006-10F
3172   GSR 2006-2F
3173   GSR 2006-3F
3174   GSR 2006-4F

 

Sch I-21


3175   GSR 2006-5F
3176   GSR 2006-8F
3177   GSR 2006-OA1
3178   GSR 2007-1F
3179   GSR 2007-2F
3180   GSR 2007-4F
3181   GSR 2007-5F
3182   GSR 2007-AR1
3183   GSR 2007-OA1
3184   GSR 2007-OA2
3187   Homeowner’s Financial 1996-1
3238   CWABS 2002-03
3241   CWABS 2002-BC1
3243   CWABS 2002-BC3
3244   CWABS 2004-BC2
3245   CWABS 2004-BC3
3253   CWALT 2004-09T1
3260   CWALT 2004-J2
3261   CWALT 2004-J3
3263   CWALT 2004-J8
3264   CWALT 2007-2 CB
3266   CWALT 2007-6
3267   CWMBS 1998-04 ALT 1998-2
3273   CWMBS 2002-39_CHL 2002-39
3274   CWMBS 2002-J5_CHL 2002-J5
3275   CWMBS 2003-01_CHL 2003-1
3277   CWMBS 2003-03_CHL 2003-03
3280   CWMBS 2003-11_CHL 2003-11
3281   CWMBS 2003-13 ALT 2003-5T2
3282   CWMBS 2003-16 ALT 2003-6T2
3283   CWMBS 2003-22 ALT 2003-9T1
3284   CWMBS 2003-25 ALT 2003-11T1
3286   CWMBS 2003-33 ALT 2003-15T2
3287   CWMBS 2003-34_CHL 2003-34
3293   CWMBS 2003-55 ALT 2003-21T1

 

Sch I-22


3295   CWMBS 2003-J11 ALT 2003-J1
3300   CWMBS 2003-J8_CHL 2003-J8
3304   Popular 2006-C
3305   Popular 2006-D
3306   Popular 2006-E
3314   RAAC 2004-SP3
3324   RALI 2002-QS6
3328   RALI 2003-QS18
3330   RALI 2003-QS6
3332   RALI 2003-QS8
3333   RALI 2004-QA3
3334   RALI 2004-QS15
3335   RALI 2004-QS5
3336   RALI 2004-QS8
3339   RALI 2001-QS16
3340   RALI 2001-QS17
3342   RALI 2002-QS10
3343   RALI 2002-QS3
3344   RALI 2002-QS8
3347   RALI 2003-QS2
3349   RALI 2004-QA4
3352   RALI 2004-QS12
3353   RALI 2004-QS14
3356   RALI 2004-QS4
3360   RALI 2005-QS12
3364   RALI 2005-QS4
3365   RALI 2006-QS2
3367   RAMP 2001-RS3
3377   RAMP 2004-SL2
3378   RAMP 2004-SL3
3379   RAMP 2004-SL4
3399   RFMSI 2005-S8
3400   RFMSI 2006-S10
3453   CPT 2004-EC1
3458   Equity One 1999-1

 

Sch I-23


3459   Equity One 2001-3
3460   Equity One 2002-1
3464   Equity One 2005-2
3466   Equity One 2005-3
3494   SASC 2004-13
3495   SASC 2004-7
3503   UBS 2001-PB1
3504   UBS 2001-PB2
3506   Chase 2003-S13
3797   NMFT 2005-1
3799   NMFT 2005-3
3802   NMI 2006-2
3803   NMI 2006-3
3804   NMI 2006-4
3845   Saxon 99-3
3846   Saxon 99-5
3847   Saxon 00-1
3850   Saxon 00-4
2005-RP3   RAAC 2005-RP3
2003-S20   RFMSI 2003-S20
2004-S2   RFMSI 2004-S2
HVMLT 2006-14   HVMLT 2006-14
HVMLT 2006-10   HVMLT 2006-10
MSLT 2007-1   MSLT 2007-1
HVMLT 2007-3   HVMLT 2007-3
2002-FLOW   2002-FLOW
HVMLT 2007-4   HVMLT 2007-4
HVMLT 2007-06   HVMLT 2007-06
MSLT 2007-2   MSLT 2007-2
WHOLE-LOAN   COUNRTYWIDE/BANK OF AMERICA
GPMF 2006-AR7   GPMF 2006-AR7
GPMF 2006-AR4   GPMF 2006-AR4
LXS 2006-GP4   LXS 2006-GP4
GPMF 2006-AR5   GPMF 2006-AR5
DBALT 2007-OA5   DBALT 2007-OA5

 

Sch I-24


GPMF 2006-AR6   GPMF 2006-AR6
GPMF 2007-AR1   GPMF 2007-AR1
MSLT 2006-03   MSLT 2006-03
EVERBANKFHA   EVERBANKFHA
TCMLT 2006-1   TCMLT 2006-1
GPMF 2006-AR8   GPMF 2006-AR8
MSLT 2006-2   MSLT 2006-2
LXS 2006-GP3   LXS 2006-GP3
DBALT 2007-OA4   DBALT 2007-OA4
GPMF 2007-AR2   GPMF 2007-AR2
SASCO 2007-GEL2   SASCO 2007-GEL2
SASCO 2006-GEL3   SASCO 2006-GEL3
MARM 2006-OA2   MARM 2006-OA2
LXS 2006-GP2   LXS 2006-GP2
LXS 2006-GP1   LXS 2006-GP1
HVMLT 2005-11   HVMLT 2005-11
WHOLE-LOAN   MANA 2007-OAR3
WHOLE-LOAN   MSLT 2005-03
2003-7   2003-7
LXS 2006-4N   LXS 2006-4N
LBHI SCRATCHDENT   LBHI SCRATCHDENT
DBALT 2007-OA3   DBALT 2007-OA3
BSALTA 2006-1   BSALTA 2006-1
SEQ 2007-2   SEQ 2007-2
SEQ 2007-4   SEQ 2007-4
DBALT 2007-RAMP1   DBALT 2007-RAMP1
MARM 2005-1   MARM 2005-1
HVMLT 2006-SB1   HVMLT 2006-SB1
DMSI 2004-5   DMSI 2004-5

