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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Operating activities:      
Net income $ 15,822 $ 15,821 $ 14,664
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation for premises and equipment 1,018 962 1,068
Provision for loan losses 1,100 1,130 1,404
Amortization of premiums and accretion of discounts 3,584 2,700 2,296
Origination of loans held for sale   (325) (3,287)
Proceeds from sale of loans held for sale   411 3,448
Gain on sale of loans held for sale 1 (6) (40)
Net realized gain on securities available for sale (746) (937)  
Net impairment losses on investment securities 31 447 1,239
Net realized loss on derivatives 550 2,005 711
Amortization of intangible assets 251 332 413
Compensation expense on ESOP and MRP 1,602 1,445 1,232
Compensation expense on stock options 563 380 355
Increase of cash surrender value of bank owned life insurance (609) (704) (717)
Decrease in accrued interest receivable 1,159 380 705
Increases in deferred tax asset (390) (1,821) (377)
Decrease in prepaid FDIC assessment 1,335 1,168 1,777
(Increase) decrease in prepaid expenses and other assets (431) (339) 345
(Decrease) increase in accrued expenses and other liabilities 1,302 2,258 (2,105)
Gain on sale of real estate acquired through foreclosure (48) (10) (67)
Write down of real estate held for investment 78 1,625 1,573
Other 641 954 147
Net cash provided by operating activities 26,812 27,876 24,784
Investing activities:      
Loan originations (219,195) (181,847) (185,080)
Purchases of:      
Securities available for sale (244,115) (302,507) (249,769)
Interest rate cap contracts     (970)
Premises and equipment (433) (2,197) (1,910)
Principal repayments of:      
Loans receivable 201,232 172,428 216,767
Securities available for sale 264,215 234,831 268,288
Proceeds from the sale of:      
Securities available for sale 3,657 25,359  
Real estate acquired through foreclosure 2,148 934 1,123
Proceeds from Bank Owned Life Insurance 1,386    
Redemption of FHLB stock 6,179 4,841 1,373
Funding of real estate held for investment (9,890) (10,061) (11,951)
Proceeds from real estate held for investment 6,629 9,589 8,987
Net cash provided by (used in) investing activities 11,813 (48,630) 46,858
Financing activities:      
Net increase in deposits 21,647 143,765 68,298
Proceeds from long-term borrowings 9,067 13,786 80,423
Repayments of long-term borrowings (112,094) (119,616) (177,108)
Net increase (decrease) in short-term borrowings 27,016 (2,666) (17,500)
Cash disbursement to noncontrolling interest (648) (1,539) (815)
Proceeds received from exercise of stock options 794 832 614
Dividends paid (7,321) (5,409) (4,815)
Payments to acquire treasury stock (541) (4,754) (1,143)
Stock purchased by ESOP (329) (504) (189)
Net cash (used in) provided by financing activities (62,409) 23,895 (52,235)
Net (decrease) increase in cash and cash equivalents (23,784) 3,141 19,407
Cash and cash equivalents at beginning of period 38,848 35,707 16,300
Cash and cash equivalents at end of period 15,064 38,848 35,707
Supplemental information:      
Interest paid 29,732 35,784 42,759
Income taxes paid 3,737 3,919 4,316
Supplemental schedule of non-cash investing and financing activities:      
Transfers from loans receivable to real estate acquired through foreclosure 1,237 4,674 1,757
Transfers between other assets and other liabilities     56
Originated loans for real estate held for investment 8,063 5,097 5,378
Dividends declared but not paid   $ 1,460 $ 1,203