8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 19, 2010

WILMINGTON TRUST CORPORATION

(Exact name of registrant as specified in its charter)

Delaware	1-14659	51-0328154
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

Wilmington Trust Corporation Rodney Square North 1100 North Market Street Wilmington, Delaware	19890
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: (302) 651-1000

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition.

Wilmington Trust Corporation’s (WTC’s) press release reporting its results of operations and financial condition for the second quarter of 2010 was dated July 23, 2010, is attached hereto as Exhibit 99, and is being furnished pursuant to Item 2.02 of Form 8-K.

Item 5.02 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On July 21, 2010, our Board of Directors approved amendments to our Bylaws that include raising the maximum age of our directors (Article II, Section 2).

A copy of those Bylaws, as amended and restated, is filed as Exhibit 3 to this Report on Form 8-K and is incorporated by reference herein.

Item 5.03 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On July 19, 2010, Ted T. Cecala, a director in the Corporation’s Class of 2012 and Chairman of the Board, retired from those positions. On July 21, 2010, the Board of Directors appointed Chief Executive Officer Donald E. Foley to also serve as Chairman of the Board and Louis J. Freeh, a director in the Corporation’s Class of 2012, as lead independent director.

Item 9.01 Financial Statements and Exhibits.

d) Exhibits

Exhibit No.		Description
	3	Amended and Restated Bylaws
	99	Press Release

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	WILMINGTON TRUST CORPORATION
Date: July 23, 2010	By:	/s/ Donald E. Foley
		Name:	Donald E. Foley
		Title:	Chief Executive Officer (Authorized officer)

EX-3

EXHIBIT 3

AMENDED AND RESTATED
BYLAWS
OF
WILMINGTON TRUST CORPORATION

Article I
Stockholders’ Meetings

Section 1. Annual Meeting. The annual meeting of the stockholders shall be held on the third Thursday in April in each year at the principal office of the Corporation or at such other date, time or place as may be designated by resolution of the Board of Directors.

Section 2. Special Meetings. Subject to the provisions of the Restated Certificate of Incorporation of the Corporation (the “Restated Certificate”), special meetings of the stockholders may be called only by the Chairman of the Board, the Chief Executive Officer, the President, or the Board of Directors pursuant to a resolution adopted by a majority of the then-authorized number of directors.

Section 3. Notice. Notice of all meetings of the stockholders shall be given by mailing to each stockholder, at least ten (10) days, or such greater number of days as shall be required by law, before said meeting, at his last known address, a written or printed notice fixing the time and place of such meeting.

Section 4. Quorum. The presence in person or by proxy of the holders of a majority of the voting power of the then-outstanding shares of Voting Stock (as defined in the Restated Certificate) on the record date, as herein determined, shall constitute a quorum at all meetings of stockholders for the transaction of any business, but, in the absence of a quorum, the holders of a smaller number of shares of Voting Stock may adjourn a meeting from time to time, without further notice (unless otherwise required herein or by law), until a quorum is secured. Unless otherwise provided in the Restated Certificate, at each annual or special meeting of stockholders, each stockholder shall be entitled to one vote, either in person or by proxy, for each share of Common Stock registered in the stockholder’s name on the books of the Corporation on the record date for any such meeting as determined herein.

Section 5. Adjournment. Any meeting of stockholders, annual or special, may adjourn from time to time to reconvene at the same or some other place, and, unless otherwise required by law and subject to the provisions hereof, notice need not be given of any such adjourned meeting if the time and place thereof are announced at the meeting at which the adjournment is taken. At the adjourned meeting, the Corporation may transact any business that might have been transacted at the original meeting. If the adjournment is for more than thirty days, or if after the adjournment a new record date is fixed for the adjourned meeting, a notice of the adjourned meeting shall be given to each stockholder of record entitled to vote at the meeting.

Section 6. Procedures. Meetings of stockholders shall be presided over by any of the Chairman of the Board, or in his absence by the Chief Executive Officer, or in their absence by the President, or in his absence by a Vice President, or in the absence of the foregoing persons by a chairman designated by the Board of Directors, or in the absence of such designation by a chairman chosen at the meeting. The Secretary of the Corporation shall act as secretary of the meeting, but in his absence the chairman of the meeting may appoint any person to act as secretary of the meeting.

The date and time of the opening and the closing of the polls for each matter upon which the stockholders will vote at a meeting shall be announced at the meeting by the person presiding over the meeting. The Board of Directors of the Corporation may adopt such rules and regulations for the conduct of the meeting of stockholders as it shall deem appropriate. Except to the extent inconsistent with such rules and regulations as adopted by the Board of Directors, the chairman of any meeting of stockholders shall have the right and authority to prescribe such rules, regulations, and procedures and to do all such acts as, in the judgment of such chairman, are appropriate for the proper conduct of the meeting. Such rules, regulations, or procedures, whether adopted by the Board of Directors or prescribed by the chairman of the meeting, may include, without limitation, the following: (i) the establishment of an agenda or order of business for the meeting; (ii) rules and procedures for maintaining order at the meeting and the safety of those present; (iii) limitations on attendance at or participation in the meeting to stockholders of record of the Corporation, their duly authorized and constituted proxies, or such other persons as the chairman of the meeting shall determine; (iv) restrictions on entry to the meeting after the time fixed for the commencement thereof; and (v) limitations on the time allotted to questions or comments by participants. Unless and to the extent determined by the Board of Directors or the chairman of the meeting, meetings of stockholders shall not be required to be held in accordance with the rules of parliamentary procedure.

Section 7. Proxies. Each stockholder entitled to vote at a meeting of stockholders may authorize another person or persons to act for him by proxy, but no such proxy shall be voted or acted upon after three years from its date, unless the proxy provides for a longer period. A duly executed proxy shall be irrevocable if it states that it is irrevocable and if, and only as long as, it is coupled with an interest sufficient in law to support an irrevocable power. A stockholder may revoke any proxy which is not irrevocable by attending the meeting and voting in person or by filing an instrument in writing revoking the proxy or another duly executed proxy bearing a later date with the Secretary of the Corporation. Voting at meetings of stockholders need not be by written ballot. At all meetings of stockholders for the election of directors, a plurality of the voting power of the Voting Stock present at the meeting shall be sufficient to elect. All other elections and questions shall, unless otherwise provided by law, the Restated Certificate, or these Bylaws, be decided by the vote of the holders of shares of stock having a majority of the voting power of the then-outstanding shares of Voting Stock.

Section 8. Nominations. Except for directors elected by the holders of any series of Preferred Stock as provided for or fixed pursuant to the provisions of Article V of the Restated Certificate, or for directors otherwise elected pursuant to the provisions of Section C of Section VI of the Restated Certificate, only individuals nominated for election to the Board of Directors pursuant to and in accordance with the provisions of this Section 8 may be elected to and may serve upon the Board of Directors. Subject to the rights of holders of any series of Preferred Stock of the Corporation to elect directors under specified circumstances, nominations for the election of directors may be made only (i) by or at the direction of the Board of Directors or (ii) by any stockholder of record entitled to vote in the election of directors generally who complies with the procedures set forth in this Section 8. Subject to the foregoing, only a stockholder of

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record entitled to vote in the election of directors generally may nominate a person for election as a director at a meeting of stockholders and only if written notice of such stockholder’s intent to make a nomination or nominations has been given, either by personal delivery or by United States mail, postage prepaid, to the Secretary and has been received by the Secretary not later than the following dates: (i) with respect to an election to be held at an annual meeting of stockholders, sixty (60) days in advance of such meeting if such meeting is to be held on a day that precedes the anniversary of the previous year’s annual meeting, or ninety (90) days in advance of such meeting if such meeting is to be held on or after the anniversary of the previous year’s annual meeting; and (ii) with respect to any other meeting of stockholders, the close of business on the tenth day following the date on which notice of such meeting is first mailed by the Corporation to stockholders.

Each such notice shall set forth:

(a) the name and address of the stockholder who intends to make the nomination and of the person or persons to be nominated;

(b) a representation that the stockholder is a holder of record of stock of the Corporation entitled to vote at such meeting and intends to appear in person or by proxy at the meeting to nominate the person or persons specified in the notice;

(c) a description of all arrangements or understandings between the stockholder and each nominee and any other person or persons (naming such person or persons) pursuant to which the nomination or nominations are to be made by the stockholder; and

(d) such other information regarding each nominee proposed by such stockholder as would be required to be included in a proxy statement filed pursuant to the proxy rules of the Securities and Exchange Commission, had the nominee been nominated, or intended to be nominated, by the Board of Directors.

To be effective, each notice of intent to make a nomination given hereunder shall be accompanied by the written consent of the nominee to serve as a director of the Corporation if elected.

The chairman of the meeting shall, if the facts warrant, determine and declare to the meeting that a nomination was not properly brought before the meeting in accordance with the provisions hereof and, if he should so determine, he shall declare to the meeting that such nomination was not properly brought before the meeting and shall not be considered.

For purposes of this Section 8, any adjournment(s) or postponement(s) of the original meeting of stockholders whereby the meeting will reconvene within thirty (30) days from the original date shall be deemed for purposes of notice to be a continuation of the original meeting, and no nominations by a stockholder of persons to be elected directors of the Corporation may be made at any such reconvened meeting unless such notice of such nomination was timely given to the Secretary for the meeting as originally scheduled. Notwithstanding the foregoing, nothing in this Section 8 shall be interpreted or construed to require the inclusion of information about any such nominee in any proxy statement distributed by, at the direction of, or on behalf of the Board of Directors or the Corporation.

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Section 9. Proper Business. At a meeting of the stockholders, only such business shall be conducted as shall be a proper subject for the meeting and shall have been properly brought before the meeting. To be properly brought before a meeting, business must (a) be specified in the notice of meeting (or any supplement thereto) given by or at the direction of the Board of Directors, (b) otherwise be properly brought before the meeting by or at the direction of the Board of Directors, or (c) otherwise (i) be properly requested to be brought before the meeting by a stockholder of record entitled to vote in the election of directors generally in accordance with the provisions of this Section 9; and (ii) constitute a proper subject to be brought before such meeting. For business to be properly brought before a meeting of stockholders, any stockholder who intends to bring any matter (other than the election of directors) before a meeting of stockholders and is entitled to vote on such matter must deliver written notice of such stockholder’s intent to bring such matter before the meeting of stockholders, either by personal delivery or by United States mail, postage prepaid, to the Secretary. Such notice must be received by the Secretary not later than, with respect to an annual meeting of stockholders held on a day which is within thirty (30) days of the anniversary of the previous year’s annual meeting, one hundred twenty (120) days in advance of the date of the Corporation’s proxy statement in connection with the previous year’s annual meeting, or, with respect to all other meetings, a reasonable time in advance of the Corporation’s mailing its proxy statement. A stockholder’s notice to the Secretary shall set forth as to each matter the stockholder proposes to bring before the meeting of stockholders (a) a brief description of the business desired to be brought before the meeting and the reasons for conducting such business at the meeting, (b) the name and address, as they appear on the Corporation’s books, of the stockholder proposing such business, (c) the class and number of shares of the Corporation that are owned by the stockholder and, (d) any material interest of the stockholder in such business. No business shall be conducted at a meeting of stockholders except in accordance with the procedures set forth in this Section 9.

The chairman of the meeting shall, if the facts warrant, determine and declare to the meeting that (i) the business proposed to be brought before a meeting is not a proper subject therefor and/or (ii) such business was not properly brought before the meeting in accordance with the provisions hereof and, if he should so determine, he shall declare to the meeting that (i) the business proposed to be brought before the meeting is not a proper subject therefor and/or (ii) such business was not properly brought before the meeting and shall not be transacted.

