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                                   Exhibit 11


Statement Re Computation of Per Share Earnings

         Basic earnings per share of $.96 for the first quarter of 2001 were
computed by dividing net income of $31,196,587 by the weighted average number of
shares of common stock outstanding during the quarter of 32,447,242.

         Diluted earnings per share of $.95 for the first quarter of 2001 were
computed by dividing net income of $31,196,587 by the weighted average diluted
number of shares of common stock outstanding during the quarter of 32,875,348.


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