0001437749-13-004538.txt : 20130418 0001437749-13-004538.hdr.sgml : 20130418 20130418145844 ACCESSION NUMBER: 0001437749-13-004538 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 7 FILED AS OF DATE: 20130418 DATE AS OF CHANGE: 20130418 EFFECTIVENESS DATE: 20130418 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN CENTURY WORLD MUTUAL FUNDS INC CENTRAL INDEX KEY: 0000872825 IRS NUMBER: 431567889 STATE OF INCORPORATION: MD FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 033-39242 FILM NUMBER: 13769057 BUSINESS ADDRESS: STREET 1: 4500 MAIN STREET CITY: KANSAS CITY STATE: MO ZIP: 64111 BUSINESS PHONE: 816-531-5575 MAIL ADDRESS: STREET 1: 4500 MAIN STREET CITY: KANSAS CITY STATE: MO ZIP: 64111 FORMER COMPANY: FORMER CONFORMED NAME: TWENTIETH CENTURY WORLD INVESTORS INC DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN CENTURY WORLD MUTUAL FUNDS INC CENTRAL INDEX KEY: 0000872825 IRS NUMBER: 431567889 STATE OF INCORPORATION: MD FISCAL YEAR END: 1130 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-06247 FILM NUMBER: 13769058 BUSINESS ADDRESS: STREET 1: 4500 MAIN STREET CITY: KANSAS CITY STATE: MO ZIP: 64111 BUSINESS PHONE: 816-531-5575 MAIL ADDRESS: STREET 1: 4500 MAIN STREET CITY: KANSAS CITY STATE: MO ZIP: 64111 FORMER COMPANY: FORMER CONFORMED NAME: TWENTIETH CENTURY WORLD INVESTORS INC DATE OF NAME CHANGE: 19920703 0000872825 S000006602 EMERGING MARKETS FUND C000018021 INVESTOR CLASS TWMIX C000018022 A CLASS AEMMX C000018023 INSTITUTIONAL CLASS AMKIX C000018024 C CLASS ACECX C000055528 R CLASS AEMRX 0000872825 S000006603 GLOBAL GROWTH FUND C000018025 INVESTOR CLASS TWGGX C000018026 A CLASS AGGRX C000018027 INSTITUTIONAL CLASS AGGIX C000018030 C CLASS AGLCX C000018031 R CLASS AGORX 0000872825 S000006604 INTERNATIONAL DISCOVERY FUND C000018032 INVESTOR CLASS TWEGX C000018033 A CLASS ACIDX C000018034 INSTITUTIONAL CLASS TIDIX C000088077 C CLASS TWECX C000088078 R CLASS TWERX 0000872825 S000006605 INTERNATIONAL GROWTH FUND C000018035 INVESTOR CLASS TWIEX C000018036 A CLASS TWGAX C000018037 INSTITUTIONAL CLASS TGRIX C000018040 C CLASS AIWCX C000018041 R CLASS ATGRX 0000872825 S000006606 INTERNATIONAL OPPORTUNITIES FUND C000018042 INVESTOR CLASS AIOIX C000018043 INSTITUTIONAL CLASS ACIOX C000088079 A CLASS AIVOX C000088080 C CLASS AIOCX C000088081 R CLASS AIORX 0000872825 S000006610 INTERNATIONAL VALUE FUND C000018052 INVESTOR CLASS ACEVX C000018053 INSTITUTIONAL CLASS ACVUX C000018054 A CLASS MEQAX C000018056 C CLASS ACCOX C000018057 R CLASS ACVRX 0000872825 S000010978 NT EMERGING MARKETS FUND C000030352 INSTITUTIONAL CLASS ACLKX 0000872825 S000010979 NT INTERNATIONAL GROWTH FUND C000030353 INSTITUTIONAL CLASS ACLNX 485BPOS 1 acwmf_485bpos-040113.htm POST EFFECTIVE AMENDMENT NO. 57 acwmf_485bpos-040113.htm
As Filed with the U.S. Securities and Exchange Commission on April 18, 2013
1933 Act File No. 033-39242
1940 Act File No. 811-06247


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C.  20549
 
__________________
 
 
FORM N-1A
 
__________________
 
 
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
T
 
     
Pre-Effective Amendment No.
£
 
     
Post-Effective Amendment No. 57
T
 
     
and/or
 
     
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
T
 
     
Amendment No. 57
T
 
(Check appropriate box or boxes.)
 
__________________
 
 
AMERICAN CENTURY WORLD MUTUAL FUNDS, INC.
(Exact Name of Registrant as Specified in Charter)
 
__________________
 
 
4500 MAIN STREET,  KANSAS CITY, MISSOURI 64111
(Address of Principal Executive Offices)                                  (Zip Code)
 
 
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (816) 531-5575
 
 
CHARLES A. ETHERINGTON
4500 MAIN STREET,  KANSAS CITY, MISSOURI  64111
(Name and Address of Agent for Service)
 
 
     
It is proposed that this filing will become effective (check appropriate box)
 
þ
immediately upon filing pursuant to paragraph (b)
¨
on (date) pursuant to paragraph (b)
£
60 days after filing pursuant to paragraph (a)(1)
£
on (date) pursuant to paragraph (a)(1)
£
75 days after filing pursuant to paragraph (a)(2)
£
on (date) pursuant to paragraph (a)(2) of rule 485.
   