For purposes of this Section 9, any adjournment(s) or postponement(s) of the original meeting of stockholders whereby the meeting will reconvene within thirty (30) days from the original date shall be deemed for purposes of notice to be a continuation of the original meeting, and no business may be brought before any reconvened meeting unless such notice of such business was timely given to the Secretary for the meeting as originally scheduled. Notwithstanding the foregoing, nothing in this Section 9 shall be interpreted or construed to require the inclusion of information about any such proposal in any proxy statement distributed by, at the direction of or on behalf of the Board of Directors or the Corporation.

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Section 10. Stockholder List. The Secretary shall prepare and make, at least ten (10) days before every meeting of stockholders, a complete list of the stockholders of record entitled to vote at the meeting, arranged in alphabetical order, and showing the address of each stockholder and the number of shares registered in the name of each stockholder. Such list shall be open to the examination of any stockholder, for any purpose germane to the meeting, during ordinary business hours, for a period of at least ten (10) days prior to the meeting, either at a place within the city where the meeting is to be held, which place shall be specified in the notice of the meeting, or, if not so specified, at the place where the meeting is to be held. The list shall also be produced and kept at the time and place of the meeting during the whole time thereof and may be inspected by any stockholder who is present.

Section 11. Proper Business — Special Meeting. At any special meeting of stockholders, only such business shall be conducted as shall have been stated in the notice of such meeting.

Section 12. Inspectors of Election. The Corporation shall, in advance of any meeting of stockholders, appoint one or more inspectors of election, who may be employees of the Corporation, to act at the meeting or any adjournment thereof and to make a written report thereof. The Corporation may designate one or more persons as alternate inspectors to replace any inspector who fails to act. In the event that no inspector so appointed or designated is able to act at a meeting of stockholders, the person presiding at the meeting shall appoint one or more inspectors to act at the meeting. Each inspector, before entering upon the discharge of his or her duties, shall take and sign an oath to execute faithfully the duties of inspector with strict impartiality and according to the best of his or her ability.

The inspector or inspectors so appointed or designated shall (i) ascertain the number of shares of capital stock of the Corporation outstanding and the voting power of each such share, (ii) determine the shares of capital stock of the Corporation represented at the meeting and the validity of proxies and ballots, (iii) count all votes and ballots, (iv) determine and retain for a reasonable period a record of the disposition of any challenges made to any determination by the inspectors, and (v) certify their determination of the number of shares of capital stock of the Corporation represented at the meeting and such inspectors’ count of all votes and ballots. Such certification and report shall specify such other information as may be required by law. In determining the validity and counting of proxies and ballots cast at any meeting of stockholders of the Corporation, the inspectors may consider such information as is permitted by applicable law. No person who is a candidate for an office at an election may serve as an inspector at such election.

Article II
Directors

Section 1. Management. The affairs and business of the Corporation shall be managed by or under the direction of the Board of Directors.

Section 2. Number. The authorized number of directors that shall constitute the Board of Directors shall be fixed from time to time by or pursuant to a resolution passed by a majority of the Board of Directors within the parameters set by the Restated Certificate. No more than two directors may also be employees of the Corporation or any affiliate thereof.

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Section 3. Qualification. In addition to any other provisions of these Bylaws, a person shall not be qualified to serve as director after attaining the age of seventy-five. The Chairman of the Board and the Chief Executive Officer shall not be qualified to continue to serve as directors upon the termination of their service in those offices for any reason.

Section 4. Meetings. The Board of Directors shall meet at the principal office of the Corporation or elsewhere in its discretion at such times to be determined by a majority of its members, or at the call of the Chairman of the Board, the Chief Executive Officer, or the President.

Section 5. Special Meetings. Special meetings of the Board of Directors may be called at any time by the Chairman of the Board, the Chief Executive Officer, or the President, and shall be called upon the written request of a majority of the then authorized number of directors.

Section 6. Quorum. Unless otherwise prohibited by law, a majority of the directors elected and qualified shall be necessary to constitute a quorum for the transaction of business at any meeting of the Board of Directors.

Section 7. Notice. Written notice of any special meeting of the Board of Directors, and of any change in the time or place of any regular meeting of the Board of Directors, shall be sent by mail to each director addressed to him at his residence or usual place of business, which shall be mailed not less than two days before the day such meeting is to be held, or shall be sent to him at such place by telegram, cablegram or other means of electronic transmission, or shall be given to him personally or by telephone, not later than the day before the day on which the meeting is to be held. Such notice shall state the time and place of such meeting, but need not state the purpose or purposes for which the meeting is called, unless otherwise required by statute.

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Section 8. Vacancies. Subject to the provisions of the Restated Certificate, newly created directorships resulting from any increase in the number of directors and any vacancies on the Board of Directors resulting from death, resignation, disqualification, removal, or other cause shall be filled only by the affirmative vote of a majority of the remaining directors then in office, even though less than a quorum. Any director elected pursuant hereto shall hold office for the remainder of the full term of the class of directors in which the new directorship was created or in which the vacancy occurred, and until such director’s successor shall have been elected and qualified.

Section 9. Organization Meeting. The Board of Directors at its first meeting after the annual stockholders’ meeting shall appoint an Audit Committee, a Compensation Committee, and a Nominating and Corporate Governance Committee, and shall elect a Chairman of the Board, a Chief Executive Officer, and a President. The Board of Directors may also appoint at any time such other committees as it may deem advisable.

Section 10. Removal. The Board of Directors may at any time remove, with or without cause, any member of any committee appointed by it or any associate director or officer elected by it and may appoint or elect his successor.

Section 11. Responsibility of Officers. The Board of Directors may designate an officer to be in charge of such of the departments or divisions of the Corporation as it may deem advisable.

Section 12. Participation in Meetings. The Board of Directors or any committee of the Board of Directors may participate in a meeting of the Board of Directors, or such committee, as the case may be, by conference telephone, video facilities, or other communications equipment. Any action required or permitted to be taken at any meeting of the Board of Directors or any committee thereof may be taken without a meeting if all of the members of the Board of Directors or the committee, as the case may be, consent thereto in writing, and the writing or writings are filed with the minutes of the Board of Directors or such committee.

Article III
Committees of the Board of Directors

Section 1. Audit Committee.

(a) The Audit Committee shall be composed of not less than three (3) members, who shall be selected by the Board of Directors from its own members, none of whom shall be an officer or employee of the Corporation, and shall hold office at the pleasure of the Board of Directors.

(b) The Audit Committee shall have general supervision over the Audit Services Division of the Corporation in all matters however subject to the approval of the Board of Directors. It shall consider all matters brought to its attention by the officer in charge of the Audit Services Division, review all reports of examination of the Corporation made by any governmental agency or such independent auditor employed for the purpose and make such recommendations to the Board of Directors with respect thereto or with respect to any other matters pertaining to auditing the Corporation as it shall deem desirable.

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(c) The Audit Committee shall meet whenever and wherever its Chairperson, the Chairman of the Board, the Chief Executive Officer, the President, or a majority of the Committee’s members shall deem it to be proper for the transaction of its business. A majority of the Committee’s members shall constitute a quorum for the transaction of business. The acts of the majority at a meeting at which a quorum is present shall constitute action by the Committee.

Section 2. Compensation Committee.

(a) The Compensation Committee shall be composed of not less than three (3) members, who shall be selected by the Board of Directors from its own members, none of whom shall be an officer or employee of the Corporation, and who shall hold office at the pleasure of the Board of Directors.

(b) The Compensation Committee shall in general advise upon all matters of policy concerning compensation, including salaries and employee benefits, and specifically shall administer the Executive Incentive Plan, the Supplemental Executive Retirement Plan, and the Directors’ Deferred Fee Plan.

(c) The Compensation Committee shall meet whenever and wherever its Chairperson, the Chairman of the Board, the Chief Executive Officer, the President, or a majority of the Committee’s members shall deem it to be proper for the transaction of its business. A majority of the Committee’s members shall constitute a quorum. The acts of the majority at a meeting at which a quorum is present shall constitute action by the Committee.

Section 3. Nominating and Corporate Governance Committee.

(a) The Nominating and Corporate Governance Committee shall be composed of not less than three (3) members, who shall be selected by the Board of Directors from its own members, none of whom shall be an officer or employee of the Corporation, and shall hold office at the pleasure of the Board of Directors.

(b) The Nominating and Corporate Governance Committee shall provide counsel and make recommendations to the Chairman of the Board and the full Board of Directors with respect to the performance of the Chairman of the Board and the Chief Executive Officer, candidates for membership on the Board of Directors and its committees, matters of corporate governance, succession planning for the Corporation’s executive management and significant shareholder relations issues.

(c) The Nominating and Corporate Governance Committee shall meet whenever and wherever its Chairperson, the Chairman of the Board, the Chief Executive Officer, the President, or a majority of its members shall deem it to be proper for the transaction of its business. A majority of the Committee’s members shall constitute a quorum for the transaction of business. The acts of the majority at a meeting at which a quorum is present shall constitute action by the Committee.

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Section 4. Other Committees. The Corporation may have such other committees with such powers as the Board may designate from time to time by resolution or by an amendment to these Bylaws.

Section 5. Associate Directors.

(a) Any person who has served as a director of the Corporation or its principal subsidiary may be elected by the Board of Directors as an associate director, to serve at the pleasure of the Board of Directors.

(b) An associate director shall be entitled to attend all meetings of directors and participate in the discussion of all matters brought to the Board of Directors, but will not have a right to vote.

Section 6. Absence or Disqualification of Any Member of a Committee. In the absence or disqualification of any member of any committee created under Article 3 of these Bylaws, the member or members thereof present at any meeting and not disqualified from voting, whether or not he or they constitute a quorum, may unanimously appoint another member of the Board of Directors to act at the meeting in the place of any such absent or disqualified member.

Article IV
Officers

Section 1. Election. The Board of Directors, or a committee designated by them, shall, at least on an annual basis, elect the officers of the Corporation who shall hold their offices for such terms, exercise such powers, and perform such duties as the Board of Directors may determine from time to time. All officers of the Corporation shall hold office until their successors are chosen and qualified, or until their earlier resignation or removal. Any officer elected by the Board of Directors may be removed at any time by the Board of Directors with or without cause. Any vacancy occurring in any office of the Corporation may be filled only by the Board of Directors or by a committee designated by them.

The Chairman of the Board shall preside at all meetings of the Board of Directors and shall have such further authority and powers and shall perform such duties incident to his office or as the Board of Directors may assign to him from time to time.

Section 2. Chief Executive Officer. The Chief Executive Officer shall have the powers and duties pertaining to the office of Chief Executive Officer conferred or imposed upon him by statute, incident to his office or as the Board of Directors may assign to him from time to time. In the absence of the Chairman of the Board, the Chief Executive Officer shall have the powers and duties of the Chairman of the Board.

Section 3. President. The President shall have the powers and duties pertaining to the office of the President conferred or imposed upon him by statute, incident to his office, or as the Board of Directors may assign to him from time to time. In the absence of the Chairman of the Board and the Chief Executive Officer, the President shall have the powers and duties of the Chairman of the Board.

Section 4. Duties. The Chairman of the Board, the Chief Executive Officer, or the President, as designated by the Board of Directors, shall carry into effect all legal directions of the Board of Directors, and shall at all times exercise general supervision over the interest, affairs, and operations of the Corporation and perform all duties incident to his office.

