4.	Deposits

The Company’s deposits as of the respective dates are summarized as follows:


(Dollar amounts in thousands)	June 30, 2014					December 31, 2013
Type of accounts	Amount		%			Amount		%
Noninterest-bearing deposits	$	124,390		9.6	%	$	124,777		10.2	%
NOW account deposits		302,677		23.3	%		234,163		19.2	%
Money Market deposits		42,240		3.2	%		39,688		3.2	%
Passbook account deposits		184,085		14.2	%		178,412		14.6	%
Time deposits		646,771		49.7	%		645,727		52.8	%

	$	1,300,163		100.0	%	$	1,222,767		100.0	%


The Company’s time deposits mature as follows:

(Dollar amounts in thousands)	June 30, 2014					December 31, 2013
	Amount		%			Amount		%
Within one year	$	456,259		70.6	%	$	437,731		67.8	%
After one year through two years		99,597		15.4	%		115,976		18.0	%
After two years through three years		67,773		10.5	%		60,045		9.3	%
After three years through four years		12,897		2.0	%		16,393		2.5	%
After four years through five years		6,130		0.9	%		10,871		1.7	%
Thereafter		4,115		0.6	%		4,711		0.7	%

	$	646,771		100.0	%	$	645,727		100.0	%