If appropriate, check the following box:
£
this post-effective amendment designates a new effective date for a previously filed post-effective amendment.



 
 

 
 
SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all of the requirements for effectiveness of this Registration Statement amendment pursuant to Rule 485(b) promulgated under the Securities Act of 1933, as amended, and has duly caused this amendment to be signed on its behalf by the undersigned, duly authorized, in the City of Kansas City, State of Missouri on the 18th day of April, 2013.


 
American Century World Mutual Funds, Inc.
 
(Registrant)
 
By:
*
___________________________________
Jonathan S. Thomas
President
 
 


Pursuant to the requirements of the Securities Act of 1933, this Registration Statement amendment has been signed by the following persons in the capacities and on the dates indicated.


SIGNATURES
TITLE
DATE
*
_________________________________
Jonathan S. Thomas
President and Director
April 18, 2013
     
*
_________________________________
C. Jean Wade
Vice President, Treasurer and Chief Financial Officer
April 18, 2013
     
*
_________________________________
Barry Fink
Director
April 18, 2013
     
*
_________________________________
Thomas A. Brown
Director
April 18, 2013
     
*
_________________________________
Andrea C. Hall, Ph.D.
Director
April 18, 2013
     
*
_________________________________
Jan M. Lewis
Director
April 18, 2013
     
*
_________________________________
James A. Olson
Director
April 18, 2013
     
*
_________________________________
Donald H. Pratt
Chairman of the Board and Director
April 18, 2013
     
*
_________________________________
M. Jeannine Strandjord
Director
April 18, 2013

     
*
_________________________________
John R. Whitten
Director
April 18, 2013
*
_________________________________
Stephen E. Yates
Director
April 18, 2013
     
     
*By:
/s/ Daniel K. Richardson                                                      
Daniel K. Richardson
Attorney in Fact
 
   


Pursuant to Power of Attorney, dated December 4, 2012 (filed electronically as Exhibit q1 to Post-Effective Amendment No. 57 to the Registration Statement of American Century Capital Portfolios, Inc. on February 28, 2013, File No.33-64872, and incorporated herein by reference).

Secretary’s Certificate, dated December 4, 2012 (filed electronically as Exhibit q2 to Post-Effective Amendment No. 57 to the Registration Statement of American Century Capital Portfolios, Inc. on February 28, 2013, File No. 33-64872, and incorporated herein by reference).

 
 

 
 
EXHIBIT INDEX
 
EXHIBIT NUMBER
DESCRIPTION OF DOCUMENT
   
Exhibit – 101.INS
XBRL Instance Document
Exhibit – 101.SCH
XBRL Taxonomy Extension Schema Document
Exhibit – 101.DEF
XBRL Taxonomy Extension Definition Linkbase Document
Exhibit – 101.LAB
XBRL Taxonomy Extension Label Linkbase Document
Exhibit – 101.PRE
XBRL Taxonomy Extension Presentation Linkbase Document