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Section 5. Vice Presidents. There may be one or more Vice Presidents, however denominated by the Board of Directors (including, but not limited to, one or more Senior Vice Presidents and one or more Executive Vice Presidents), who may at any time perform all of the duties of the Chairman of the Board, the Chief Executive Officer, and/or the President and such other powers and duties incident to their respective offices or as the Board of Directors, the Chairman of the Board, the Chief Executive Officer, or the President or the officer in charge of the department or division to which they are assigned may assign to them from time to time.

Section 6. Secretary. The Secretary shall attend to the giving of notice of meetings of the stockholders and of the Board of Directors, as well as the committees thereof, to the keeping of accurate minutes of all such meetings, recording the same in the minute books of the Corporation, and in general notifying the Board of Directors of material matters affecting the Corporation on a timely basis. Subject to the other notice requirements of these Bylaws and as may be practicable under the circumstances, all such notices shall be in writing and to the extent practicable mailed well in advance of the scheduled date of any such meeting. The Secretary shall have custody of the corporate seal, affix the same to any documents requiring such corporate seal, attest the same, and perform other duties incident to his office.

Section 7. Chief Financial Officer. The Chief Financial Officer shall have general supervision over all assets and liabilities of the Corporation. He shall be custodian of and responsible for all monies, funds, and valuables of the Corporation and for the keeping of proper records of the evidence of property or indebtedness and of all transactions of the Corporation. He shall have general supervision of the expenditures of the Corporation and periodically shall report to the Board of Directors the condition of the Corporation, and perform such other duties incident to his office or as the Board of Directors, the Chairman of the Board, the Chief Executive Officer or the President may assign to him from time to time.

Section 8. Controller. There may be a Controller who shall exercise general supervision over the internal operations of the Corporation, including accounting, and shall render to the Board of Directors or the Audit Committee at appropriate times a report relating to the general condition and internal operations of the Corporation and perform other duties incident to his office.

There may be one or more subordinate accounting or controller officers however denominated, who may perform the duties of the Controller and such duties as may be prescribed by the Controller.

Section 9. Audit Services Officers. The officer designated by the Board of Directors to be in charge of the Audit Services Division of the Corporation, with such title as the Board of Directors shall prescribe, shall report to and be directly responsible to the Audit Committee and the Board of Directors.

There shall be an Auditor and there may be one or more Audit Services Officers, however denominated, who may perform all duties of the Auditor and such duties as may be prescribed by the officer in charge of the Audit Services Division.

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Section 10. Other Officers. There may be one or more officers, subordinate in rank to all Vice Presidents with such functional titles as shall be determined from time to time by the Board of Directors, who shall ex officio hold the office Assistant Secretary of the Corporation and who may perform such duties as may be prescribed by the officer in charge of the department or division to which they are assigned.

Section 11. Powers and Duties of Other Officers. The powers and duties of all other officers of the Corporation shall be those usually pertaining to their respective offices, subject to the direction of the Board of Directors, the Chairman of the Board, the Chief Executive Officer, or the President and the officer in charge of the department or division to which they are assigned.

Section 12. Number of Offices. Any one or more offices of the Corporation may be held by the same person, except that (A) no individual may hold more than one of the offices of Chief Financial Officer, Controller, or Audit Services Officer and (B) none of the Chairman of the Board, the Chief Executive Officer, nor the President may hold any office mentioned in Section 12(A).

Article V
Stock and Stock Certificates

Section 1. Transfer. Shares of stock shall be transferable on the books of the Corporation, and a transfer book shall be kept in which all transfers of stock shall be recorded.

Section 2. Certificates. Every holder of stock shall be entitled to have a certificate signed by or in the name of the Corporation by the Chairman of the Board, the Chief Executive Officer, the President, or a Vice President, and by the Secretary or an Assistant Secretary, of the Corporation, certifying the number of shares owned by him in the Corporation. The corporate seal affixed thereto, and any of or all the signatures on the certificate, may be a facsimile. In case any officer, transfer agent, or registrar who has signed or whose facsimile signature has been placed upon a certificate shall have ceased to be such officer, transfer agent, or registrar before such certificate is issued, it may be issued by the Corporation with the same effect as if he were such officer, transfer agent, or registrar at the date of issue. Duplicate certificates of stock shall be issued only upon giving such security as may be satisfactory to the Board of Directors.

Subject to any conditions imposed by the General Corporation Law, the Board of Directors may provide by resolution that some or all of any or all classes or series of this Corporation’s stock may be uncertificated shares. Within a reasonable time after the issuance or transfer of any uncertificated shares, the Corporation shall send to the registered owner thereof any written notice prescribed by the General Corporation Law.

Section 3. Record Date. The Board of Directors is authorized to fix in advance a record date for the determination of the stockholders entitled to notice of, and to vote at any meeting of stockholders and any adjournment thereof, or entitled to receive payment of any dividend, or to any allotment of rights, or to exercise any rights in respect of any change, conversion or exchange of capital stock, which record date shall not, unless otherwise required by law, be more than sixty (60) nor less than ten (10) days preceding the date of any meeting of stockholders nor more than sixty (60) days preceding the date for the payment of any dividend, or the date for the allotment of rights, or the date when any change or conversion or exchange of capital stock shall go into effect.

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Article VI
Seal

The corporate seal of the corporation shall be in the following form:

Between two concentric circles the words “Wilmington Trust Corporation” and within the inner circle the words “Delaware Corporate Seal.”

Article VII
Fiscal Year

The fiscal year of the Corporation shall be the calendar year.

Article VIII
Execution of Instruments of the Corporation

The Chairman of the Board, the Chief Executive Officer, the President, or any Vice President, however denominated by the Board of Directors, shall have full power and authority to enter into, make, sign, execute, acknowledge, and/or deliver and the Secretary or any Assistant Secretary shall have full power and authority to attest and affix the corporate seal of the Corporation to any and all deeds, conveyances, assignments, releases, contracts, agreements, bonds, notes, mortgages, and all other instruments incident to the business of the Corporation without any specific authority, ratification, approval, or confirmation by the Board of Directors, and any and all such instruments shall have the same force and validity as though expressly authorized by the Board of Directors.

Article IX
Compensation of Directors and Members of Committees

Directors and associate directors of the Corporation, other than salaried officers of the Corporation, shall be paid such reasonable honoraria or fees for attending meetings of the Board of Directors or committees thereof as the Board of Directors may from time to time determine. Directors and associate directors who serve as members of committees, other than salaried employees of the Corporation, shall be paid such reasonable honoraria or fees for services as members of committees as the Board of Directors shall from time to time determine. Directors and associate directors may be authorized by the Corporation to perform such special services as the Board of Directors may from time to time determine in accordance with any guidelines the Board of Directors may adopt for such services, and shall be paid for such special services so performed reasonable compensation as may be determined by the Board of Directors.

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Article X
Indemnification

Section 1. Persons Covered. The Corporation shall indemnify and hold harmless, to the fullest extent permitted by applicable law as it presently exists or may hereafter be amended, any person who was or is made or is threatened to be made a party or is otherwise involved in any action, suit or proceeding, whether civil, criminal, administrative, or investigative (a “proceeding”) by reason of the fact that he, or a person for whom he is the legal representative, is or was a director or associate director of the Corporation, a member of an advisory board the Board of Directors of the Corporation or any of its subsidiaries may appoint from time to time, or is or was serving at the request of the Corporation as a director, officer, employee, fiduciary, or agent of another corporation, partnership, limited liability company, joint venture, trust, enterprise, or nonprofit entity that is not a subsidiary or affiliate of the Corporation, including service with respect to employee benefit plans, against all liability and loss suffered and expenses reasonably incurred by such person. The Corporation shall be required to indemnify such a person in connection with a proceeding (or part thereof) initiated by such person only if such proceeding (or part thereof) was authorized by the Board of Directors.

The Corporation may indemnify and hold harmless, to the fullest extent permitted by applicable law as it presently exists or may hereafter be amended, any person who was or is made or threatened to be made a party or is otherwise involved in any proceeding by reason of the fact that he, or a person for whom he is the legal representative, is or was an officer, employee, or agent of the Corporation or a director, officer, employee, or agent of a subsidiary or affiliate of the Corporation, against all liability and loss suffered and expenses reasonably incurred by such person. The Corporation may indemnify any such person in connection with a proceeding (or part thereof) initiated by such person only if such proceeding (or part thereof) was authorized by the Board of Directors.

Section 2. Advance of Expenses. The Corporation shall pay the expenses (including attorneys’ fees) incurred in defending any proceeding involving a person who is or may be indemnified pursuant to Section 1 in advance of its final disposition, provided, however, that the payment of expenses incurred by such a person in advance of the final disposition of the proceeding shall be made only upon receipt of an undertaking by that person to repay all amounts advanced if it should be ultimately determined that the person is not entitled to be indemnified under this Article X or otherwise.

Section 3. Certain Rights. If a claim under this Article X for (A) payment of expenses or (B) indemnification by a director, associate director, member of an advisory board the Board of Directors of the Corporation or any of its subsidiaries may appoint from time to time or a person who is or was serving at the request of the Corporation as a director, officer, employee, fiduciary, or agent of another corporation, partnership, limited liability company, joint venture, trust, enterprise, or nonprofit entity that is not a subsidiary or affiliate of the Corporation, including service with respect to employee benefit plans, is not paid in full within sixty (60) days after a written claim therefor has been received by the Corporation, the claimant may file suit to recover the unpaid amount of such claim and, if successful in whole or in part, shall be entitled to be paid the expense of prosecuting such claim. In any such action, the Corporation shall have the burden of proving that the claimant was not entitled to the requested indemnification or payment of expenses under applicable law.

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Section 4. Non-Exclusive. The rights conferred on any person by this Article X shall not be exclusive of any other rights which such person may have or hereafter acquire under any statute, provision of the Restated Certificate, these Bylaws, agreement, vote of stockholders, or disinterested directors or otherwise.

Section 5. Reduction of Amount. The Corporation’s obligation, if any, to indemnify any person who was or is serving at its request as a director, officer, employee, or agent of another corporation, partnership, joint venture, trust, enterprise, or nonprofit entity shall be reduced by any amount such person may collect as indemnification from such other corporation, partnership, joint venture, trust, enterprise, or nonprofit entity.

Section 6. Effect of Modification. Any amendment, repeal or modification of the foregoing provisions of this Article X shall not adversely affect any right or protection hereunder of any person in respect of any act or omission occurring prior to the time of such amendment, repeal, or modification.

Article XI
Amendments to the Bylaws

Subject to the provisions of the Restated Certificate, and in addition to any affirmative vote required by law, any alteration, amendment, repeal, or rescission (any “Change”) of these Bylaws must be approved either (i) by a majority of the then-authorized number of directors and, if one or more Related Persons (as defined in the Restated Certificate) exist, by a majority of the Continuing Directors (as defined in the Restated Certificate) or (ii) by the affirmative vote of the holders of not less than seventy-five percent (75%) or more of the combined voting power of the then-outstanding shares of Voting Stock, voting together as a single class and, if the Change is proposed by or on behalf of a Related Person or, at any time that one or more Related Persons exist, by a director who is not a Continuing Director as to all Related Persons, such Change must also be approved by the affirmative vote of the holders of a majority or more of the combined voting power of the Disinterested Shares (as defined in the Restated Certificate).

Subject to the foregoing, the Board of Directors of the Corporation is expressly authorized to make, alter, amend, repeal, or rescind the Bylaws of the Corporation.

Article XII
Miscellaneous

Whenever used in these Bylaws, the number shall include the plural, the plural shall include the singular unless the context requires otherwise, and the use of either gender shall include both genders.