 

Sch I-25


DBALT 2003-2XS   DBALT 2003-2XS
MSLT 2005-01   MSLT 2005-01
BSALTA 2006-3   BSALTA 2006-3
WHOLE-LOAN   AMALGAMATED BANK
HVMLT 2005-15   HVMLT 2005-15
HVMLT 2007-07   HVMLT 2007-07
LUM 2006-4   LUM 2006-4
LXS 2006-12N   LXS 2006-12N
ARMT 2005-11   ARMT 2005-11
MLMI 2005-A6   MLMI 2005-A6
1-02 FHA/VA   1-02 FHA/VA
9-02 FHAVA   9-02 FHAVA
SEQ 2004-3   SEQ 2004-3
DMSI 2004-1   DMSI 2004-1
SEQ 2007-1   SEQ 2007-1
MSLT 2004-1   MSLT 2004-1
ENTITY 571   ENTITY 571
SUBFLOW 2005   SUBFLOW 2005
DBALT 2003-4XS   DBALT 2003-4XS
0103 FHAVA   0103 FHAVA
2007-E1   2007-E1
RAST 2005-A6CB   RAST 2005-A6CB
GSR 2006-AR1   GSR 2006-AR1
LUM 2006-3   LUM 2006-3
DMSI 2004-4   DMSI 2004-4
ARMT 2005-9   ARMT 2005-9
GSR 2007-AR1   GSR 2007-AR1
GSMPS 2006-RP2   GSMPS 2006-RP2
WHOLE-LOAN   WASHINGTON MUTUAL MTG SEC CORP
WHOLE-LOAN   E*TRADE BANK
DBALT 2005-3   DBALT 2005-3
2004-WH6   2004-WH6

 

Sch I-26


SEQ 2004-10   SEQ 2004-10
SEQ 2004-4   SEQ 2004-4
SEQ 2004-12   SEQ 2004-12
2006-WH17   2006-WH17
LXS 2006-10N   LXS 2006-10N
BAFC 2006-4   BAFC 2006-4
HALO 2007-AR1   HALO 2007-AR1
GSR 2006-4F   GSR 2006-4F
SARM 2007-3   SARM 2007-3
CSFB 2005-9   CSFB 2005-9
GSR 2006-AR2   GSR 2006-AR2
ICMB 2004-11   ICMB 2004-11
NCHELT 2004-A   NCHELT 2004-A
ICMB 2003-9F   Impac CMB 2003-9F
ICMB 2004-10   Impac CMB 2004-10
ICMB 2004-4   Impac CMB 2004-4
ICMB 2004-5   Impac CMB 2004-5
ICMB 2004-7   Impac CMB 2004-7
ICMB 2004-8   Impac CMB 2004-8
ICMB 2004-9   Impac CMB 2004-9
ICMB 2005-1   Impac CMB 2005-1
ICMB 2005-2   Impac CMB 2005-2
ICMB 2005-4   Impac CMB 2005-4
ICMB 2005-8   Impac CMB 2005-8
ICMB 2007-A   Impac CMB 2007-A
ISAC 2002-2   Impac SAC 2002-2
ISAC 2002-3   Impac SAC 2002-3
ISAC 2003-1   Impac SAC 2003-1
ISAC 2003-3   Impac SAC 2003-3
ISAC 2004-1   Impac SAC 2004-1
ISAC 2004-2   Impac SAC 2004-2

 

Sch I-27


SCHEDULE II

RETAINED SERVICING FEE PERCENTAGE

 

From Month1   To Month   Retained Fee  
1   3     16.75   
4   6     15.75   
7   9     15.25   
10   12     14.75   
13   15     14.75   
16   18     14.25   
19   21     13.75   
22   24     13.50   
25   27     13.50   
28   30     13.25   
31   33     13.00   
34   36     13.00   
37   39     13.00   
40   42     13.00   
43   45     13.00   
46   48     13.00   
49   51     13.00   
52   54     13.00   
55   57     13.00   
58   60     13.00   
61   63     13.00   
64   66     13.00   
67   69     13.00   
70   72     13.00   

 

1 

Starting with July 2013.

 

Sch II-1


SCHEDULE III

TARGET RATIO SCHEDULE

 

Month2   Target Advance Ratio  
1     2.87
2     2.82
3     2.78
4     2.74
5     2.70
6     2.66
7     2.62
8     2.58
9     2.54
10     2.50
11     2.47
12     2.43
13     2.39
14     2.36
15     2.32
16     2.29
17     2.25
18     2.22
19     2.18
20     2.15
21     2.12
22     2.09
23     2.06
24     2.03
25     2.00
26     1.97
27     1.94
28     1.91
29     1.88
30     1.85
31     1.82
32     1.80
33     1.77
34     1.74
35     1.72
36     1.69

 

2 

Starting with July 2013.

 

Sch III-1


37     1.66
38     1.64
39     1.61
40     1.59
41     1.57
42     1.54
43     1.52
44     1.50
45     1.50
46     1.50
47     1.50
48     1.50
49     1.50
50     1.50
51     1.50
52     1.50
53     1.50
54     1.50
55     1.50
56     1.50
57     1.50
58     1.50
59     1.50
60     1.50
61     1.50
62     1.50
63     1.50
64     1.50
65     1.50
66     1.50
67     1.50
68     1.50
69     1.50
70     1.50
71     1.50
72     1.50

 

Sch III-2