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0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund seeks long-term capital growth.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund seeks capital growth.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund seeks capital growth.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fees and Expenses</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B </font>of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund. You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund&#8217;s prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B </font>of the statement of additional information.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following table describes the fees and expenses you may pay if you buy and hold shares of the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Example</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The example below is intended to help you compare the costs of investing in the fund with the costs of investing in other mutual funds. </font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 10pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 10pt Times New Roman">Portfolio Turnover</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 85% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 54% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 154% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 106% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 127% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 125% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 101% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">The fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the fund&#8217;s performance. During the most recent fiscal year, the fund&#8217;s portfolio turnover rate was 93% of the average value of its portfolio.</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Investment Strategies</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund will invest at least 80% of its assets in equity securities of companies located in emerging market countries. The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund invests primarily in companies located in developed countries world-wide (including the United States). The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on broad economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund&#8217;s assets will be invested primarily in equity securities of companies that are small- to medium-sized at the time of purchase and are located in foreign developed countries or emerging market countries. The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on broad economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund invests primarily in securities of companies located in at least three developed countries world-wide (excluding the United States). The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on broad economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund&#8217;s assets will be invested primarily in equity securities of companies that are small-sized at the time of purchase and are located in foreign developed countries or emerging market countries. The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">In selecting stocks for the fund, the portfolio managers will normally invest at least 80% of the value of the fund&#8217;s net assets (plus any borrowings for investment purposes) in equity securities and at least 65% of net assets in securities of issuers from a minimum of three countries outside the United States that have characteristics similar to those of the companies that comprise the <font style="font-style: italic; display: inline; font-weight: bold">MSCI EAFE&#174; Value Index</font>.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="text-align: center"> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt times new roman; width: 100%; font-size: 10pt; font-family: times new roman"> <tr style="vertical-align: top; line-height: 1.25"> <td style="width: 10%; width: 69.85pt"> <div><font style="display: inline; font: 10pt times new roman">&#160; </font></div> </td> <td style="width: 80%"> <div style="text-align: left"><font style="font: italic 10pt times new roman; display: inline">The <font style="display: inline; font-family: times new roman; font-weight: bold">MSCI EAFE</font> <font style="display: inline; font-family: times new roman; font-weight: bold">Value Index</font> is a market capitalization-weighted index that monitors the performance of value stocks from Europe, Australasia, and the Far East.</font></div> </td> <td style="width: 10%"><font style="font: italic 10pt times new roman; display: inline">&#160;</font></td> </tr></table> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The managers use quantitative models in a two-step process to construct the portfolio of stocks for the fund. First, the managers rank stocks from most attractive to least attractive based on each stock&#8217;s score from a proprietary expected returns model. In the second step, the expected returns model is imported into an optimization process that balances active return and risk versus the MSCI EAFE Value index. This index is based on rules that identify companies that are undervalued by the market. Generally, companies may be undervalued due to market declines, poor economic conditions, actual or anticipated bad news regarding the issuer or its industry, or because it has been overlooked by the market.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The portfolio managers also intend to spread the fund&#8217;s holdings across different countries and geographic regions in an effort to manage the risks of an international portfolio.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The portfolio managers generally sell a stock when they believe it has become less attractive relative to other opportunities, its risk characteristics outweigh its return opportunity or specific events alter its prospects.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund will invest at least 80% of its assets in equity securities of companies located in emerging market countries. The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolios will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund is not permitted to invest in securities issued by companies assigned the Global Industry Classification Standard (GICS) for the tobacco industry.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund invests primarily in securities of companies located in at least three developed countries world-wide (excluding the United States). The portfolio managers look for stocks of companies they believe will increase in value over time, using an investment strategy developed by American Century Investments. In implementing this strategy, the portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on broad economic forecasts. Management of the fund is based on the belief that, over the long term, stock price movements follow growth in earnings, revenues and/or cash flow. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of companies that meet their investment criteria. Under normal market conditions, the fund&#8217;s portfolio will primarily consist of securities of companies whose earnings or revenues are not only growing, but growing at an accelerating pace.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The fund is not permitted to invest in securities issued by companies assigned the Global Industry Classification Standard (GICS) for the tobacco industry.