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EX-99

EXHIBIT 99

PRESS RELEASE

	Wilmington Trust Corporation
	Rodney Square North
	1100 North Market Street
	Wilmington, DE 19890-0001

News Release

FOR IMMEDIATE RELEASE

WILMINGTON TRUST ANNOUNCES 2010 SECOND QUARTER RESULTS

Wilmington, Del., July 23, 2010 – Wilmington Trust Corporation (NYSE: WL) reported a loss of $116.4 million for the 2010 second quarter. After dividends and accretion on preferred stock, the net loss available to common shareholders was $120.9 million, or $1.33 per share.

The primary cause of the loss was the amount of the provision for loan losses, which rose to $205.2 million, following increases in nonperforming loans, loan charge-offs, and loans with unfavorable risk ratings. Other contributing factors were $18.8 million of credit-related expenses and $7.7 million of securities losses.

The negative trends in credit reflected continuing economic pressures, particularly in southern Delaware, that weakened the financial condition of some borrowers and caused commercial real estate valuations to decline significantly. Management’s assessment of these factors and economic conditions overall led to an increase in the reserve for loan losses and other actions to reduce risk in the loan portfolio.

“My priority is to return our company to profitability and position our businesses for future growth, but first we must continue to deal with the lingering effects of a weak economy and housing market. Our second quarter results demonstrate we are doing that,” said Donald E. Foley, Wilmington Trust’s chairman and chief executive officer. “We are fully committed to working through our credit issues, relying on robust risk management tools and analyses.

“At the same time, we remain focused on our strong relationships with clients, and on capitalizing on opportunities to increase revenue from our advisory businesses,” Mr. Foley added. “We have the market positions, capital strength, and talented people to accomplish these objectives. While no one can predict when economic conditions will improve, we will manage our credit challenges effectively and, over the coming months, begin to position our company to capitalize fully on its many strengths.”

2010 SECOND QUARTER SUMMARY

• Net charge-offs were $131.2 million, an increase of $102.1 million from the 2010 first (trailing) quarter.

• The reserve for loan losses was $373.8 million, an increase of $74.0 million.

• Noninterest income rose to $100.9 million, an increase of 13%.

• Noninterest income accounted for 59% of total revenue (net interest income before the loan loss provision and noninterest income after amortization and excluding securities gains/losses).

• Corporate Client Services revenue was $51.3 million, another quarterly record high.

• Wealth Advisory Services trust and investment advisory revenue declined 4% from the trailing quarter, which was less than half the decline in the Dow Jones Industrial Index, the Standard & Poor’s 500 Index, and the NASDAQ for the same period.

• Economic pressures reduced demand for new loans, and loan balances decreased.

• Liquidity improved, as core deposits provided 83% of total funding, compared with 82% for the trailing quarter.

• The net interest margin improved to 3.15%, an increase of 12 basis points from the trailing quarter.

• The company’s capital position remained strong. All regulatory capital ratios continued to exceed those required by the Federal Reserve for banks to be considered well capitalized.

• The ratio of risk-based capital to total risk-weighted assets was 16.65%, compared with the 10.00% required to be considered well capitalized.

• The amount of risk-based capital was $1.64 billion. This was $656.9 million more than the amount required to be considered well capitalized.

Financial summary

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions, except per-share amounts)	2010			2010			2009
Net interest income	$	74.8		$	74.7		$	81.6
Provision for loan losses		(205.2	)		(77.4	)		(54.0	)
Securities losses		(7.7	)		(17.8	)		(23.4	)
Noninterest income		100.9			89.5			81.6
Noninterest expense		154.2			131.5			128.4
Net loss	$	(116.4	)	$	(29.2	)	$	(9.1	)
Dividends and accretion on preferred stock		4.5			4.6			4.5
Net loss available to common shareholders	$	(120.9	)	$	(33.8	)	$	(13.6	)
Net loss per common share	$	(1.33	)	$	(0.44	)	$	(0.20	)

2

ECONOMIC PRESSURES INCREASE THE PROVISION, RESERVE, AND CHARGE-OFFS

The financial condition of some borrowers weakened in the second quarter, especially in southern Delaware, where signs of economic recovery remain tentative. In addition, updated real estate appraisals received during the quarter revealed significant declines in collateral valuations. These factors led management to increase loan loss estimates, charge off more loans, downgrade risk ratings, and add $74.0 million to the reserve for loan losses.

Selected credit metrics

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions)	2010			2010			2009
Loan balances (period-end)	$	8,387.7		$	8,715.6		$	9,175.2
Total nonperforming assets		559.7			550.9			330.3
Loans past due 90 days or more		106.2			39.7			26.7
Loans with substandard risk ratings		1,451.5			1,089.3			662.2
Net charge-offs		131.2			29.1			36.2
Reserve for loan losses		373.8			299.8			184.9
Ratio of loan loss reserve to total loans		4.46	%		3.44	%		2.02	%
Ratio of nonperforming assets to total loans and OREO		6.64			6.29			3.59
Ratio of loan loss reserve to nonperforming assets		66.79			54.42			55.98
Ratio of net charge-offs to total loans (not annualized)		1.53			0.33			0.39

Commercial real estate/construction loans accounted for approximately two-thirds of the trailing quarter increase in net charge-offs. Most of these loans were for residential projects in southern Delaware, and largely for parcels of land in various stages of development.

Nonaccruing loans accounted for $479.9 million of nonperforming assets at June 30, 2010, compared with $468.9 million at March 31, 2010. During the 2010 second quarter, nonaccruing loans of approximately $119.4 million were charged off, and loans of approximately $130.0 million were added. Approximately one-half of the new nonaccruing loans were commercial real estate/construction loans. The remainder was split fairly evenly between the other two categories of commercial loans.

3

During the 2010 second quarter, property valued at $4.5 million was transferred to other real estate owned (OREO), and OREO valued at $6.6 million was sold or written down. This brought the OREO balance at June 30, 2010, to $44.2 million, which was $2.1 million lower than for the trailing quarter.

Loans past due 90 days or more were $66.5 million higher than at the end of the first quarter. Commercial, financial, and agricultural loans accounted for approximately one-half of this increase, and real estate-related loans accounted for most of the rest. Loans past due 90 days or more at June 30, 2010, included approximately $39.3 million of matured loans that are being renewed.

Loans 30 to 89 days past due decreased to $81.0 million from $108.3 million for the trailing quarter. This decrease reflected a combination of transfers to past due 90 days or more, transfers to nonaccruing status, returns to current status, and charge-offs.

Of the $1.45 billion of loans with substandard risk ratings at June 30, 2010, approximately $995.8 million, or 69%, continued to accrue interest. Of the $362.2 million trailing-quarter increase in loans with substandard risk ratings, approximately $333.2 million, or 92%, continued to accrue interest. The factors in the linked-quarter increase were:

• A $166.3 million increase in substandard commercial, financial, and agricultural loans.

• A $149.1 million increase in substandard commercial real estate/construction loans.

• A $48.3 million increase in substandard commercial mortgage loans.

• A $1.5 million decrease in substandard consumer and other retail loans.

“In addition to increasing the loan loss reserve, lowering risk ratings, and recognizing losses, we made management changes in the lending and credit review areas, added loan work-out staff, and continued aggressive work-out strategies. Also, to validate our own examination of the portfolio, we engaged an independent third-party credit review firm to take an objective look at our policies, procedures, and risk ratings, and their review and analysis supported our conclusions,” Mr. Foley said. “It is difficult to predict how quickly the economy and collateral values will stabilize and allow us to put these problems behind us. In the meantime, our rigorous scrutiny of credit risk continues.”

The financial statement section of this release contains additional information about credit quality and the composition of the reserve for loan losses.

4

LOAN BALANCES DECLINE; CORE DEPOSITS HELP IMPROVE LIQUIDITY

Loan demand remained weak, and loan balances declined on both a period-end and average-balance basis, in both the commercial and the retail portfolios. Management expects loan balances to decrease by an additional $200 million to $600 million by year-end 2010.

Liquidity continued to improve, as the percentage of funding from core deposits continued to increase. On average, non-core funding was $188.8 million lower than for the trailing quarter.

Loans, core deposits, and liquidity

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions, on average)	2010			2010			2009
Loans	$	8,597.0		$	8,828.3		$	9,396.2
Noninterest-bearing demand deposits		780.5			1,307.5			1,246.6
Total core deposits		6,763.4			7,239.4			6,602.4
Percentage of funding from core deposits		83	%		82	%		72	%

The trailing-quarter decrease in total core deposits, on average, was mainly the result of a large decrease in noninterest-bearing demand deposits. Most of this decrease was associated with short-term deposits from a CCS client that were on deposit for most of the 2010 first quarter and, therefore, reflected in first quarter average balances. Near the end of the first quarter, the client distributed funds from the account, reducing its balance and creating a decline, on an average-balance basis, between the first and second quarters of 2010. CCS clients commonly make short-term transactional deposits, and changes in CCS client deposits do not necessarily indicate trends in new or lost business.

NET INTEREST MARGIN IMPROVES ON LOWER FUNDING COSTS

Net interest income was slightly higher than for the trailing quarter, and the net interest margin expanded by 12 basis points. The margin improvement reflected increases in commercial loan yields and decreases in the cost of funds.

5

Net interest income and net interest margin

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions)	2010			2010			2009
Net interest income (before the loan loss provision)	$	74.8		$	74.7		$	81.6
Quarterly net interest margin		3.15	%		3.03	%		3.14	%

The yields on some commercial loans were higher due to improvements in the 30-day Libor or other rate increases. At June 30, 2010, approximately 90% of commercial loans had floating rates; the pricing on approximately 40% of these loans was tied to the 30-day Libor.

The cost of funds was lower because the need for non-core deposits declined, due to the decrease in loan balances and the addition of cash from the common equity offering completed in the 2010 first quarter.

Management expects funding costs to increase modestly in the second half of 2010. For the third and fourth quarters of 2010, management expects the net interest margin to be in the 3.00% to 3.10% range, assuming no change in the short-term interest rate environment.

NONINTEREST INCOME INCREASES

Noninterest income for the 2010 second quarter was 13% higher than for the trailing quarter, mainly due to lower securities losses, higher Corporate Client Services revenues, and gains on the sale of residential mortgages (recorded in other noninterest income). For the first six months of 2010, noninterest income was $190.4 million, 1% lower than for the first half of 2009, reflecting higher year-to-date securities losses in 2010 than in 2009.

Noninterest income accounted for 59% of the company’s total revenue for the second quarter and for the first half of 2010.

6

Noninterest income

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions)	2010			2010			2009
Noninterest income	$	100.9		$	89.5		$	81.6
Noninterest income as a percentage of total revenue 1		59	%		59	%		56	%

¹ Total revenue is the combination of net interest income (before the provision for loan losses) and noninterest income (after amortization and excluding securities gains/losses).

ANOTHER RECORD QUARTER FOR CORPORATE CLIENT SERVICES

Total Corporate Client Services (CCS) revenue was $51.3 million, which was 7% higher than for the trailing quarter. Global corporate trust services generated most of this increase. For the first six months of 2010, CCS revenue was $99.3 million, a 23% increase from the first half of 2009. More than half of this year-to-date increase came from retirement services.

CCS global corporate trust revenue for the 2010 second quarter was $25.3 million, an increase of 10% from the trailing quarter. For the first six months of 2010, global corporate trust revenue was $48.3 million, an increase of 19% from the first half of last year. This was due largely to demand for successor loan agency services, default administration and bankruptcy services, and services that support corporate debt issuances.

Fees for global corporate trust services are priced according to the level and complexity of services provided, and some fees may be extraordinary or one-time in nature. Management estimates that approximately $1.4 million of 2010 second quarter global corporate trust revenue may not recur.