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Principal Risks</font></div> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 88%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Foreign Risk</font> -The fund invests in foreign securities, which are generally riskier than U.S. securities. As a result, the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund&#8217;s investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 88%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Small-Cap Stock Risk</font> -Investing in securities of smaller foreign companies generally presents unique risks in addition to the typical risks of investing in foreign securities. Smaller companies may have limited financial resources, product lines, markets and have less publicly available information. 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These countries also may lack the legal, business and social framework to support securities markets.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="text-align: center"> <table border="0" cellpadding="0" cellspacing="0" id="hangingindent" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr style="vertical-align: top; line-height: 1.25"> <td style="width: 10%; width: 60pt"> <div><font style="display: inline; font: 10pt times new roman">&#160; </font></div> </td> <td style="width: 80%"> <div style="text-align: left"><font style="font: italic 10pt times new roman; display: inline">The fund considers a security to be an <font style="display: inline; font-family: times new roman; font-weight: bold">emerging markets</font> security if its issuer is located outside the following list of developed countries: Australia, Austria, Belgium, Bermuda, Canada, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Israel, Italy, Japan, Luxembourg, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, the United Kingdom and the United States.</font></div> </td> <td style="width: 10%"><font style="font: italic 10pt times new roman; 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As a result, the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund&#8217;s investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 88%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Currency Risk</font> &#8211; Because the fund invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses based solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 88%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Emerging Market Risk</font> &#8211; Investing in securities of companies located in emerging market countries generally is also riskier than investing in securities of companies located in foreign developed countries. 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In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Foreign Risk </font>&#8211; The fund invests in foreign securities, which are generally riskier than U.S. securities. 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Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Small-Cap Stock Risk</font> &#8211; Investing in securities of smaller foreign companies generally presents unique risks in addition to the typical risks of investing in foreign securities. 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These factors may cause investments in smaller foreign companies to experience more price volatility.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Currency Risk</font> &#8211; Because the fund generally invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses based solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Emerging Market Risk</font> &#8211; Investing in securities of companies located in emerging market countries generally is also riskier than investing in securities of companies located in foreign developed countries. Emerging market countries may have unstable governments and/or economies that are subject to sudden change. These changes may be magnified by the countries&#8217; emergent financial markets, resulting in significant volatility to investments in these countries. These countries also may lack the legal, business and social framework to support securities markets.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Growth Stocks</font> &#8211; Investments in growth stocks may involve special risks and their prices may fluctuate more dramatically than the overall stock market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Style Risk</font> -If at any time the market is not favoring the fund&#8217;s growth investment style, the fund&#8217;s gains may not be as big as, or its losses may be bigger than, those of other equity funds using different investment styles.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Market Risk</font> &#8211; The value of the fund&#8217;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Price Volatility</font> &#8211; The value of the fund&#8217;s shares may fluctuate significantly in the short term.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> &#8211; At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="width: 100%; width: 100%; mso-padding-alt: 0in 0in 0in 0in"> <tr style="mso-yfti-irow: 0; mso-yfti-firstrow: yes"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> <p class="MsoNormal">&#149;</p> </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Foreign Risk</b> - The fund invests primarily in foreign securities, which are generally riskier than U.S. securities. As a result the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund's investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</p></td> </tr> <tr style="mso-yfti-irow: 1"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> &#149;<p class="MsoNormal"></p> </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Currency Risk -</b> Because the fund generally invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses based solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</p></td> </tr> <tr style="mso-yfti-irow: 2"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> <p class="MsoNormal">&#149;</p> </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Emerging Market Risk</b> - Investing in securities of companies located in emerging market countries generally is also riskier than investing in securities of companies located in foreign developed countries. Emerging market countries may have unstable governments and/or economies that are subject to sudden change. These changes may be magnified by the countries' emergent financial markets, resulting in significant volatility to investments in these countries. These countries also may lack the legal, business and social framework to support securities markets.</p></td> </tr> <tr style="mso-yfti-irow: 3"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> <p>&#149;</p></td><td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Growth Stocks - </b> Investments in growth stocks may involve special risks and their prices may fluctuate more dramatically than the overall stock market.</p></td> </tr> <tr style="mso-yfti-irow: 4"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> <p class="MsoNormal">&#149;</p> </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Style Risk - </b> If at any time the market is not favoring the fund&#146;s growth investment style, the fund&#146;s gains may not be as big as, or its losses may be bigger than, those of other equity funds using different investment styles.</p></td> </tr> <tr style="mso-yfti-irow: 5"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> &#149; </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Market Risk</b> - The value of the fund&#146;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</p></td> </tr> <tr style="mso-yfti-irow: 6"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> &#149;</td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Price Volatility -</b> The value of the fund&#146;s shares may fluctuate significantly in the short term.</p></td> </tr> <tr style="mso-yfti-irow: 7; mso-yfti-lastrow: yes"> <td style="width: 1%; vertical-align: top; width: 1%; padding: 0in"> <p class="MsoNormal">&#149;</p> </td> <td style="width: 99%; vertical-align: top; width: 99%; padding: 0in"> <p class="MsoNormal"><b>Principal Loss -</b> At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</p></td> </tr> </table> <p class="MsoNormal"></p> <p class="MsoNormal">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</p> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Foreign Risk</font> -The fund invests in foreign securities, which are generally riskier than U.S. securities. As a result, the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund&#8217;s investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Small-Cap Stock Risk</font> -Investing in securities of smaller foreign companies generally presents unique risks in addition to the typical risks of investing in foreign securities. Smaller companies may have limited financial resources, product lines, markets and have less publicly available information. In addition, securities of smaller companies may trade less frequently and in more limited volumes than securities of larger companies, which could lead to higher transaction costs. Smaller companies also may be more sensitive to changing economic conditions. These factors may cause investments in smaller foreign companies to experience more price volatility.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Currency Risk</font> -Because the fund generally invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses based solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Emerging Market Risk</font> -Investing in securities of companies located in emerging market countries generally is also riskier than investing in securities of companies located in foreign developed countries. Emerging market countries may have unstable governments and/or economies that are subject to sudden change. These changes may be magnified by the countries&#8217; emergent financial markets, resulting in significant volatility to investments in these countries. These countries also may lack the legal, business and social framework to support securities markets.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Growth Stocks</font> -Investments in growth stocks may involve special risks and their prices may fluctuate more dramatically than the overall stock market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Style Risk</font> -If at any time the market is not favoring the fund&#8217;s growth investment style, the fund&#8217;s gains may not be as big as, or its losses may be bigger than, those of other equity funds using different investment styles.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Market Risk </font>-The value of the fund&#8217;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Price Volatility</font> -The value of the fund&#8217;s shares may fluctuate significantly in the short term.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Foreign Risk </font>&#8211; The fund invests primarily in foreign securities, which are generally riskier than U.S. securities. As a result the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund&#8217;s investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Currency Risk</font> &#8211; Because the fund generally invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Benchmark Correlation</font> &#8211; The fund&#8217;s performance will be tied to the performance of its benchmark, the MSCI EAFE Value Index. If the fund&#8217;s benchmark goes down, it is likely that the fund&#8217;s performance will go down.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Market Risk</font> &#8211; The value of the fund&#8217;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Price Volatility</font> &#8211; The value of the fund&#8217;s shares may fluctuate significantly in the short term.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Style Risk</font> &#8211; If the market does not consider the individual stocks purchased by the fund to be undervalued, the value of the fund&#8217;s shares may not rise as high as other funds and may in fact decline, even if stock prices generally are increasing.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Quantitative Risk </font>&#8211; Stocks selected by the portfolio managers using quantitative models may perform differently than expected due to the portfolio managers&#8217; judgments regarding the factors used in the models, the weight placed on each factor, changes from the factors&#8217; historical trends, and technical issues with the construction and implementation of the models (including, for example, data problems and/or software or other implementation issues). There is no guarantee that the use of the quantitative model will result in effective investment decisions for the fund. Additionally, the commonality of portfolio holdings across quantitative investment managers may amplify losses.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> &#8211; At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Foreign Risk</font> &#8211; The fund invests in foreign securities, which are generally riskier than U.S. securities. 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These countries also may lack the legal, business and social framework to support securities markets.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Growth Stocks</font> &#8211; Investments in growth stocks may involve special risks and their prices may fluctuate more dramatically than the overall stock market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Tobacco Exclusion</font> &#8211; The fund&#8217;s prohibition on tobacco-related investments may cause it to forego profitable investment opportunities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-family: times new roman; font-weight: bold">Style Risk</font><font style="display: inline; font-size: 10pt"> &#8211; If at any time the market is not favoring the fund&#8217;s growth investment style, the fund&#8217;s gains may not be as big as, or its losses may be bigger than, those of other equity funds using different investment styles.</font></font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Market Risk</font> &#8211; The value of a fund&#8217;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Price Volatility</font> &#8211; The value of a fund&#8217;s shares may fluctuate significantly in the short term.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Principal Loss </font>&#8211; At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt times new roman; font-size: 10pt; font-family: times new roman"> <tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Foreign Risk</font> &#8211; The fund invests primarily in foreign securities, which are generally riskier than U.S. securities. As a result the fund is subject to foreign risk, meaning that political events (such as civil unrest, national elections and imposition of exchange controls), social and economic events (such as labor strikes and rising inflation), and natural disasters occurring in a country where the fund invests could cause the fund&#8217;s investments in that country to experience gains or losses. Securities of foreign issuers may be less liquid, more volatile and harder to value than U.S. securities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Currency Risk</font> &#8211; Because the fund generally invests in securities denominated in foreign currencies, the fund is subject to currency risk, meaning that the fund could experience gains or losses based solely on changes in the exchange rate between foreign currencies and the U.S. dollar.