CCS retirement services revenue was $21.5 million, the same as for the trailing quarter, as financial market declines offset the effects of additional plan contributions and new business. For the first six months of 2010, retirement services revenue was $43.0 million, an increase of 32% from the first half of last year. Much of the year-to-date growth was from services that support collective investment funds and from new and expanded relationships with large registered investment advisor firms.

CCS investment and cash management revenue was $4.5 million, an increase of $1.0 million from the trailing quarter. Approximately $700,000 of this amount was a one-time fee that management does not expect to recur. For the first six months of 2010, CCS investment and cash management revenue was $8.0 million, a 3% increase from the first half of last year.

7

MARKETS OFFSET WEALTH ADVISORY SERVICES BUSINESS DEVELOPMENT

Total Wealth Advisory Services (WAS) revenue was $40.9 million, a decrease of 7% from the trailing quarter. For the first six months of 2010, WAS revenue was $85.1 million, a 12% decrease from the first half of 2009. A combination of factors caused these decreases, including market volatility that affected the valuation of assets in client portfolios, fee waivers on money market mutual funds, and lower revenue from planning and other services.

WAS trust and investment advisory revenue was $33.2 million for the 2010 second quarter, which was 4% lower than for the trailing quarter. This decrease reflected declines in the financial markets that reduced asset valuations in client portfolios and offset the positive effects of new business. As a point of reference, the Standard & Poor’s 500 Index (S&P 500), which management regards as a reasonable proxy for the mix of equities in client portfolios, fell 12% during the same period.

For the first six months of 2010, trust and investment advisory revenue was $67.6 million, which was 8% higher than for the first half of last year. This growth reflected increases in asset valuations in client portfolios, as equity markets improved year-over-year.

WAS mutual fund fees for the 2010 second quarter were $1.2 million, an increase of $0.3 million from the trailing quarter, as yields on fund investments increased slightly. Low market interest rates continued to affect the yields on client investments in money market mutual funds, and management continued to waive fees on these funds. For the first six months of 2010, mutual fund fees were $2.1 million, a decrease of 84% from the first half of last year.

Fee waivers reduced WAS mutual fund revenue by approximately $4.0 million for the 2010 second quarter and by approximately $8.4 million for the first six months of 2010. Management does not expect to begin reinstating these fees until there is an increase in short-term market interest rates of at least 50 basis points.

8

Revenue from planning services was $6.5 million for the 2010 second quarter, a decrease of 26% from the trailing quarter. Planning revenue was $15.4 million for the first six months of 2010, a decrease of 27% from the first half of last year. Planning revenue was lower mainly because Wilmington Trust sold 80% of its ownership interest in management firm Grant Tani Barash & Altman (GTBA) to that firm’s principals in the 2010 first quarter. In 2009, revenue from GTBA was approximately $3.4 million per quarter.

CREDIT COSTS ADD TO NONINTEREST EXPENSE

Total noninterest expense was 17% higher than for the trailing quarter, mainly due to credit risk-related costs, as well as higher incentives and bonuses.

Noninterest expense

	Three months ended
	June 30,			March 31,			June 30,
(dollars in millions)	2010			2010			2009
Salaries and wages	$	49.3		$	49.2		$	48.6
Incentives and bonuses		11.7			7.1			7.8
Employment benefits		13.7			16.1			14.2
Total staffing-related expense	$	74.7		$	72.4		$	70.6
Other expense		79.5			59.1			57.8
Total noninterest expense	$	154.2		$	131.5		$	128.4
Income tax benefit	$	(67.3	)	$	(16.4	)	$	(10.2	)
Full-time-equivalent staff members		2,795			2,821			2,909

Costs associated with credit risk management efforts added approximately $18.8 million of expense in the 2010 second quarter, including approximately:

• $11.8 million for reserves against unfunded commitments to extend credit.

• $4.9 million of OREO write-downs and losses.

• $0.3 million of other OREO-related expense.

• $1.3 million of legal and other expense related to loan workout and recovery activities.

• $0.5 million for independent credit reviews.

Approximately $1.8 million of the increase in incentives and bonuses was associated with Mr. Foley’s compensation package. The rest of the increase was due mainly to accruals for staff retention incentives amid highly competitive employment market conditions.

9

The income tax benefit was higher than for the trailing quarter because the amount of the loss was higher. The effective tax rate for the 2010 second quarter was 36.64%, compared with 35.96% for the trailing quarter.

OTHER-THAN-TEMPORARY IMPAIRMENTS RESULT IN SECURITIES LOSSES

Securities losses for the 2010 second quarter were $7.7 million, compared with $17.8 million for the trailing quarter. During the 2010 second quarter, there were $0.1 million of securities gains and $7.8 million of securities losses, which resulted from other-than-temporary impairments of 9 of the 38 pooled trust-preferred securities (TruPS) in the company’s portfolio.

The 2010 second quarter write-down on these other-than-temporarily impaired (OTTI) TruPS was $11.3 million. Of this amount, $7.8 million was credit-related and recorded as securities losses. The remaining $3.5 million of the write-down was recorded in other comprehensive income, which reduced common stockholders’ equity by $2.2 million on an after-tax basis.

Pooled trust-preferred securities

	At June 30,		At March 31,		At June 30,
(in millions)	2010		2010		2009
Amortized cost	$	124.0	$	130.5	$	175.6
Carrying value		44.6		47.4		73.3
Estimated fair value		50.3		48.8		58.9

The difference between the amortized cost of the pooled TruPS and their carrying value, which represents the non-credit-related portion of their impairment, was reflected in accumulated other comprehensive income and the tangible common equity ratio as of June 30, 2010.

None of the 9 single-issue TruPS in the company’s portfolio, which are from money center and large regional banks, was OTTI at June 30, 2010.

10

On a period-end basis, investment securities balances at June 30, 2010, were $768.4 million, slightly higher than at March 31, 2010. On average, balances for the 2010 second quarter were $750.6 million, which was 8% lower than for the trailing quarter. The difference between period-end and average balances was due mainly to decreases in government agency and mortgage-backed securities that occurred late in the 2010 first quarter and continued throughout the second quarter.

REGULAR QUARTERLY CASH DIVIDEND DECLARED

On July 21, 2010, the Board of Directors declared a regular quarterly cash dividend of $0.01 per common share. The dividend will be paid on August 16, 2010, to shareholders of record on August 2, 2010.

FINANCIAL STATEMENTS

Financial statements for the 2010 second quarter follow the narrative section of this release.

CONFERENCE CALL

Management will discuss 2010 second quarter results and outlook for the future in a conference call today at 10:00 a.m. (Eastern). Supporting materials, financial statements, and audio streaming will be available at www.wilmingtontrust.com.

Dial in number :	877-407-8031 (United States and Canada)
	201-689-8031 (outside United States and Canada)
	No pass code is necessary.
Internet access:	Live audio-only webcast accessible at www.wilmingtontrust.com.
Replay information:	Available until 11:59 p.m. (Eastern) on Friday, August 6, via
	www.wilmingtontrust.com, or by telephone:
	877-660-6853 (United States and Canada)
	201-612-7415 (outside the United States and Canada)
	Use account #286 and replay ID #352728

11

FORWARD-LOOKING STATEMENTS

This release may contain forward-looking statements that reflect our current expectations about our performance. These statements rely on a number of assumptions, estimates, expectations, and assessments of potential developments, and are subject to various risks and uncertainties that could cause our actual results to differ from our expectations. Our ability to achieve the results reflected in these statements could be affected adversely by, among other things, changes in national or regional economic conditions; changes in market interest rates; fluctuations in equity or fixed income markets; changes in the market values of, or expected cash flows from, securities in our investment portfolio; significant changes in banking laws or regulations; changes in accounting policies, procedures, or guidelines; increased competition for business; higher-than-expected credit losses; the effects of acquisitions; the effects of integrating acquired entities; a substantial and permanent loss of either client accounts and/or assets under management at Wilmington Trust and/or affiliate money managers Cramer Rosenthal McGlynn and Roxbury Capital Management; changes in the regulatory, judicial, legislative, or tax treatment of business transactions; new litigation or developments in existing litigation; and economic uncertainty created by unrest in other parts of the world.

ABOUT WILMINGTON TRUST

Wilmington Trust Corporation (NYSE: WL) is a financial services holding company that provides Regional Banking services throughout the mid-Atlantic region, Wealth Advisory services to high-net-worth clients in 36 countries, and Corporate Client services to institutional clients in 89 countries. Its wholly owned bank subsidiary, Wilmington Trust Company, which was founded in 1903, is one of the largest personal trust providers in the United States and the leading retail and commercial bank in Delaware. Wilmington Trust Corporation and its affiliates have offices in Arizona, California, Connecticut, Delaware, Florida, Georgia, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New York, Pennsylvania, South Carolina, Vermont, the Cayman Islands, the Channel Islands, London, Dublin, Frankfurt, Luxembourg, and Amsterdam. For more information, visit www.wilmingtontrust.com.

CONTACTS

Investors and analysts:	News media:
Ellen J. Roberts	Bill Benintende
Investor Relations	Public Relations
(302) 651-8069	(302) 651-8268
eroberts@wilmingtontrust.com	wbenintende@wilmingtontrust.com

12

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

HIGHLIGHTS

	Three Months Ended									Six Months Ended
	June 30,			June 30,			%			June 30,			June 30,			%
	2010			2009			Change			2010			2009			Change
OPERATING RESULTS (in millions)
Net interest income	$	74.8		$	81.6			(8.3	)	$	149.5		$	160.2			(6.7	)
Provision for loan losses		(205.2	)		(54.0	)		280.0			(282.6	)		(83.5	)		238.4
Noninterest income		100.9			81.6			23.7			190.4			192.3			(1.0	)
Noninterest expense		154.2			128.4			20.1			285.7			255.0			12.0
Net (loss)/income		(116.4	)		(9.1	)		N/M			(145.6	)		12.7			—
LOSS/EARNINGS
Net (loss)/income	$	(116.4	)	$	(9.1	)		N/M		$	(145.6	)	$	12.7			—
Dividends and accretion on preferred stock		4.5			4.5			—			9.1			9.2			(1.1	)
Net (loss)/income available to common shareholders		(120.9	)		(13.6	)		N/M			(154.7	)		3.5			—
PER COMMON SHARE DATA
Basic net (loss)/income	$	(1.33	)	$	(0.20	)		N/M		$	(1.85	)	$	0.05			—
Diluted net (loss)/income		(1.33	)		(0.20	)		N/M			(1.85	)		0.05			—
Dividends paid per common share		0.01			0.1725			(94.2	)		0.02			0.345			(94.2	)
Book value at period end1		12.20			14.26			(14.4	)		12.20			14.26			(14.4	)
Closing price at period end		11.09			13.66			(18.8	)		11.09			13.66			(18.8	)
Market range:
High		20.23			18.66			8.4			20.23			22.53			(10.2	)
Low		10.72			9.03			18.7			10.72			6.76			58.6
AVERAGE SHARES OUTSTANDING (in thousands)
Basic		90,786			68,966			31.6			83,665			68,955			21.3
Diluted		90,786			68,966			31.6			83,665			69,049			21.2
AVERAGE BALANCE SHEET (in millions)
Investment portfolio	$	750.6		$	817.1			(8.1	)	$	782.7		$	1,044.6			(25.1	)
Loans		8,597.0			9,396.2			(8.5	)		8,712.0			9,457.1			(7.9	)
Earning assets		9,571.2			10,419.2			(8.1	)		9,811.0			10,765.5			(8.9	)
Core deposits		6,763.4			6,602.4			2.4			7,000.0			6,256.7			11.9
Stockholders’ equity		1,584.5			1,342.9			18.0			1,503.2			1,336.5			12.5
STATISTICS AND RATIOS (net income annualized)
(Loss)/return on average stockholders’ equity1		(37.03	)%		(3.58	)%		N/M			(24.89	)%		2.52	%		—
(Loss)/return on average assets		(4.44	)%		(0.32	)%		N/M			(2.72	)%		0.22	%		—
Net interest margin (taxable equivalent)		3.15	%		3.14	%		0.3			3.09	%		3.00	%		3.0
Dividend payout ratio		N/M			N/M			—			N/M			N/M			—
Full-time equivalent headcount		2,795			2,909			(3.9	)		2,795			2,909			(3.9	)

¹ Does not include preferred stock and noncontrolling interest.

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

QUARTERLY INCOME STATEMENT

	Three Months Ended
																% Change From
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,			Prior			Prior
(In millions)	2010			2010			2009			2009			2009			Quarter			Year
NET INTEREST INCOME
Interest income	$	96.3		$	97.5		$	102.4		$	106.3		$	111.3			(1.2	)		(13.5	)
Interest expense		21.5			22.8			24.5			26.3			29.7			(5.7	)		(27.6	)
Net interest income		74.8			74.7			77.9			80.0			81.6			0.1			(8.3	)
Provision for loan losses		(205.2	)		(77.4	)		(82.8	)		(38.7	)		(54.0	)		165.1			280.0
Net interest (loss)/income after provision for loan losses		(130.4	)		(2.7	)		(4.9	)		41.3			27.6			N/M			—
NONINTEREST INCOME
Advisory fees:
Wealth Advisory Services
Trust and investment advisory fees		33.2			34.4			34.8			33.4			31.5			(3.5	)		5.4
Mutual fund fees		1.2			0.9			1.6			2.4			5.2			33.3			(76.9	)
Planning and other services		6.5			8.8			10.8			10.0			10.3			(26.1	)		(36.9	)
Total Wealth Advisory Services		40.9			44.1			47.2			45.8			47.0			(7.3	)		(13.0	)
Corporate Client Services
Global corporate trust services		25.3			23.0			25.0			23.5			21.1			10.0			19.9
Retirement services		21.5			21.5			18.1			16.7			16.6			—			29.5
Investment/cash management services		4.5			3.5			3.9			3.8			3.7			28.6			21.6
Total Corporate Client Services		51.3			48.0			47.0			44.0			41.4			6.9			23.9
Cramer Rosenthal McGlynn		4.2			4.7			4.4			5.3			5.0			(10.6	)		(16.0	)
Roxbury Capital Management		0.2			0.1			(0.5	)		(0.6	)		(0.6)			100.0			—
Advisory fees		96.6			96.9			98.1			94.5			92.8			(0.3	)		4.1
Amortization of affiliate intangibles		(1.6	)		(1.9	)		(2.0	)		(2.1	)		(2.1)			(15.8)			(23.8	)
Advisory fees after amortization of affiliate intangibles		95.0			95.0			96.1			92.4			90.7			—			4.7
Service charges on deposit accounts		7.5			7.7			7.7			8.1			7.5			(2.6	)		—
Other noninterest income		6.1			4.6			5.8			5.2			6.8			32.6			(10.3	)
Securities losses		(7.7	)		(17.8	)		(11.4	)		(36.6	)		(23.4	)		(56.7	)		(67.1	)
Total noninterest income		100.9			89.5			98.2			69.1			81.6			12.7			23.7
Net interest and noninterest (loss)/income		(29.5	)		86.8			93.3			110.4			109.2			—			—
NONINTEREST EXPENSE
Salaries and wages		49.3			49.2			50.7			49.3			48.6			0.2			1.4
Incentives and bonuses		11.7			7.1			9.1			9.7			7.8			64.8			50.0
Employment benefits		13.7			16.1			13.2			14.0			14.2			(14.9	)		(3.5	)
Total staffing-related expense		74.7			72.4			73.0			73.0			70.6			3.2			5.8
Net occupancy		7.1			8.1			7.6			7.7			7.7			(12.3	)		(7.8	)
Furniture, equipment, and supplies		9.9			10.2			10.4			10.1			10.0			(2.9	)		(1.0	)
Advertising and contributions		2.0			1.7			1.9			1.4			1.8			17.6			11.1
Servicing and consulting fees		4.3			3.5			3.7			3.1			3.5			22.9			22.9
Subadvisor expense		12.0			11.5			9.8			8.8			8.3			4.3			44.6
Travel, entertainment, and training		2.5			1.7			2.3			1.8			1.9			47.1			31.6
Insurance		7.2			6.6			6.1			5.6			10.3			9.1			(30.1	)
OREO write-downs/losses and reserve for unfunded lending commitments		16.7			1.8			1.8			1.7			(1.3	)		N/M			—
Other expense		17.8			14.0			14.0			13.8			15.6			27.1			14.1
Total noninterest expense		154.2			131.5			130.6			127.0			128.4			17.3			20.1
Loss before income taxes and noncontrolling interest		(183.7	)		(44.7	)		(37.3	)		(16.6	)		(19.2	)		311.0			N/M
Income tax benefit		(67.3	)		(16.4	)		(26.9	)		(10.8	)		(10.2	)		310.4			N/M
Net loss before noncontrolling interest		(116.4	)		(28.3	)		(10.4	)		(5.8	)		(9.0	)		311.3			N/M
Net income attributable to the noncontrolling interest		—			0.9			0.8			0.1			0.1			(100.0	)		(100.0	)
Net loss	$	(116.4	)	$	(29.2	)	$	(11.2	)	$	(5.9	)	$	(9.1	)		298.6			N/M

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

YEAR-TO-DATE INCOME STATEMENT

	Six Months Ended
	June 30,			June 30,			%
(In millions)	2010			2009			Change
NET INTEREST INCOME
Interest income	$	193.8		$	228.5			(15.2	)
Interest expense		44.3			68.3			(35.1	)
Net interest income		149.5			160.2			(6.7	)
Provision for loan losses		(282.6	)		(83.5	)		238.4
Net interest (loss)/income after provision for loan losses		(133.1	)		76.7			—
NONINTEREST INCOME
Advisory fees:
Wealth Advisory Services
Trust and investment advisory fees		67.6			62.5			8.2
Mutual fund fees		2.1			12.7			(83.5	)
Planning and other services		15.4			21.2			(27.4	)
Total Wealth Advisory Services		85.1			96.4			(11.7	)
Corporate Client Services
Global corporate trust services		48.3			40.5			19.3
Retirement services		43.0			32.7			31.5
Investment/cash management services		8.0			7.8			2.6
Total Corporate Client Services		99.3			81.0			22.6
Cramer Rosenthal McGlynn		8.8			8.0			10.0
Roxbury Capital Management		0.3			(1.3	)		—
Advisory fees		193.5			184.1			5.1
Amortization of affiliate intangibles		(3.5	)		(4.4	)		(20.5	)
Advisory fees after amortization of affiliate intangibles		190.0			179.7			5.7
Service charges on deposit accounts		15.2			15.4			(1.3	)
Other noninterest income		10.6			13.0			(18.5	)
Securities losses		(25.4	)		(15.8	)		60.8
Total noninterest income		190.4			192.3			(1.0	)
Net interest and noninterest income		57.3			269.0			(78.7	)
NONINTEREST EXPENSE
Salaries and wages		98.5			97.7			0.8
Incentives and bonuses		18.8			12.7			48.0
Employment benefits		29.8			30.9			(3.6	)
Total staffing-related expense		147.1			141.3			4.1
Net occupancy		15.3			15.6			(1.9	)
Furniture, equipment, and supplies		20.0			20.4			(2.0	)
Advertising and contributions		3.7			4.3			(14.0	)
Servicing and consulting fees		7.8			7.6			2.6
Subadvisor expense		23.5			16.3			44.2
Travel, entertainment, and training		4.2			3.7			13.5
Insurance		13.8			14.5			(4.8	)
OREO write-downs/losses and reserve for unfunded lending commitments		18.5			(1.5	)		—
Other expense		31.8			32.8			(3.0	)
Total noninterest expense		285.7			255.0			12.0
(Loss)/income before income taxes and noncontrolling interest		(228.4	)		14.0			—
Income tax (benefit)/expense		(83.7	)		1.1			—
Net (loss)/income before noncontrolling interest		(144.7	)		12.9			—
Net income attributable to the noncontrolling interest		0.9			0.2			350.0
Net (loss)/income	$	(145.6	)	$	12.7			—

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

STATEMENT OF CONDITION

																% Change From
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,			Prior			Prior
(In millions)	2010			2010			2009			2009			2009			Quarter			Year
ASSETS
Cash and due from banks	$	188.4		$	188.2		$	202.9		$	208.0		$	195.3			0.1			(3.5	)
Interest-bearing deposits in other banks		216.6			130.5			165.4			145.3			133.7			66.0			62.0
Federal funds sold and securities purchased under agreements to resell		41.9			20.1			15.1			65.9			105.0			108.5			(60.1	)
Investment securities:
U.S. Treasury		187.2			242.0			232.8			10.7			44.3			(22.6	)		322.6
Government agencies		227.3			147.2			225.1			162.0			191.9			54.4			18.4
Obligations of state and political subdivisions		5.4			5.4			5.7			5.7			6.7			—			(19.4	)
Preferred stock		23.4			24.3			23.9			22.3			19.7			(3.7	)		18.8
Mortgage-backed securities		215.3			233.8			254.5			276.5			297.2			(7.9	)		(27.6	)
Other securities		109.8			112.3			118.5			131.5			155.2			(2.2	)		(29.3	)
Total investment securities		768.4			765.0			860.5			608.7			715.0			0.4			7.5
FHLB and FRB stock, at cost		32.1			26.8			26.8			26.7			26.7			19.8			20.2
Loans:
Commercial, financial, and agricultural		2,459.6			2,539.1			2,627.0			2,644.9			2,752.4			(3.1	)		(10.6	)
Real estate — construction		1,756.7			1,872.9			1,956.4			1,950.7			1,961.9			(6.2	)		(10.5	)
Commercial mortgage		2,074.7			2,130.0			2,102.3			2,075.0			2,011.8			(2.6	)		3.1
Total commercial loans		6,291.0			6,542.0			6,685.7			6,670.6			6,726.1			(3.8	)		(6.5	)
Residential mortgage		424.2			428.2			431.0			428.2			435.3			(0.9	)		(2.5	)
Consumer		1,243.9			1,319.5			1,408.9			1,485.5			1,565.7			(5.7	)		(20.6	)
Secured with investments		428.6			425.9			441.6			436.9			448.1			0.6			(4.4	)
Total retail loans		2,096.7			2,173.6			2,281.5			2,350.6			2,449.1			(3.5	)		(14.4	)
Total loans net of unearned income		8,387.7			8,715.6			8,967.2			9,021.2			9,175.2			(3.8	)		(8.6	)
Reserve for loan losses		(373.8	)		(299.8	)		(251.5	)		(201.8	)		(184.9	)		24.7			102.2
Net loans		8,013.9			8,415.8			8,715.7			8,819.4			8,990.3			(4.8	)		(10.9	)
Premises and equipment		138.4			141.1			146.8			149.1			151.4			(1.9	)		(8.6	)
Goodwill		359.3			359.6			363.2			363.1			363.4			(0.1	)		(1.1	)
Other intangibles		32.4			34.2			40.2			42.3			43.9			(5.3	)		(26.2	)
Other assets		593.5			540.8			560.5			445.3			438.7			9.7			35.3
Total assets	$	10,384.9		$	10,622.1		$	11,097.1		$	10,873.8		$	11,163.4			(2.2	)		(7.0	)
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits:
Noninterest-bearing demand	$	784.8		$	676.7		$	1,470.6		$	1,041.6		$	1,456.6			16.0			(46.1	)
Interest-bearing:
Savings		913.7			930.6			921.5			918.5			898.1			(1.8	)		1.7
Interest-bearing demand		3,976.2			3,980.9			3,590.7			3,352.8			3,182.4			(0.1	)		24.9
Certificates under $100,000		983.6			1,003.8			1,000.6			1,031.8			1,103.0			(2.0	)		(10.8	)
Local certificates $100,000 and over		116.0			123.7			136.9			161.6			179.4			(6.2	)		(35.3	)
Total core deposits		6,774.3			6,715.7			7,120.3			6,506.3			6,819.5			0.9			(0.7	)
National brokered certificates		873.7			1,107.6			1,270.6			922.7			959.7			(21.1	)		(9.0	)
Total deposits		7,648.0			7,823.3			8,390.9			7,429.0			7,779.2			(2.2	)		(1.7	)
Short-term borrowings:
Federal funds purchased and securities sold under agreements to repurchase		429.2			428.5			574.8			1,265.1			1,219.8			0.2			(64.8	)
U.S. Treasury demand deposits		—			—			—			—			—			—			—
Other debt		29.0			29.0			29.0			1.0			1.1			—			N/M
Total short-term borrowings		458.2			457.5			603.8			1,266.1			1,220.9			0.2			(62.5	)
Other liabilities		394.4			343.8			352.4			393.4			382.4			14.7			3.1
Long-term debt		444.0			443.5			442.9			470.4			469.9			0.1			(5.5	)
Total liabilities		8,944.6			9,068.1			9,790.0			9,558.9			9,852.4			(1.4	)		(9.2	)
Stockholders’ equity:
Preferred stock		324.1			323.7			323.3			322.8			322.4			0.1			0.5
Other stockholders’ equity		1,116.2			1,230.3			983.4			991.6			988.3			(9.3	)		12.9
Total Wilmington Trust stockholders’ equity		1,440.3			1,554.0			1,306.7			1,314.4			1,310.7			(7.3	)		9.9
Noncontrolling interest		—			—			0.4			0.5			0.3			—			(100.0	)
Total stockholders’ equity		1,440.3			1,554.0			1,307.1			1,314.9			1,311.0			(7.3	)		9.9
Total liabilities and stockholders’ equity	$	10,384.9		$	10,622.1		$	11,097.1		$	10,873.8		$	11,163.4			(2.2	)		(7.0	)