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Emerging Market Risk </font>&#8211; Investing in securities of companies located in emerging market countries generally is also riskier than investing in securities of companies located in foreign developed countries. Emerging market countries may have unstable governments and/or economies that are subject to sudden change. These changes may be magnified by the countries&#8217; emergent financial markets, resulting in significant volatility to investments in these countries. These countries also may lack the legal, business and social framework to support securities markets.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Growth Stocks</font> &#8211; Investments in growth stocks may involve special risks and their prices may fluctuate more dramatically than the overall stock market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Style Risk</font> &#8211; If at any time the market is not favoring the fund&#8217;s growth investment style, the fund&#8217;s gains may not be as big as, or its losses may be bigger than, those of other equity funds using different investment styles.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Tobacco Exclusion</font> &#8211; The fund&#8217;s prohibition on tobacco-related investments may cause it to forego profitable investment opportunities.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Market Risk</font> &#8211; The value of the fund&#8217;s shares will go up and down based on the performance of the companies whose securities it owns and other factors generally affecting the securities market.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Price Volatility</font> &#8211; The value of the fund&#8217;s shares may fluctuate significantly in the short term.</font></div> </td> </tr><tr> <td style="text-align: left; vertical-align: top; width: 1%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman">&#8226;</font></div> </td> <td style="text-align: left; vertical-align: top; width: 89%"> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font: bold 10pt times new roman">Principal Loss</font> &#8211; At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> </td> </tr></table> <div style="line-height: 1.25; text-indent: 0pt; display: block">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 18pt Times New Roman">Fund Performance</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. 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If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Investor Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Investor Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Investor Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Investor Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for A Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify">&#160;</div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Institutional Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund&#8217;s performance from year to year for Institutional Class shares. The table shows how the fund&#8217;s average annual returns for the periods shown compared with those of a broad measure of market performance. The fund&#8217;s past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. For current performance information, please visit americancentury.com.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div><font style="display: inline; font-weight: bold"><font style="font-size: small">Calendar Year Total Returns</font></font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: bold 12pt times new roman">Calendar Year Total Returns</font> </div> <div><font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font><font style="font: normal 10pt times new roman"><font style="display: inline; 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text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: justify"><font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">(4Q 2008): -23.44%</font></font></font></font></div> <div><font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">(3Q 2009): 24.17%</font></font></font></font></div> <div><font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; 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display: inline">Average Annual Total Returns</font> <font style="font: normal 10pt Times New Roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="font: bold 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: italic 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: 10pt Times New Roman"><font style="font: normal 10pt Times New Roman; display: inline">Average Annual Total Returns </font><font style="font: normal 10pt Times New Roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="font: bold 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: italic 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: 10pt Times New Roman"><font style="font: normal 10pt Times New Roman; display: inline">Average Annual Total Returns </font><font style="font: normal 10pt Times New Roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="font: bold 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: italic 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: 10pt Times New Roman"><font style="font: normal 10pt Times New Roman; display: inline">Average Annual Total Returns</font> <font style="font: normal 10pt Times New Roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="font: 10pt times new roman"><font style="font: 10pt times new roman"><font style="font-weight: bold"><font style="font-weight: normal"><font style="font-style: italic"><font style="font-style: normal"><font style="font: normal 10pt times new roman; display: inline">Average Annual Total Returns </font><font style="font: normal 10pt times new roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="font: bold 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: italic 10pt Times New Roman"><font style="font: normal 10pt Times New Roman"><font style="font: 10pt Times New Roman"><font style="font: normal 10pt Times New Roman; display: inline">Average Annual Total Returns</font> <font style="font: normal 10pt Times New Roman; display: inline">For the calendar year ended December 31, 2012</font> </font></font></font></font></font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for A Class shares. After-tax returns for other share classes will vary. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">The after-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor&#8217;s tax situation and may differ from those shown. 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Expenses</font> (expenses that you pay each year as a percentage of the value of your investment)</font> <font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Annual Fund Operating Expenses</font> (expenses that you pay each year as a percentage of the value of your investment)</font> <font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Annual Fund Operating Expenses</font> (expenses that you pay each year as a percentage of the value of your investment)</font> <font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Annual Fund Operating Expenses</font> (expenses that you pay each year as a percentage of the value of your investment)</font> <font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Annual Fund Operating Expenses</font> (expenses that you pay each year as a percentage 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or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B </font>of the statement of additional information.