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

AVERAGE STATEMENT OF CONDITION

	2010			2010			2009			2009			2009			% Change From
	Second			First			Fourth			Third			Second			Prior			Prior
(In millions)	Quarter			Quarter			Quarter			Quarter			Quarter			Quarter			Year
ASSETS
Cash and due from banks	$	173.6		$	185.1		$	196.3		$	181.4		$	179.8			(6.2	)		(3.4	)
Interest-bearing deposits in other banks		164.7			380.2			208.9			204.9			165.9			(56.7	)		(0.7	)
Federal funds sold and securities purchased under agreements to resell		31.9			3.3			30.1			13.8			14.5			N/M			120.0
Investment securities:
U.S. Treasury		236.8			230.4			92.2			18.4			46.2			2.8			412.6
Government agencies		149.2			192.3			173.5			169.3			256.0			(22.4	)		(41.7	)
Obligations of state and political subdivisions		5.4			5.4			5.7			6.0			6.7			—			(19.4	)
Preferred stock		24.0			24.2			22.5			20.7			17.0			(0.8	)		41.2
Mortgage-backed securities		223.7			244.3			266.5			284.4			307.9			(8.4	)		(27.3	)
Other securities		111.5			118.5			125.9			155.1			183.3			(5.9	)		(39.2	)
Total investment securities		750.6			815.1			686.3			653.9			817.1			(7.9	)		(8.1	)
FHLB and FRB stock, at cost		27.0			26.8			26.8			26.7			25.5			0.7			5.9
Loans:
Commercial, financial, and agricultural		2,515.7			2,567.4			2,624.1			2,687.7			2,765.6			(2.0	)		(9.0	)
Real estate — construction		1,837.9			1,912.9			1,949.7			1,959.5			1,973.4			(3.9	)		(6.9	)
Commercial mortgage		2,113.7			2,124.3			2,091.3			2,038.7			1,987.5			(0.5	)		6.3
Total commercial loans		6,467.3			6,604.6			6,665.1			6,685.9			6,726.5			(2.1	)		(3.9	)
Residential mortgage		425.4			426.8			434.0			431.9			566.5			(0.3	)		(24.9	)
Consumer		1,284.7			1,365.4			1,447.4			1,525.1			1,605.1			(5.9	)		(20.0	)
Secured with investments		419.6			431.5			440.7			436.7			498.1			(2.8	)		(15.8	)
Total retail loans		2,129.7			2,223.7			2,322.1			2,393.7			2,669.7			(4.2	)		(20.2	)
Total loans net of unearned income		8,597.0			8,828.3			8,987.2			9,079.6			9,396.2			(2.6	)		(8.5	)
Reserve for loan losses		(281.6	)		(249.2	)		(201.9	)		(182.7	)		(164.0	)		13.0			71.7
Net loans		8,315.4			8,579.1			8,785.3			8,896.9			9,232.2			(3.1	)		(9.9	)
Premises and equipment		140.5			144.2			148.4			150.9			151.8			(2.6	)		(7.4	)
Goodwill		359.6			361.8			363.1			363.4			356.9			(0.6	)		0.8
Other intangibles		33.4			37.3			41.3			43.2			44.1			(10.5	)		(24.3	)
Other assets		517.0			511.5			435.4			417.5			432.3			1.1			19.6
Total assets	$	10,513.7		$	11,044.4		$	10,921.9		$	10,952.6		$	11,420.1			(4.8	)		(7.9	)
LIABILITIES AND STOCKHOLDERS’ EQUITY
Deposits:
Noninterest-bearing demand	$	780.5		$	1,307.5		$	1,219.5		$	1,310.6		$	1,246.6			(40.3	)		(37.4	)
Interest-bearing:
Savings		914.3			925.1			918.9			911.7			907.0			(1.2	)		0.8
Interest-bearing demand		3,952.6			3,872.1			3,440.6			3,243.7			3,154.0			2.1			25.3
Certificates under $100,000		995.1			1,002.3			1,013.6			1,063.9			1,113.9			(0.7	)		(10.7	)
Local certificates $100,000 and over		120.9			132.4			148.6			169.2			180.9			(8.7	)		(33.2	)
Total core deposits		6,763.4			7,239.4			6,741.2			6,699.1			6,602.4			(6.6	)		2.4
National brokered certificates		984.8			1,255.0			1,217.5			959.8			1,150.6			(21.5	)		(14.4	)
Total deposits		7,748.2			8,494.4			7,958.7			7,658.9			7,753.0			(8.8	)		(0.1	)
Short-term borrowings:
Federal funds purchased and securities sold under agreements to repurchase		393.8			312.5			764.5			1,123.4			1,432.7			26.0			(72.5	)
U.S. Treasury demand deposits		—			—			—			—			8.1			—			(100.0	)
Other debt		29.0			28.9			28.1			1.1			1.1			0.3			N/M
Total short-term borrowings		422.8			341.4			792.6			1,124.5			1,441.9			23.8			(70.7	)
Other liabilities		314.5			344.5			395.8			376.5			412.8			(8.7	)		(23.8	)
Long-term debt		443.7			443.2			443.6			470.1			469.5			0.1			(5.5	)
Total liabilities		8,929.2			9,623.5			9,590.7			9,630.0			10,077.2			(7.2	)		(11.4	)
Stockholders’ equity:
Preferred stock		323.8			323.4			323.0			322.6			322.1			0.1			0.5
Other stockholders’ equity		1,260.7			1,097.4			1,008.0			999.6			1,020.5			14.9			23.5
Total Wilmington Trust stockholders’ equity		1,584.5			1,420.8			1,331.0			1,322.2			1,342.6			11.5			18.0
Noncontrolling interest		—			0.1			0.2			0.4			0.3			(100.0	)		(100.0	)
Total stockholders’ equity		1,584.5			1,420.9			1,331.2			1,322.6			1,342.9			11.5			18.0
Total liabilities and stockholders’ equity	$	10,513.7		$	11,044.4		$	10,921.9		$	10,952.6		$	11,420.1			(4.8	)		(7.9	)

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

YIELDS AND RATES

	2010			2010			2009			2009			2009
	Second			First			Fourth			Third			Second
YIELDS/RATES (tax-equivalent basis)	Quarter			Quarter			Quarter			Quarter			Quarter
EARNING ASSETS:
Interest-bearing time deposits in other banks		0.22	%		0.22	%		0.13	%		0.27	%		0.34	%
Federal funds sold and securities purchased under agreements to resell		0.13			0.25			0.11			0.14			0.14
Total investment securities		2.96			2.94			3.74			4.35			3.89
FHLB and FRB stock, at cost		2.78			0.05			2.31			0.12			2.84
Commercial, financial, and agricultural		4.27			4.13			4.22			4.26			4.30
Real estate — construction		3.49			3.50			3.42			3.49			3.60
Commercial mortgage		4.15			4.20			4.26			4.35			4.40
Total commercial loans		4.01			3.97			4.00			4.06			4.12
Residential mortgage		5.13			5.13			5.11			5.45			5.71
Consumer		5.54			5.53			5.50			5.64			5.63
Secured with investments		2.88			2.86			2.85			2.79			2.60
Total retail loans		4.93			4.94			4.92			5.09			5.08
Total loans		4.24			4.21			4.24			4.33			4.40
Total earning assets		4.05			3.95			4.10			4.23			4.28
FUNDS USED TO SUPPORT EARNING ASSETS:
Core deposits
Savings		0.82			0.94			1.08			1.20			1.24
Interest-bearing demand		0.27			0.30			0.35			0.37			0.40
Certificates under $100,000		2.23			2.28			2.44			2.71			2.98
Local certificates $100,000 and over		2.08			2.01			2.11			2.25			2.62
Core interest-bearing deposits		0.72			0.77			0.90			1.03			1.15
National brokered certificates		0.90			0.95			1.01			1.34			1.74
Total interest-bearing deposits		0.74			0.80			0.92			1.08			1.26
Short-term borrowings		0.66			0.75			0.44			0.24			0.26
Long-term debt		7.14			7.23			7.08			7.06			7.14
Total interest-bearing liabilities		1.10			1.16			1.22			1.31			1.41
Total funds used to support earning assets		0.90			0.92			0.98			1.04			1.14
Net interest margin (tax-equivalent basis)		3.15			3.03			3.12			3.19			3.14
Year-to-date net interest margin		3.09			3.03			3.08			3.06			3.00
Prime rate		4.00			4.00			4.00			4.00			4.00
Tax-equivalent net interest income (in millions)	$	75.2		$	75.1		$	78.4		$	80.5		$	82.1
Average earning assets at historical cost	$	9,576.5		$	10,065.8		$	9,954.3		$	10,005.8		$	10,477.2
Average fair valuation adjustment on investment securities available for sale		(5.3	)		(12.1	)		(15.0	)		(26.9	)		(58.0	)
Average earning assets	$	9,571.2		$	10,053.7		$	9,939.3		$	9,978.9		$	10,419.2

Average rates are calculated using average balances based on historical cost and do not reflect fair valuation adjustments.