</font> You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font> You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font> You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font> You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B</font> of the statement of additional information.</font> You may qualify for sales charge discounts if you and your family invest, or agree to invest in the future, at least $50,000 in American Century Investments funds. More information about these and other discounts, as well as variations in charges that may apply to purchases of $1 million or more, is available from your financial professional and in <font style="font-style: italic; display: inline">Calculation of Sales Charges</font> on page 13 of the fund's prospectus and <font style="font-style: italic; display: inline">Sales Charges</font> in <font style="font-style: italic; display: inline">Appendix B </font>of the statement of additional information.</font> 50000 50000 50000 50000 50000 50000 The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: The example assumes that you invest $10,000 in the fund for the time periods indicated and then redeem all of your shares at the end of those periods, that you earn a 5% return each year, and that the fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt times new roman"><font style="display: inline; font-weight: bold">Principal Loss</font> -At any given time your shares may be worth less than the price you paid for them. In other words, it is possible to lose money by investing in the fund.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block"><font style="display: inline; font: 10pt Times New Roman">An investment in the fund is not a bank deposit, and it is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.</font></div> <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Investor Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Investor Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Investor Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Investor Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Investor Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for A Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Institutional Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. <font style="display: inline; font: 10pt Times New Roman">The following bar chart and table provide some indication of the risks of investing in the fund. The bar chart shows changes in the fund's performance from year to year for Institutional Class shares. The table shows how the fund's average annual returns for the periods shown compared with those of a broad measure of market performance. americancentury.com americancentury.com americancentury.com americancentury.com americancentury.com americancentury.com americancentury.com americancentury.com The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. The fund's past performance (before and after taxes) is not necessarily an indication of how the fund will perform in the future. <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <div style="line-height: 1.25; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt; text-align: left"><font style="display: inline; font: 10pt Times New Roman">Sales charges and account fees, if applicable, are not reflected in the bar chart. If those charges were included, returns would be less than those shown.</font></div> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Highest Performance Quarter</font> </font> 2009-06-30 2003-06-30 2009-09-30 2009-06-30 2009-06-30 2009-06-30 2009-06-30 2009-06-30 <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> <font style="font-weight: bold"><font style="font-weight: normal"><font style="font: normal 10pt times new roman"><font style="display: inline; font: normal 10pt times new roman">Lowest Performance Quarter </font></font> 0.3124 .1646 .2417 .2271 .2536 .2434 .3174 .2272 2008-09-30 2008-12-31 2008-09-30 2008-09-30 2008-09-30 2008-12-31 2008-09-30 2008-09-30 -.3340 -.2344 -.2925 -.2328 -.2933 -.2150 -.3219 -0.2304 After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns are not relevant to investors who hold their fund shares through tax-deferred arrangements, such as 401(k) plans or IRAs.</font> <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for Investor Class shares. After-tax returns for other share classes will vary. <font style="display: inline; font: 10pt Times New Roman">The after-tax returns are shown only for A Class shares. After-tax returns for other share classes will vary. Prior to September 4, 2007, this class was referred to as the Advisor Class and did not have a front-end sales charge. Performance prior to that date has been restated to reflect this charge. Prior to March 1, 2010, the A Class was referred to as the Advisor Class and did not have a front-end sales charge. Performance prior to that date has been restated to reflect this charge. Historical performance for C and R Classes prior to their inception is based on the performance of Investor Class shares. C and R Class performance has been adjusted to reflect differences in sales charges, if applicable, and expenses between classes. Prior to December 3, 2007, this class was referred to as the Advisor Class and did not have a front-end sales charge. Performance prior to that date has been restated to reflect this charge. Historical performance for A, C and R Classes prior to their inception is based on the performance of Investor Class shares. A, C and R Class performance has been adjusted to reflect differences in sales charges, if applicable, and expenses between classes. International Value acquired all the net assets of the Mason Street International Equity Fund on March 31, 2006, pursuant to a plan of reorganization approved by the acquired fund's shareholders on March 15, 2006. Performance information prior to April 1, 2006 is that of the Mason Street International Equity Fund. 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acwmf-20130328_def.xml XBRL TAXONOMY EXTENSION DEFINITION DOCUMENT EX-101.LAB 6 acwmf-20130328_lab.xml XBRL TAXONOMY EXTENSION LABELS DOCUMENT EMERGING MARKETS FUND Legal Entity [Axis] MSCI Emerging Markets Growth Index (reflects no deduction for fees, expenses or taxes, other than foreign withholding tax) Performance Measure [Axis] EMERGING MARKETS FUND - INVESTOR CLASS Share Class [Axis] After Taxes on Distributions After Taxes on Distributions and Sales EMERGING MARKETS FUND - A CLASS EMERGING MARKETS FUND - INSTITUTIONAL CLASS EMERGING MARKETS FUND - C CLASS EMERGING MARKETS FUND - R CLASS GLOBAL GROWTH FUND MSCI World Index (reflects no deduction for fees, expenses or taxes) GLOBAL GROWTH FUND - INVESTOR CLASS GLOBAL GROWTH FUND - A CLASS GLOBAL GROWTH FUND - INSTITUTIONAL CLASS GLOBAL GROWTH FUND - C CLASS GLOBAL GROWTH FUND - R CLASS INTERNATIONAL DISCOVERY FUND MSCI AC (All Country) World ex-US Mid Cap Growth Index (reflects no deduction for fees, expenses or taxes) INTERNATIONAL DISCOVERY FUND - INVESTOR CLASS INTERNATIONAL DISCOVERY FUND - A CLASS INTERNATIONAL DISCOVERY FUND - INSTITUTIONAL CLASS INTERNATIONAL DISCOVERY FUND - C CLASS INTERNATIONAL DISCOVERY FUND - R CLASS INTERNATIONAL GROWTH FUND MSCI EAFE (Europe, Australasia, Far East) Index (reflects no deduction for fees, expenses or taxes) INTERNATIONAL GROWTH FUND - INVESTOR CLASS INTERNATIONAL GROWTH FUND - A CLASS INTERNATIONAL GROWTH FUND - INSTITUTIONAL CLASS INTERNATIONAL GROWTH FUND - C CLASS INTERNATIONAL GROWTH FUND - R CLASS INTERNATIONAL OPPORTUNITIES FUND MSCI AC (All Country) World ex-US Small Cap Growth Index (reflects no deduction for fees, expenses or taxes) INTERNATIONAL OPPORTUNITIES FUND - INVESTOR CLASS INTERNATIONAL OPPORTUNITIES FUND - INSTITUTIONAL CLASS INTERNATIONAL OPPORTUNITIES FUND - A CLASS INTERNATIONAL OPPORTUNITIES FUND - C CLASS INTERNATIONAL OPPORTUNITIES FUND - R CLASS INTERNATIONAL VALUE FUND INTERNATIONAL VALUE FUND - INVESTOR CLASS INSTITUTIONAL CLASS MSCI EAFE Value Index (reflects no deduction for fees, expenses or taxes) INTERNATIONAL VALUE FUND - A CLASS INTERNATIONAL VALUE FUND - C CLASS INTERNATIONAL VALUE FUND - R CLASS NT EMERGING MARKETS FUND NT EMERGING MARKETS FUND - INSTITUTIONAL CLASS NT INTERNATIONAL GROWTH FUND NT INTERNATIONAL GROWTH FUND - INSTITUTIONAL CLASS MSCI EAFE Growth Index (reflects no deduction for fees, expenses or taxes) Prospectus: [Table] Prospectus [Line Items] Document Type Document Period End Date Registrant Name Central Index Key Amendment Flag Amendment Description Trading Symbol Document Creation Date Document Effective Date Prospectus Date Risk/Return [Heading] Objective [Heading] Objective, Primary [Text Block] Objective, Secondary [Text Block] Expense [Heading] Expense Narrative [Text Block] Shareholder Fees Caption [Text] Shareholder Fees Column [Text] Maximum Cumulative Sales Charge (as a percentage of Offering Price) Maximum Cumulative Sales Charge (as a percentage) Maximum Sales Charge (Load) Imposed on Purchases (as a percentage of offering price) Maximum Deferred Sales Charge (Load) (as a percentage of the lower of the original offering price or redemption proceeds when redeemed within one year of purchase) Maximum Deferred Sales Charge (as a percentage) Maximum Sales Charge on Reinvested Dividends and Distributions (as a percentage) Redemption Fee (as a percentage of Amount Redeemed) Redemption Fee Redemption/Exchange Fee (as a percentage of amount redeemed/exchanged for shares held less than 60 days) Exchange Fee Maximum Account Fee (as a percentage of Assets) Maximum Annual Account Maintenance Fee (waived if eligible investments total at least $10,000) Shareholder Fee, Other Operating Expenses Caption [Text] Operating Expenses Column [Text] Management Fee Distribution and Service (12b-1) Fees Distribution or Similar (Non 12b-1) Fees Component1 Other Expenses Component2 Other Expenses Component3 Other Expenses Other Expenses Acquired Fund Fees and Expenses Total Annual Fund Operating Expenses Fee Waiver or Reimbursement Net Expenses (as a percentage of Assets) Fee Waiver or Reimbursement over Assets, Date of Termination Portfolio Turnover [Heading] Portfolio Turnover [Text Block] Portfolio Turnover, Rate Expense Footnotes [Text Block] Expenses Deferred Charges [Text Block] Expenses Range of Exchange Fees [Text Block] Expense Breakpoint Discounts [Text] Expense Breakpoint, Minimum Investment Required [Amount] Expense Exchange Traded Fund Commissions [Text] Expenses Represent Both Master and Feeder [Text] Expenses Explanation of Nonrecurring Account Fee [Text] Other Expenses, New Fund, Based on Estimates [Text] Acquired Fund Fees and Expenses, Based on Estimates [Text] Expenses Other Expenses Had Extraordinary Expenses Been Included [Text] Expenses Restated to Reflect Current [Text] Expenses Not Correlated to Ratio Due to Acquired Fund Fees [Text] Expense Example [Heading] Expense Example by Year [Heading] Expense Example Narrative [Text Block] Expense Example by, Year, Caption [Text] Expense Example, with Redemption, 1 Year Expense Example, with Redemption, 3 Years Expense Example, with Redemption, 5 Years Expense Example, with Redemption, 10 Years Expense Example, No Redemption Narrative [Text Block] Expense Example, No Redemption, By Year, Caption [Text] Expense Example, No Redemption, 1 Year Expense Example, No Redemption, 3 Years Expense Example, No Redemption, 5 Years Expense Example, No Redemption, 10 Years Expense Example Footnotes [Text Block] Expense Example Closing [Text Block] Strategy [Heading] Strategy Narrative [Text Block] Strategy Portfolio Concentration [Text] Risk [Heading] Risk Narrative [Text Block] Risk Footnotes [Text Block] Risk Closing [Text Block] Risk Lose Money [Text] Risk Nondiversified Status [Text] Risk Money Market Fund [Text] Risk Not Insured Depository Institution [Text] Risk Caption Risk Column [Text] Risk [Text] Bar Chart and Performance Table [Heading] Performance Narrative [Text Block] Performance Information Illustrates Variability of Returns [Text] Performance One Year or Less [Text] Performance Additional Market Index [Text] Performance Availability Phone [Text] Performance Availability Website Address [Text] Performance Past Does Not Indicate Future [Text] Bar Chart [Heading] Bar Chart Narrative [Text Block] Bar Chart Does Not Reflect Sales Loads [Text] Annual Return Caption [Text] Annual Return, Column [Text] Annual Return, Inception Date Annual Return 1990 Annual Return 1991 Annual Return 1992 Annual Return 1993 Annual Return 1994 Annual Return 1995 Annual Return 1996 Annual Return 1997 Annual Return 1998 Annual Return 1999 Annual Return 2000 Annual Return 2001 Annual Return 2002 Annual Return 2003 Annual Return 2004 Annual Return 2005 Annual Return 2006 Annual Return 2007 Annual Return 2008 Annual Return 2009 Annual Return 2010 Annual Return 2011 Annual Return 2012 Annual Return 2013 Annual Return 2014 Annual Return 2015 Annual Return 2016 Annual Return 2017 Annual Return 2018 Annual Return 2019 Annual Return 2020 Bar Chart Footnotes [Text Block] Bar Chart Closing [Text Block] Bar Chart, Reason Selected Class Different from Immediately Preceding Period [Text] Bar Chart, Returns for Class Not Offered in Prospectus [Text] Year to Date Return, Label Bar Chart, Year to Date Return, Date Bar Chart, Year to Date Return Highest Quarterly Return, Label Highest Quarterly Return, Date Highest Quarterly Return Lowest Quarterly Return, Label Lowest Quarterly Return, Date Lowest Quarterly Return Performance Table Heading Performance Table Does Reflect Sales Loads Performance Table Market Index Changed Index No Deduction for Fees, Expenses, Taxes [Text] Performance Table Uses Highest Federal Rate Performance Table Not Relevant to Tax Deferred Performance Table One Class of after Tax Shown [Text] Performance Table Explanation after Tax Higher Performance Table Narrative Performance Table Footnotes, Reason Performance Information for Class Different from Immediately Preceding Period [Text] Performance Table Footnotes Performance Table Closing [Text Block] Caption Column Label 1 Year 5 Years 10 Years Since Inception Inception Date Money Market Seven Day Yield, Caption [Text] Money Market Seven Day Yield Column [Text] Money Market Seven Day Yield Phone Money Market Seven Day Yield Money Market Seven Day Tax Equivalent Yield Thirty Day Yield Caption Thirty Day Yield Column [Text] Thirty Day Yield Phone Thirty Day Yield Thirty Day Tax Equivalent Yield Shareholder Fees [Table] Annual Fund Operating Expenses [Table] Expense Example, With Redemption [Table] Expense Example, No Redemption [Table] Bar Chart [Table] Performance [Table] Market Index Performance [Table] INVESTOR CLASS INSTITUTIONAL CLASS A CLASS C CLASS R CLASS INVESTOR CLASS INSTITUTIONAL CLASS A CLASS C CLASS R CLASS INVESTOR CLASS INSTITUTIONAL CLASS A CLASS C CLASS R CLASS INVESTOR CLASS INSTITUTIONAL CLASS A CLASS C CLASS R CLASS INVESTOR CLASS INSTITUTIONAL CLASS A 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