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

CREDIT QUALITY

	Three Months Ended
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,
(In millions)	2010			2010			2009			2009			2009
NONPERFORMING ASSETS AT PERIOD-END
Nonaccruing loans:
Commercial, financial, and agricultural	$	97.5		$	91.2		$	80.9		$	90.2		$	89.3
Commercial real estate — construction		240.7			246.8			264.8			190.7			145.3
Commercial mortgage		94.9			83.3			69.0			50.8			40.5
Consumer and other retail		46.8			47.6			40.9			35.8			25.3
Total nonaccruing loans		479.9			468.9			455.6			367.5			300.4
Renegotiated loans — accruing		35.6			35.7			28.5			2.2			1.6
Total nonaccruing loans and renegotiated loans		515.5			504.6			484.1			369.7			302.0
Other real estate owned (OREO)		44.2			46.3			34.6			27.8			28.3
Total nonperforming assets		559.7			550.9			518.7			397.5			330.3
Loans past due 90 days or more:
Commercial, financial, and agricultural		36.4			3.0			4.2			4.2			3.0
Commercial real estate — construction		29.2			14.3			4.5			4.0			5.1
Commercial mortgage		24.1			7.0			2.2			9.2			2.8
Consumer and other retail		16.5			15.4			19.7			21.3			15.8
Total loans past due 90 days or more		106.2			39.7			30.6			38.7			26.7
RESERVE FOR LOAN LOSSES
Balance at the beginning of the period	$	299.8		$	251.5		$	201.8		$	184.9		$	167.0
Loans charged off:
Commercial, financial, and agricultural		(25.4	)		(8.2	)		(12.2	)		(8.1	)		(8.5	)
Commercial real estate — construction		(81.2	)		(12.1	)		(13.6	)		(6.3	)		(18.4	)
Commercial mortgage		(15.2	)		(2.4	)		(3.0	)		(1.0	)		(1.7	)
Residential mortgage		—			—			—			(0.5	)		—
Consumer and other retail		(13.3	)		(8.1	)		(7.8	)		(7.9	)		(11.1	)
Total loans charged off		(135.1	)		(30.8	)		(36.6	)		(23.8	)		(39.7	)
Recoveries on loans previously charged off:
Commercial, financial, and agricultural		1.6			0.3			1.0			0.2			0.1
Commercial real estate — construction		—			—			0.5			—			—
Commercial mortgage		0.4			—			0.1			0.3			—
Residential mortgage		—			—			—			—			—
Consumer and other retail		1.9			1.4			1.9			1.5			3.4
Total recoveries		3.9			1.7			3.5			2.0			3.5
Net loans charged off:
Commercial, financial, and agricultural		(23.8	)		(7.9	)		(11.2	)		(7.9	)		(8.4	)
Commercial real estate — construction		(81.2	)		(12.1	)		(13.1	)		(6.3	)		(18.4	)
Commercial mortgage		(14.8	)		(2.4	)		(2.9	)		(0.7	)		(1.7	)
Residential mortgage		—			—			—			(0.5	)		—
Consumer and other retail		(11.4	)		(6.7	)		(5.9	)		(6.4	)		(7.7	)
Total net loans charged off		(131.2	)		(29.1	)		(33.1	)		(21.8	)		(36.2	)
Transfers from/(to) reserve for unfunded lending commitments		—			—			—			—			0.1
Provision charged to operations		205.2			77.4			82.8			38.7			54.0
Balance at the end of the period		373.8			299.8			251.5			201.8			184.9
Reserve for unfunded lending commitments in other liabilities		20.4			8.9			7.4			5.7			4.0
RESERVE FOR LOAN LOSSES COMPOSITION
Commercial, financial, and agricultural	$	95.6		$	74.7		$	65.9		$	61.3		$	62.4
Commercial real estate — construction		165.1			127.3			100.8			66.8			51.2
Commercial mortgage		59.0			51.1			40.6			30.0			27.6
Residential mortgage		6.1			4.1			3.3			2.6			3.8
Consumer and other retail		48.0			42.6			40.9			41.1			39.9
Total reserve for loan losses		373.8			299.8			251.5			201.8			184.9

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

CREDIT QUALITY (continued)

	Three Months Ended
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,
(Dollars in millions)	2010			2010			2009			2009			2009
RATIOS
Period-end loans	$	8,387.7		$	8,715.6		$	8,967.2		$	9,021.2		$	9,175.2
Average loans		8,597.0			8,828.3			8,987.2			9,079.6			9,396.2
Period-end reserve to loans		4.46	%		3.44	%		2.80	%		2.24	%		2.02	%
Period-end nonperforming assets to loans and OREO		6.64			6.29			5.76			4.39			3.59
Period-end loans past due 90 days to total loans		1.27			0.46			0.34			0.43			0.29
Quarterly net charge-offs to average loans (not annualized)		1.53			0.33			0.37			0.24			0.39
Year-to-date net charge-offs to average loans		1.84			0.33			1.21			0.85			0.61
INTERNAL RISK RATING
Pass	$	6,147.7		$	6,912.8		$	7,289.7		$	7,565.4		$	7,934.0
Watchlist		764.2			672.0			607.4			598.6			550.9
Substandard		1,451.5			1,089.3			1,013.8			828.4			662.2
Doubtful/loss		24.3			41.5			56.4			28.8			28.1

LOAN PORTFOLIO DETAIL

	Three Months Ended
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,
(Dollars in millions)	2010			2010			2009			2009			2009
LOAN PORTFOLIO COMPOSITION
Commercial, financial, and agricultural		29	%		29	%		29	%		29	%		30	%
Commercial real estate — construction		21			22			22			22			21
Commercial mortgage		25			24			23			23			22
Residential mortgage		5			5			5			5			5
Consumer		15			15			16			16			17
Secured with investments		5			5			5			5			5
COMMERCIAL REAL ESTATE — CONSTRUCTION DETAIL
Project type:
Residential real estate construction		49	%		51	%		51	%		51	%		49	%
Land development		23			23			22			21			21
Retail and office		16			15			18			18			17
Owner-occupied		1			1			1			2			2
Multi-family		6			5			4			4			4
Other		5			5			4			4			7
Geographic location:
Delaware		58	%		60	%		59	%		58	%		59	%
Pennsylvania		22			22			23			23			23
Maryland		8			7			7			7			6
New Jersey		10			9			9			9			9
Other		2			2			2			3			3
CONSUMER LOANS, PERIOD-END
Home equity	$	555.5		$	563.0		$	568.6		$	570.5		$	573.3
Indirect		492.6			548.2			613.4			684.8			753.7
Credit card		64.5			63.9			66.4			67.5			64.5
Other consumer		131.3			144.4			160.5			162.7			174.2
Total consumer loans	$	1,243.9		$	1,319.5		$	1,408.9		$	1,485.5		$	1,565.7
CONSUMER LOANS, ON AVERAGE
Home equity	$	559.7		$	566.5		$	571.7		$	572.9		$	571.8
Indirect		519.4			581.5			648.0			718.7			788.0
Credit card		64.4			64.8			65.2			64.2			64.2
Other consumer		141.2			152.6			162.5			169.3			181.1
Total consumer loans	$	1,284.7		$	1,365.4		$	1,447.4		$	1,525.1		$	1,605.1

WILMINGTON TRUST CORPORATION QUARTERLY SUMMARY
As of and for the six months ended June 30, 2010

SUPPLEMENTAL INFORMATION

	Three Months Ended
																% Change From:
	June 30,			Mar. 31,			Dec. 31,			Sept. 30,			June 30,			Prior			Prior
	2010			2010			2009			2009			2009			Quarter			Year
NET INCOME
Net (loss)/income per common share
Basic	$	(1.33	)	$	(0.44	)	$	(0.23	)	$	(0.15	)	$	(0.20	)		202.3			N/M
Diluted		(1.33	)		(0.44	)		(0.23	)		(0.15	)		(0.20	)		202.3			N/M
Weighted average shares outstanding (in thousands)
Basic		90,786			76,465			68,983			68,979			68,966
Diluted		90,786			76,465			68,983			68,979			68,966
Net (loss)/income as a percentage of:
Average assets		(4.44	)%		(1.07	)%		(0.41	)%		(0.21	)%		(0.32	)%
Average stockholders’ equity1		(37.03	)		(10.79	)		(4.41	)		(2.34	)		(3.58	)
ASSETS UNDER MANAGEMENT * (in billions)
Wilmington Trust	$	40.6		$	42.3		$	42.1		$	39.8		$	35.2			(4.0	)		15.3
Roxbury Capital Management		1.5			1.6			1.7			1.5			1.4			(6.3	)		7.1
Cramer Rosenthal McGlynn		11.2			13.0			11.9			11.0			9.4			(13.8	)		19.1
Combined assets under management	$	53.3		$	56.9		$	55.7		$	52.3		$	46.0			(6.3	)		15.9
*    Assets under management include estimates for values associated with certain assets that lack readily ascertainable values, such as limited partnership interests.
ASSETS UNDER ADMINISTRATION ** (in billions)
Wilmington Trust	$	142.8		$	149.2		$	148.6		$	140.8		$	128.7			(4.3	)		11.0
**  Includes Wilmington Trust assets under management
INVESTMENT MIX OF ASSETS MANAGED BY WILMINGTON TRUST
Equities		37	%		41	%		40	%		37	%		36	%
Fixed income		36			33			34			34			37
Other		27			26			26			29			27
CAPITAL (in millions, except per share amounts)
Average Wilmington Trust stockholders’ equity	$	1,584.5		$	1,420.8		$	1,331.0		$	1,322.2		$	1,342.6			11.5			18.0
Total risk-weighted assets		9,872.5			10,281.7			10,959.4			10,956.6			11,297.8			(4.0	)		(12.6	)
Tier 1 capital		1,217.1			1,326.0			1,080.1			1,090.4			1,093.4			(8.2	)		11.3
Per share:
Book value1		12.20			13.49			14.17			14.29			14.26			(9.6	)		(14.4	)
Quarterly dividends declared per common share		0.01			0.01			0.01			0.01			0.1725			—			(94.2	)
Year-to-date dividends declared per common share		0.02			0.01			0.365			0.355			0.345
Average stockholders’ equity to assets1		11.99	%		9.94	%		9.23	%		9.13	%		8.94	%
Total risk-based capital ratio		16.65			17.58			14.31			14.40			14.02
Tier 1 risk-based capital ratio		12.33			12.90			9.86			9.95			9.68
Tier 1 leverage capital ratio		11.80			12.25			10.10			10.21			9.79
Tangible common equity to assets ratio1		7.25			8.18			5.42			5.60			5.40
Tier 1 common capital ratio		9.05			9.75			6.90			7.00			6.82
INVESTMENT SECURITIES PORTFOLIO
Average life (in years)		6.12			6.94			6.23			9.21			8.09
Average duration		(0.75)			(2.11	)		(0.49	)		(0.25	)		(1.33	)
Percentage invested in fixed rate instruments		84	%		83	%		84	%		64	%		68	%
FUNDING (on average)
Percentage from core deposits		83	%		82	%		77	%		76	%		72	%
Percentage from national funding		12			14			14			11			12
Percentage from short-term borrowings		5			4			9			13			16
ASSET — LIABILITY MATCHING
As a percentage of total balances at period-end:
Loans outstanding with floating rates		79	%		79	%		79	%		78	%		77	%
Commercial loans with floating rates		90			91			90			90			89
Commercial loans tied to a prime rate		51			51			53			53			54
Commercial loans tied to the 30-day LIBOR		40			40			39			40			40
National CDs and short-term borrowings maturing in 90 days or less		69	%		52	%		91	%		77	%		80	%
FULL-TIME EQUIVALENT HEADCOUNT
Full-time equivalent headcount		2,795			2,821			2,898			2,902			2,909

¹ Does not include preferred stock and noncontrolling interest.